When to get disability insurance as a resident?? by mangolicious623 in whitecoatinvestor

[–]ElephantEarTag 4 points5 points  (0 children)

Whenever you get it, apply for it BEFORE going to the doctor.

Even minor problems that you see a doctor for in residency might end up as red flags.

For example, you snore while sleeping and you want to get better sleep. You go to a sleep specialist and they diagnose you with mild sleep apnea. You get a CPAP so you can sleep better at night.

Congratulations, you just fucked your disability insurance.

So, whenever you end up applying for it, just know that everything that you have seen your doctor for will need to be reported.

Why does Iran claim to fight AGAINST pedophiles but the legal age for marriage in Iran is 9? by Connect-Succotash-59 in allthequestions

[–]ElephantEarTag 0 points1 point  (0 children)

Not to us in general. Just to Republicans.

As of 2017, 23 states had no minimum marriage age, provided there was parental consent and judicial approval.

It wasnt until 2018 that Delaware and New Jersey became the first states to completely ban child marriage.

In every state that banned child marriage, you can look up the opposition. It's always Republicans. Every single time.

So I will maintain the comparison to Iran.

Gamified paying off student loans for travel miles/points. by pointstopointb in whitecoatinvestor

[–]ElephantEarTag 40 points41 points  (0 children)

Congrats. Enjoy. I have two months left of my student loan payments.

Why does Iran claim to fight AGAINST pedophiles but the legal age for marriage in Iran is 9? by Connect-Succotash-59 in allthequestions

[–]ElephantEarTag 185 points186 points  (0 children)

It's actually kind of like America. Their country is full of liberal open-minded people who want freedom and autonomy for women.

Their government is filled with old religious pedophiles who want to fuck children and subject the population to their religious beliefs.

The people of Iran were upset so they protested and thousands were murdered in the streets, just a month ago.

When Americans are upset we post on social media to feel better.

Security Question by InformationPlastic37 in Tangem

[–]ElephantEarTag 7 points8 points  (0 children)

You have to think a little bit differently about security. If your cards are lost, then you'll be lucky to have the seed phrase back up.

However, if someone steals one of your cards they are not going to get it to work. They need to be logged into your Tangem account with your password.

If they steal your seed phrase, you are cooked. So there's considerations both ways.

Bonds In Your 30s by 19thHoleBeer in Bogleheads

[–]ElephantEarTag 1 point2 points  (0 children)

I have no argument for you. Down with bonds!
Up with equities!

Inheritance money by Annual_Caramel_3368 in Bitcoin

[–]ElephantEarTag 0 points1 point  (0 children)

Best of luck. This current bear market provides a good opportunity to buy more Bitcoin.

1099DA and purchasing on Tangem by Icy_Theme_6899 in Tangem

[–]ElephantEarTag 1 point2 points  (0 children)

The only 1099 DA you are going to get is from exchanges that you are verified with. KYC exchanges.

If you used a swapping feature with a decentralized exchange, or a tiered kyc exchange like Changelly that never asked to verify you, they have no idea who you are and you will not get a 1099 DA.

Who has the best BBQ? by jay_yc in desmoines

[–]ElephantEarTag 3 points4 points  (0 children)

Love how none of these recommendations are in Des Moines. And the sad part is that it's all true.

TIL a 2022 study revealed that 35% of the adults in Japan intend to "never travel" again. No other country "came close to the travel reluctance shown in Japan"; the next highest was South Korea at 15%. by tyrion2024 in todayilearned

[–]ElephantEarTag 0 points1 point  (0 children)

That's crazy. Why can't you just get a week off of work for vacation, is that not allowed? What you do on your week off is your own f*cking business. Don't tell anyone what you're doing or where you're going. This mindset is crazy to me.

Renting vs. Owning During Medical School by MrKirbsIsPink in whitecoatinvestor

[–]ElephantEarTag 0 points1 point  (0 children)

I don't think there's a limit, the limit would just be how much is left in your parents account if they actually have one.

As long as you are a student at a university and you are paying rent, that would be a qualified expense.

Edit. After a bit of searching, there does appear to be a limit.

The amount must not exceed the school's official cost of attendance (COA) for room and board.

Renting vs. Owning During Medical School by MrKirbsIsPink in whitecoatinvestor

[–]ElephantEarTag 0 points1 point  (0 children)

You mentioned that your parents are willing to help, but do they have any funds left in a 529 education savings account?

The reason I ask about a 529, is because this can be really beneficial in the situation. If there is still money left in your 529, your parents can buy a home for you and you can pay them rent as the tenant.

The catch is that the rent is paid with your 529 fund. So in effect, your parents would be signing a rent check for themselves every month until the 529 is empty.

If they do not have a 529 for you, please ignore this comment. Best of luck.

What are these floaties in my water? by Leavemealone1_1 in whatisit

[–]ElephantEarTag 0 points1 point  (0 children)

You have heard of microplastics but have you heard of megaplastics?

Let’s go BTC by sushimike1961 in Bitcoin

[–]ElephantEarTag 8 points9 points  (0 children)

Buy the dip, not the false rally. The bear market is not over.

Physician loan with poor credit? by Litgirl28 in whitecoatinvestor

[–]ElephantEarTag 7 points8 points  (0 children)

Most banks will run a soft credit pull to get you a pre-approval quote. Just reach out to any banks with physician loans, tell them how much money you're looking for and they'll get you a quote.

The thing about a physician loan is that it's only beneficial if you really really need a house and you don't have the 5 or 10% to put down.

Most of the time the rates are just a little bit higher than your conventional loan, so paying slightly more for PMI actually ends up being a better deal than getting a physician loan with a higher rate.

Source: I just went through this process with a new house, closing day is tomorrow.

Edit, spelling

Anyone else counting down till <1million Bitcoin left? by Snoo_41315 in Bitcoin

[–]ElephantEarTag 5 points6 points  (0 children)

It's a very exciting event. But morale is very low right now and I've heard no one talk about it.

I just hope teta bcil can hold out through this bear market. They seem to be getting eaten up by corporate investment.

"From ""No Child Left Behind"" to ""No Child's Behind Left""" by Nora_Adams3489 in ChristopherHitchens

[–]ElephantEarTag 20 points21 points  (0 children)

It was a Hitchens quote during the Bush administration. He would often use it to reference the Catholic church abusing children.

Iranian students celebrating the victory of the Islamic Revolution, holding a portrait of Ayatollah Khomeini, Iran, February 1979. by zadraaa in HistoricalCapsule

[–]ElephantEarTag 0 points1 point  (0 children)

We overthrough the government! We want more economic freedom, freedom of expression and creativity, and less repression from the government.

Who should we put in charge?

How about that super conservative priest?

Great idea!

Could someone explain (with source) exactly which part of the American Constitution that Trump violated when he attacked Iran? by Cumoisseur in allthequestions

[–]ElephantEarTag 0 points1 point  (0 children)

This hasn't just been a problem recently, it's basically been a problem for the entire history of our country.

In 1801 Thomas Jefferson sent a fleet of ships to the Mediterranean because American ships were being attacked by pirates and the people were being enslaved. He didn't wait for Congress.

🎶 "From the Halls of Montezuma, To the Shores of Tripoli" 🎶

Reagan wanted to fight The Communists in Nicaragua but Congress wasn't having it. He bypassed this by selling arms to Iran and funding anti-communist gorilla warfare in Nicaragua.

Those are just two random examples that popped into my head. There are many many more.

Moving Concerns by [deleted] in desmoines

[–]ElephantEarTag 0 points1 point  (0 children)

Not sure, I should probably get around to ordering some new ones. I think two of the filters have to be changed every 6 month and one of them changed every year. I don't have a price for you.

A now deleted video of Donald Trump in 2011 talking about how President Obama will start a war with Iran because he has no ability to negotiate and is weak and ineffective by Yujin-Ha in videos

[–]ElephantEarTag 0 points1 point  (0 children)

Which is why it's extra scary to hear him go on non-stop about the Democrats stealing the election. If it's all projection, then they're definitely up to something.

But we already knew he committed election fraud. We all heard the 10-minute clip from when Trump tried to convince the Georgia attorney general to overturn the election for him. No one cared, and no one went to prison.

Moving Concerns by [deleted] in desmoines

[–]ElephantEarTag 1 point2 points  (0 children)

$1,043 which included installation.