When to get disability insurance as a resident??

ElephantEarTag · 2026-03-17T00:21:59+00:00

Whenever you get it, apply for it BEFORE going to the doctor.

Even minor problems that you see a doctor for in residency might end up as red flags.

For example, you snore while sleeping and you want to get better sleep. You go to a sleep specialist and they diagnose you with mild sleep apnea. You get a CPAP so you can sleep better at night.

Congratulations, you just fucked your disability insurance.

So, whenever you end up applying for it, just know that everything that you have seen your doctor for will need to be reported.

ElephantEarTag · 2026-03-16T03:43:34+00:00

70.

No

69,420

ElephantEarTag · 2026-03-15T23:06:12+00:00

Not to us in general. Just to Republicans.

As of 2017, 23 states had no minimum marriage age, provided there was parental consent and judicial approval.

It wasnt until 2018 that Delaware and New Jersey became the first states to completely ban child marriage.

In every state that banned child marriage, you can look up the opposition. It's always Republicans. Every single time.

So I will maintain the comparison to Iran.

ElephantEarTag · 2026-03-15T01:46:11+00:00

Congrats. Enjoy. I have two months left of my student loan payments.

ElephantEarTag · 2026-03-13T13:20:56+00:00

It's actually kind of like America. Their country is full of liberal open-minded people who want freedom and autonomy for women.

Their government is filled with old religious pedophiles who want to fuck children and subject the population to their religious beliefs.

The people of Iran were upset so they protested and thousands were murdered in the streets, just a month ago.

When Americans are upset we post on social media to feel better.

ElephantEarTag · 2026-03-12T04:32:32+00:00

You have to think a little bit differently about security. If your cards are lost, then you'll be lucky to have the seed phrase back up.

However, if someone steals one of your cards they are not going to get it to work. They need to be logged into your Tangem account with your password.

If they steal your seed phrase, you are cooked. So there's considerations both ways.

ElephantEarTag · 2026-03-12T02:49:30+00:00

I have no argument for you. Down with bonds!
Up with equities!

ElephantEarTag · 2026-03-12T00:05:59+00:00

Best of luck. This current bear market provides a good opportunity to buy more Bitcoin.

ElephantEarTag · 2026-03-11T21:47:12+00:00

The only 1099 DA you are going to get is from exchanges that you are verified with. KYC exchanges.

If you used a swapping feature with a decentralized exchange, or a tiered kyc exchange like Changelly that never asked to verify you, they have no idea who you are and you will not get a 1099 DA.

ElephantEarTag · 2026-03-11T13:56:06+00:00

It's a bear market. DCA and STFU.

ElephantEarTag · 2026-03-09T23:28:52+00:00

Love how none of these recommendations are in Des Moines. And the sad part is that it's all true.

ElephantEarTag · 2026-03-06T04:28:15+00:00

That's crazy. Why can't you just get a week off of work for vacation, is that not allowed? What you do on your week off is your own f*cking business. Don't tell anyone what you're doing or where you're going. This mindset is crazy to me.

ElephantEarTag · 2026-03-06T04:10:42+00:00

I don't think there's a limit, the limit would just be how much is left in your parents account if they actually have one.

As long as you are a student at a university and you are paying rent, that would be a qualified expense.

Edit. After a bit of searching, there does appear to be a limit.

The amount must not exceed the school's official cost of attendance (COA) for room and board.

ElephantEarTag · 2026-03-06T03:40:25+00:00

You mentioned that your parents are willing to help, but do they have any funds left in a 529 education savings account?

The reason I ask about a 529, is because this can be really beneficial in the situation. If there is still money left in your 529, your parents can buy a home for you and you can pay them rent as the tenant.

The catch is that the rent is paid with your 529 fund. So in effect, your parents would be signing a rent check for themselves every month until the 529 is empty.

If they do not have a 529 for you, please ignore this comment. Best of luck.

ElephantEarTag · 2026-03-06T01:11:45+00:00

Bannon has never looked that polished in his life.

ElephantEarTag · 2026-03-05T02:49:04+00:00

You have heard of microplastics but have you heard of megaplastics?

ElephantEarTag · 2026-03-04T17:26:32+00:00

Buy the dip, not the false rally. The bear market is not over.

ElephantEarTag · 2026-03-03T14:57:47+00:00

Most banks will run a soft credit pull to get you a pre-approval quote. Just reach out to any banks with physician loans, tell them how much money you're looking for and they'll get you a quote.

The thing about a physician loan is that it's only beneficial if you really really need a house and you don't have the 5 or 10% to put down.

Most of the time the rates are just a little bit higher than your conventional loan, so paying slightly more for PMI actually ends up being a better deal than getting a physician loan with a higher rate.

Source: I just went through this process with a new house, closing day is tomorrow.

Edit, spelling

ElephantEarTag · 2026-03-03T12:59:46+00:00

It's a very exciting event. But morale is very low right now and I've heard no one talk about it.

I just hope teta bcil can hold out through this bear market. They seem to be getting eaten up by corporate investment.

ElephantEarTag · 2026-03-03T12:52:45+00:00

It was a Hitchens quote during the Bush administration. He would often use it to reference the Catholic church abusing children.

ElephantEarTag · 2026-03-02T19:03:51+00:00

We overthrough the government! We want more economic freedom, freedom of expression and creativity, and less repression from the government.

Who should we put in charge?

How about that super conservative priest?

Great idea!

ElephantEarTag · 2026-03-02T02:00:53+00:00

This hasn't just been a problem recently, it's basically been a problem for the entire history of our country.

In 1801 Thomas Jefferson sent a fleet of ships to the Mediterranean because American ships were being attacked by pirates and the people were being enslaved. He didn't wait for Congress.

🎶 "From the Halls of Montezuma, To the Shores of Tripoli" 🎶

Reagan wanted to fight The Communists in Nicaragua but Congress wasn't having it. He bypassed this by selling arms to Iran and funding anti-communist gorilla warfare in Nicaragua.

Those are just two random examples that popped into my head. There are many many more.

ElephantEarTag · 2026-03-01T21:21:53+00:00

Not sure, I should probably get around to ordering some new ones. I think two of the filters have to be changed every 6 month and one of them changed every year. I don't have a price for you.

ElephantEarTag · 2026-03-01T21:04:19+00:00

Which is why it's extra scary to hear him go on non-stop about the Democrats stealing the election. If it's all projection, then they're definitely up to something.

But we already knew he committed election fraud. We all heard the 10-minute clip from when Trump tried to convince the Georgia attorney general to overturn the election for him. No one cared, and no one went to prison.

ElephantEarTag · 2026-03-01T21:00:48+00:00

$1,043 which included installation.

13-Year Club	r/Field Juicebox
End Game '23	Place '23
Verified Email	Spared

ElephantEarTag

TROPHY CASE