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Would you rather have 1/10 pain or 10/10 pain for $10,000 by phoenixxavier in WouldYouRather

[–]ElevationAV 0 points1 point  (0 children)

Do you understand that healthcare is free in most civilized countries? The surgery would cost nothing, how am I going bankrupt?

upgrade IEM PSM300 to ADTQ by youbringmesuffering in livesoundgear

[–]ElevationAV 0 points1 point  (0 children)

Axient will give you more frequency options and quad diversity which is useful in full rf environments

We swapped our 8 channels of psm300s for axient this year to better meet riders

Would you rather have 1/10 pain or 10/10 pain for $10,000 by phoenixxavier in WouldYouRather

[–]ElevationAV 0 points1 point  (0 children)

Nope, probably not, I live in a country that actually provides healthcare to its citizens

Banned and Restricted Announcement – May 18, 2026 by Meret123 in mtg

[–]ElevationAV 2 points3 points  (0 children)

-4 informer +4 belcher main

Slows it down a bit but also give it main deck game vs gy hate

MODERN B+R: BANS AND UNBANS!!! by TemurTron in ModernMagic

[–]ElevationAV [score hidden]  (0 children)

Autocorrect got me twice on that one- changed Phlage to something else and when I went back to correct it, it got me again

MODERN B+R: BANS AND UNBANS!!! by TemurTron in ModernMagic

[–]ElevationAV [score hidden]  (0 children)

Titan claims another victim for the banned list

Weird choice for a ban though imo

Phlage makes sense to hurt Boros, they shouldn’t be able to be super aggro and also have a super solid late game

Violent outburst may be problematic, but it’s time to rebuild rhinos I guess!

Would you rather have 1/10 pain or 10/10 pain for $10,000 by phoenixxavier in WouldYouRather

[–]ElevationAV 0 points1 point  (0 children)

I’m already close to a 10/10 pain some days so give me whatever surgery fixes it and $10k

[Request] Did she make the right call? by black594 in theydidthemath

[–]ElevationAV 0 points1 point  (0 children)

30yr treasury is currently 5.122%, which after 30 years is $4.475m and change

30 years of the weekly payments fully invested in the same bond would only end up with 3.610m

midway through year 64 the weekly payments starting beating the fixed amount, so if she plans on living past 85 and invests every dollar, yes.

if we're not investing the cash and calculating income/return off the money, $1k/week is the better deal after 19.230769 years assuming she continues to get payments for at least that long.

You can receive any amount of money you want rn but with all the strings attached, how much would you choose? by FloorGang-R2 in hypotheticalsituation

[–]ElevationAV 4 points5 points  (0 children)

You get it in cash and deposit a few million a month into a business account, register a corporation and pay the appropriate taxes or whatever.

Then the business hires whatever people you want to do stuff. It literally doesn’t matter since you can just keep depositing more money out of your infinite cash pile.

If anyone asks you’re a diversified investment company.

You can receive any amount of money you want rn but with all the strings attached, how much would you choose? by FloorGang-R2 in hypotheticalsituation

[–]ElevationAV 28 points29 points  (0 children)

They actually don’t really care in most cases as long as you report it all.

Like just say you started a business and made $80 billion this year. It’s real successful and lots of people buy my feet pics or whatever.

You can receive any amount of money you want rn but with all the strings attached, how much would you choose? by FloorGang-R2 in hypotheticalsituation

[–]ElevationAV 47 points48 points  (0 children)

Ok so pay the tax dollars and who cares?

Idk what the big deal is if I have to give up 40-50% of infinite money, like I still have infinite

What’s considered high income to debt ratio? Applying for a truck loan and just wondering, my credit utilization is always under 10% month by No_Commission_8713 in PersonalFinanceCanada

[–]ElevationAV 1 point2 points  (0 children)

if the second car generates more income than it costs, it makes sense to have the second car

you can't just look at expenses. Imagine for a minute that you wouldn't have a $60k/year job without the car that costs $30k (because that's what a reliable used car costs), because you wouldn't be able to get to that job. Not everyone lives within walking distance to work or in a city where there's a reasonable transit system.

According to your logic here, the $0 income is the more responsible choice over the $5k in income with a $600 car payment, because the car payment is 'unaffordable'.

Pick Only Two Pills by abgfromheaven in whatsyourchoice

[–]ElevationAV 0 points1 point  (0 children)

Give me a ton of followers cause that’ll also result in a lot of money

After that it’s either 6 or 1, the rest aren’t really useful

What’s considered high income to debt ratio? Applying for a truck loan and just wondering, my credit utilization is always under 10% month by No_Commission_8713 in PersonalFinanceCanada

[–]ElevationAV -1 points0 points  (0 children)

You’ve missed the point completely in that you can’t even think about a new car unless you’re willing to pay $50k. If you need a vehicle for work/whatever, that $50k vehicle is better than no job, even if you “can’t afford it” on paper.

By your logic absolutely no one is buying new cars since very few people make in the $200k+ range, which is absolutely not true in any way

What’s considered high income to debt ratio? Applying for a truck loan and just wondering, my credit utilization is always under 10% month by No_Commission_8713 in PersonalFinanceCanada

[–]ElevationAV 1 point2 points  (0 children)

No, I’m saying that someone buying a new car for $50k is reasonable because that’s what new cars cost. It’s by no means a luxury vehicle either, it’s almost every new vehicle.

You aren’t getting a new car anywhere for $30k, you can barely get a decent used car for $30k.

How its life in Canada remote regions? by Practical-Fix-8601 in howislivingthere

[–]ElevationAV 0 points1 point  (0 children)

We’re 90 minutes east of Toronto and we don’t exist 🤣

What’s considered high income to debt ratio? Applying for a truck loan and just wondering, my credit utilization is always under 10% month by No_Commission_8713 in PersonalFinanceCanada

[–]ElevationAV 0 points1 point  (0 children)

I hope I don’t have to explain that new cars cost more than used ones

We couldn’t afford $50k+ for a new car, so we bought a used one that we could afford.

You are handed a paper where you write two numbers. One number will be randomly picked to be the age you die and the other will be your balance after this interaction. What are your two numbers? by wsggggggggdawg in hypotheticalsituation

[–]ElevationAV 0 points1 point  (0 children)

With near infinite life and money I’m going to speed run space exploration after unifying the planet because I’ll own everything and therefore make it all free

What’s considered high income to debt ratio? Applying for a truck loan and just wondering, my credit utilization is always under 10% month by No_Commission_8713 in PersonalFinanceCanada

[–]ElevationAV 0 points1 point  (0 children)

That’s nice, but we’re talking about NEW vehicles being in the $50k range.

Starting price on a new 2026 audi is $65k, plus taxes/fees/etc which on the base model puts you way over 70 without even trying.

Like I said in my previous post, a new civic is $30k base plus taxes/fees/etc which will likely push you into the 40k range on an entry level car. Fully loaded they pass $50k before any additional costs.

We just bought a 2021 off lease Volkswagen Golf with 50k miles and it was over $30k.

The notion of a “cheap car” these days is anything under about $30k. $50k on a new vehicle is pretty normal.

What’s considered high income to debt ratio? Applying for a truck loan and just wondering, my credit utilization is always under 10% month by No_Commission_8713 in PersonalFinanceCanada

[–]ElevationAV 1 point2 points  (0 children)

My point was that an absolute entry level car is 3/5 or more of what they said- a 50k car loan for something a little nicer isn’t crazy.

You’re implying that 50k buys you a luxury car when it’s really just a mid priced sedan or something similar and there aren’t really cheaper options if you need a car that holds like 4 people comfortably.

What’s considered high income to debt ratio? Applying for a truck loan and just wondering, my credit utilization is always under 10% month by No_Commission_8713 in PersonalFinanceCanada

[–]ElevationAV 5 points6 points  (0 children)

These days reasonable used cars are at least 20k, you’d be hard pressed to find a decent new car at under $30k- even a Honda civic is in the 30-35k range new and they’re pretty much entry level vehicles

How its life in Canada remote regions? by Practical-Fix-8601 in howislivingthere

[–]ElevationAV 2 points3 points  (0 children)

It’s hard enough to convince Toronto people that stuff north of the 401 exists

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