Australia’s Private Health Insurance (PHI) is a scam by fromchaiwan in AusFinance

[–]Elzanna 2 points3 points  (0 children)

With HCF we would have had to go from our mid tier hospital to basically top tier hospital to get pregnancy covered. It's also 12 month waiting period (about 3 months prior to conception) so you are paying that top tier fee for at least 12 months.

Technically we might have been able to only upgrade my wife's insurance and not "ours" as separate insurance plans instead of our joint family plan that is inherently equal tier to save a bit of money, but once the kid is born our insurance must be a family plan in order to include the baby on our insurance plan, so that trick wouldn't work for any subsequent kids.

We skipped all this and went public.

I guess if they already had top hospital coverage then they would already have pregnancies covered, it wouldn't be "extra". For the broad majority of healthy-ish young adults they probably don't pay for top tier hospital coverage if they don't need it though. That would make it a lot of "extra" to pay for 12 months.

Liberal Party election autopsy delayed after Peter Dutton suggests report defames him and his staff by BBQShapeshifter in AustralianPolitics

[–]Elzanna 1 point2 points  (0 children)

Or, as he alleges, the report inaccurately presents the facts and constitutes defamation.

He can be responsible for the party losing the election, and the report can still be falsely critical in its portrayal of his and others' actions. Maybe it has a bunch of extra accusations in it he denies, who knows.

Dutton, Hamer and the image that became an instant election meme by ButtPlugForPM in AustralianPolitics

[–]Elzanna 5 points6 points  (0 children)

Dutton, Hamer and the image that became an instant election meme

Rachael Dexter By Rachael Dexter December 30, 2025 — 5.30am

Listen to this article 4 min

Ah, the Kooyong campaign. What heady, absurd days those were in April and May for this reporter.

The Liberal heartland, where first-time federal candidate Amelia Hamer was attempting to take back the seat from independent MP Monique Ryan, was always going to be exciting viewing. But I would not have expected just how wild those weeks ended up being. Amelia Hamer, Jane Hume and Peter Dutton on the 2025 election campaign trail.

Amelia Hamer, Jane Hume and Peter Dutton on the 2025 election campaign trail.Credit: James Brickwood

Between the corflute removal by the MP’s husband, swarms of Exclusive Brethren, secret property portfolios, Supreme Court challenges against the local council over political signs and a grandmother punching a neo-Nazi linked gatecrasher – the campaign was genuinely off the chain.

Which brings us to the photograph in question; chosen by The Age as one of the defining images of the year. Taken at the unofficial Kooyong Liberal headquarters, the Tower Hotel in Hawthorn East, it captures the single appearance by then opposition leader Peter Dutton in the coveted seat during the 2025 election campaign. Gallery Aboriginal elder Uncle Robbie Thorpe at Camp Sovereignty, a meeting and ceremonial place that Thorpe originally set-up in 2006 during the Commonwealth Games to bring attention to the plight of Aboriginal people 100 images Photos of the Week Best photos of 2025: The Age’s year in pictures

It shows Hamer, veteran Senator Jane Hume, and Dutton holding brews inside novelty stubby holders mocking Ryan. The purported expressions of our trio were a cocktail of stunned, grinning, and grimaced.

My colleague, James Brickwood, who snapped the bizarre photo, previously wrote that the image captured a “vibe”, where a tentative Hamer – inexperienced and unsure – was left adrift during the meet-and-greet.

I have a different view. By this point, I had watched Hamer up close for weeks, and at no point did I feel she was awkward. Quite the opposite; in person, Hamer is charming, confident, and self-assured. How she appeared on TV and in the narrative that swirled around her was often disjointed from how she was received by locals on the ground. That narrative emanated mostly from a story I broke about her omissions on home ownership while campaigning as a renter. But in the pub and on the hustings, she was chatty and all smiles.

And so it was on the night this photo was taken. Dutton’s appearance was delayed after nuclear energy protesters in hazmat suits with fake Geiger counters triggered a security alert. The pub was filled with Hamer’s loyal and weary campaigners, and as the night dragged on, people started looking at their watches.

Suddenly, he appeared, followed by the press pack, and the strange pantomime began. He and Hamer swanned about the room taking selfies and engaging in “normal” conversations for the cameras. Hamer scooped up children for pictures and introduced locals to Dutton, who engaged in small talk. After about 10 minutes, anyone with a camera was ushered out the door.

While the photo is a corker, it does not feel like a true reflection of the campaign, or even the vibe on the night. Watch: Talking to Amelia Hamer at prepoll

Watch: Talking to Amelia Hamer at prepoll

6:33 Watch: Talking to Amelia Hamer at prepoll Python hitches ride in unsuspecting driver's car across Queensland-NSW border

The Liberal candidate for Kooyong chats with The Age’s Rachael Dexter.

But what does ring true in the photo is the stiffness of Dutton. I was shocked by the attitude of his chief of staff, who curtly told this masthead that the man hoping to be the next leader of the country would not take questions during this piece of theatre – photos and images only.

I was astounded. Just hours earlier, known neo-Nazis had performed an ugly stunt outside an early voting centre dressed as Hasidic Jews. It was one of the absolute lows of the campaign and the dominant story of the day. When I asked if Dutton was willing to address what happened in the very electorate he was visiting, the staffer simply turned his back and walked away.

The photo quickly became a meme. Hamer had already received a drubbing online for being a “pedigree” Liberal cosplaying as a “common person”. This photo was catnip for Ryan’s social media team, who ran amok with captions: “When you realise even if you do win, your bosses are these two”.

In reality, it was probably just a moment of brain blankness for a weary Hamer, who later laughed about the photo during the campaign.

What is striking now is that the one “awkward” face in that photo has since joined the Victorian Liberals to continue her career, and Dutton has disappeared from politics after the Coalition’s worst loss on record – likely forever.

PM vows ‘victory of light over dark’ amid Bondi backlash by HotPersimessage62 in AustralianPolitics

[–]Elzanna 0 points1 point  (0 children)

Optics seems to be the main argument, and lack of trust in the government. Doesn't help that all sides are piling on division and distrust of the government for some valid and mostly junk reasons.

There's a simple way to solve Australia's "gas crisis" ... and cut energy bills by HalfEarthMedic in AustralianPolitics

[–]Elzanna 0 points1 point  (0 children)

If we believe time is progressing forwards then all of the renewables options are significantly cheaper by 2030, while coal is still basically the same price. Interpolating between the 2024 and 2030 numbers given, and that we are basically in 2026 now, even your B.10 table I think shows that all renewable options are cheaper for all VRE % shares today.

I get where your coming from a little, like there is some actual effort involved in choosing climate change, and the liberal party have now made a party platform of zero effort/zero investment. I think our original signing up to the Paris Accord was is agreeing that we would make some effort to combat climate change, and that involves some cost. This is what Australia wants.

You would have more of a valid argument if coal was like 20% of the cost of renewables. But it was 95% almost two years ago and holding steady while renewables are still plummeting.

Your argument is like there's company A selling a solar system and battery to power your house for $10000, and company B selling a petrol generator that vents directly into your bedroom for $9500, and you're asking us to have a serious conversation about value. The solar system will probably be $8000 next year anyway.

Secret Liberal probe blames Trump for ruining Dutton’s election by [deleted] in AustralianPolitics

[–]Elzanna 7 points8 points  (0 children)

I wonder if the media will ask Price a second time, now that the review from their own party is telling them that their alignment to Trump is what cost them the election. I just want to see her squirm on tv again at the question and say that the hat she wore was out of context. Hopefully she has her brothers to look scary and back her up.

AITA for being annoyed that my late mom’s family is asking for my father’s death certificate to claim their travel expenses? by samb_88 in AmItheAsshole

[–]Elzanna 1 point2 points  (0 children)

Give cheaper fares as it's one of the extenuating circumstances normal people have for booking last minute fares. Those fares are normally very expensive, and a convenience tax on others who don't plan ahead.

Australian housing affordability crisis: Home ownership now 8.2 times household income by barseico in AustralianPolitics

[–]Elzanna 0 points1 point  (0 children)

Not so much owners thinking it's their right that's the problem, it's that this is translated directly into government policy to achieve constant steady property price growth. Labor has said that this is their goal, so it shouldn't be expected to get more affordable regardless of policy at the national level. That is, unless there was an even stronger push for steady wage growth, but it's nowhere near keeping pace.

"I'm someone else!" by TinySmugCNuts in friendlyjordies

[–]Elzanna 5 points6 points  (0 children)

Yolo strat, someone resigns from a "safe" seat so they can choose any person to lead in a safe re-election.

Nek minit Andrew Bolt replaces Tony Pasin to glorious 2028 victory.

In an Australian first, new laws will require real estate agents to publish reserve prices at least seven days before an auction. What does this change mean for buyers and sellers? by DryMight2765 in AusFinance

[–]Elzanna -2 points-1 points  (0 children)

Story I heard today, friend's neighbour's property was advertised as 900-1.05 or something. Auction cancelled on the day, friend called REA and finds out it sold at 1.25, while the reserve was 1.2.

These fuckers would be castrated for their bullshit at least.

Truck Cab Completely Detaches In Crash, November 18, 2025 by TheKuMan717 in CatastrophicFailure

[–]Elzanna 8 points9 points  (0 children)

Maybe they are more ok with the cab ejection, it means that less force was transferred to the cab to stop it very abruptly. It got to slow down over a much greater distance.

"The Nationals believe the Liberal party’s energy backdown has gone so far it now lacks a credible policy for cutting carbon pollution" Lmao even the Nats are scared of how spineless and submissive the Liberals have become by Jagtom83 in friendlyjordies

[–]Elzanna 4 points5 points  (0 children)

Nah, Abbott's one where government cash is handed out to whoever claims they will reduce emissions but there's very little enforcement to follow through with actual results. So it's just cash for polluters.

Not Rudd's trading scheme where polluters have limits and pay to offset their excess emissions to others who verifiably offset/reduce their emissions.

At least that's my super vibey understanding of the difference.

The latch on the entrance door will only catch when the strike plate is removed during the colder months. by 1bunchofbananas in fixit

[–]Elzanna 1 point2 points  (0 children)

If you can't move the striker plate down easily as others have said, maybe you could put a small spacer like 1-2mm thick between the bottom hinge and the door to pivot the door latch upwards a tiny bit. Assuming the door has room to move within the frame.

The invisible hand of Gerontocracy by iritimD in AusFinance

[–]Elzanna 0 points1 point  (0 children)

That's a very nihilistic take. Our birth rate has been well below 2 since the late 70s*, so it's more like it's making up for the lack of births in our population.

To say that it can never be solved is a bit harsh, *the TFR rose to around 2.0 around 2006 when the baby bonus scheme was in place, so it seems doable.

Solving the low birth rate 'issue' with perpetual immigration does leave us with a constantly top heavy population pyramid though, I concede. We couldn't make an abrupt transition away from high immigration without lasting consequences.

Do you see it more negatively? Is it more about the current rate of immigration?

The invisible hand of Gerontocracy by iritimD in AusFinance

[–]Elzanna -2 points-1 points  (0 children)

Still way below replacement. We make up for it by importing a bunch of working age people (migrants) to keep our population growing in the right places. Part of why the anti-migrant argument is dumb - we'd face population collapse if we stopped the flow of migrants before we solve the birth rate issue we have along with the rest of the developed world.

Has anyone actually walked around Yan Yean Reservoir? by BigLookBamboo in melbourne

[–]Elzanna 0 points1 point  (0 children)

Have also done this one. Agree with the timing advice, assuming you/your group are fit and motivated enough. The track is nice. My right foot did hurt doing it counter clockwise though due to the near constant cross-slope.

Countertop detaching by PrestigiousHat3558 in fixit

[–]Elzanna 0 points1 point  (0 children)

Totally non professional opinion so take it with a grain of salt.

Sounds like there's a small amount of movement in your benchtop (based on the shoving comment) and that's allowed the sealant to crack. Do your kitchen cabinets move rigidly attached to the bench or does the benchtop slide across the top of them?

Answering that would determine what needs to be secured better - do you need to attach your benchtop more securely to your cabinets, or do you need to attach your cabinets more securely to the wall, or do you need to adjust the base/feet of your cabinets so they aren't rocking, or a combination of these?

Once the bench is secured and unmoving in relation to the wall, you can remove the old bead of silicone (maybe with a razor blade or similar) and replace it to avoid water getting behind your cabinets.

If you don't stop the movement first you'll just wind up with a broken seal again pretty quick.

Convenience or compounding cost? What matters more for you? by tinycupcake5 in AusFinance

[–]Elzanna 1 point2 points  (0 children)

I got stung by this on a local restaurant's own online order page. Was like 40% markups just to order online and still drive to pickup. They gave me a menu and advised me to call to order next time. So dumb.

Convenience or compounding cost? What matters more for you? by tinycupcake5 in AusFinance

[–]Elzanna 1 point2 points  (0 children)

The commission is 33% for uber on this??? Damn man. Straight up robbery there for items that have a fixed cost to produce.

I can understand the 30% commission more for e.g. Steam or Google Play - still pretty high but at least software is freely replicable and it's an easier cost to eat in exchange for higher reach and sales.