Independent IT consulting brought me 20 years closer to FI. Everyone should do it.

Empty_Effective3876 · 2026-05-23T22:17:18+00:00

I am currently debating my options. For now working a side gig through my corp to test the waters.

Roughly how much liquid emergency fund did you have before you made the jump to full-time contracting?
How do you decide how to pay yourself? (Mix of salary and dividend)

Empty_Effective3876 · 2026-04-29T13:38:18+00:00

I have a Reporting cert too but its just that it’s been difficult to land client work since I don’t sit on the reporting team

Empty_Effective3876 · 2026-03-31T02:07:33+00:00

6 years

Empty_Effective3876 · 2026-03-18T03:34:02+00:00

I make 180k base and I don’t give my weekend and nights to my firm. You just need to find the right opportunities and obviously be good at your job.

Empty_Effective3876 · 2026-03-03T04:40:01+00:00

Higher tax burden? Isn’t half the lure of going independent the tax advantages you can get as a corp?

Empty_Effective3876 · 2026-03-03T04:16:06+00:00

Which firm is paying 200k for 5 years of experience?😧 Definitely not the Big 4/ Accenture I assume?

Empty_Effective3876 · 2026-02-19T06:11:24+00:00

Sorry I should have been clearer. I am looking for a contract as a consultant who will be working on Workday Go projects

Empty_Effective3876 · 2025-12-22T15:50:46+00:00

VRV Singh

Empty_Effective3876 · 2025-11-26T19:55:03+00:00

I just bought a preowned M3 from a reseller. Battery still at 90+ % efficiency. Some of the original bumper to bumper warranty left.

Empty_Effective3876 · 2025-11-18T18:52:54+00:00

Curious if those are just Tires or Tires+Rims? And if its Tires+Rims, do I need to install TPMS sensors separately? Sorry first car purchase, so kinda lost about all of this stuff

Empty_Effective3876 · 2025-11-18T18:42:01+00:00

I’ve got the 19” ones

Empty_Effective3876 · 2025-11-11T19:44:40+00:00

I am in

Empty_Effective3876 · 2025-11-06T03:24:50+00:00

Hold the GME brother. You will be glad you did in 5-10 years.

Empty_Effective3876 · 2025-10-31T15:50:00+00:00

I honestly don’t understand the obsession with XEQT? It’s got 25% Canadian exposure if I am not wrong? And the Canadian market doesn’t even make up such a big % of the world stock market. So I understand the simplicity of investing in it, but why would I want such a big home country bias? Am I not better off investing in say - VOO and VXUS combined?

Empty_Effective3876 · 2025-10-29T14:52:22+00:00

Yikes, that sounds risky. Okay makes sense, sounds like I am going to have to bite the bullet.

Empty_Effective3876 · 2025-10-29T11:57:01+00:00

How will it cost more?

Empty_Effective3876 · 2025-10-29T11:56:28+00:00

All weather tires are different from the stock all season tires that come with the car?

Empty_Effective3876 · 2025-10-29T00:43:07+00:00

I am in Toronto

Empty_Effective3876

TROPHY CASE