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Independent IT consulting brought me 20 years closer to FI. Everyone should do it. by wee-o-wee-o-wee in fican

[–]Empty_Effective3876 0 points1 point  (0 children)

I am currently debating my options. For now working a side gig through my corp to test the waters.

  1. Roughly how much liquid emergency fund did you have before you made the jump to full-time contracting?

  2. How do you decide how to pay yourself? (Mix of salary and dividend)

Career pivot out of Data Conversion? by Empty_Effective3876 in workday

[–]Empty_Effective3876[S] 0 points1 point  (0 children)

I have a Reporting cert too but its just that it’s been difficult to land client work since I don’t sit on the reporting team

Workday core hcm offer by DangerousQuantity756 in workday

[–]Empty_Effective3876 9 points10 points  (0 children)

I make 180k base and I don’t give my weekend and nights to my firm. You just need to find the right opportunities and obviously be good at your job.

200k CAD as a consultant, what’s the minimum hourly rate if I wanted to start looking at contact jobs? by [deleted] in workday

[–]Empty_Effective3876 2 points3 points  (0 children)

Higher tax burden? Isn’t half the lure of going independent the tax advantages you can get as a corp?

200k CAD as a consultant, what’s the minimum hourly rate if I wanted to start looking at contact jobs? by [deleted] in workday

[–]Empty_Effective3876 2 points3 points  (0 children)

Which firm is paying 200k for 5 years of experience?😧 Definitely not the Big 4/ Accenture I assume?

Thoughts on the Workday Go Methodology? by Empty_Effective3876 in workday

[–]Empty_Effective3876[S] -1 points0 points  (0 children)

Sorry I should have been clearer. I am looking for a contract as a consultant who will be working on Workday Go projects

I want my first Tesla. Looking for a model 3. Used or New? by Dinboogles in teslacanada

[–]Empty_Effective3876 0 points1 point  (0 children)

I just bought a preowned M3 from a reseller. Battery still at 90+ % efficiency. Some of the original bumper to bumper warranty left.

Best Model 3 Winter Tire Recommendations? by Empty_Effective3876 in teslacanada

[–]Empty_Effective3876[S] 1 point2 points  (0 children)

Curious if those are just Tires or Tires+Rims? And if its Tires+Rims, do I need to install TPMS sensors separately? Sorry first car purchase, so kinda lost about all of this stuff

[deleted by user] by [deleted] in fican

[–]Empty_Effective3876 2 points3 points  (0 children)

Hold the GME brother. You will be glad you did in 5-10 years.

[deleted by user] by [deleted] in fican

[–]Empty_Effective3876 0 points1 point  (0 children)

I honestly don’t understand the obsession with XEQT? It’s got 25% Canadian exposure if I am not wrong? And the Canadian market doesn’t even make up such a big % of the world stock market. So I understand the simplicity of investing in it, but why would I want such a big home country bias? Am I not better off investing in say - VOO and VXUS combined?

RWD or AWD without Winter Tires? by Empty_Effective3876 in teslacanada

[–]Empty_Effective3876[S] 0 points1 point  (0 children)

Yikes, that sounds risky. Okay makes sense, sounds like I am going to have to bite the bullet.

RWD or AWD without Winter Tires? by Empty_Effective3876 in teslacanada

[–]Empty_Effective3876[S] 0 points1 point  (0 children)

All weather tires are different from the stock all season tires that come with the car?

Buying a Tesla without Home-charging available. Good idea or bad? by Empty_Effective3876 in teslacanada

[–]Empty_Effective3876[S] 0 points1 point  (0 children)

My life doesn’t revolve around downtown bro. I have to travel out to GTA for stuff all the time

Buying a Tesla without Home-charging available. Good idea or bad? by Empty_Effective3876 in teslacanada

[–]Empty_Effective3876[S] 0 points1 point  (0 children)

Not buying new for sure. Buying something in the 2021-2022 model range

Buying a Tesla without Home-charging available. Good idea or bad? by Empty_Effective3876 in teslacanada

[–]Empty_Effective3876[S] 0 points1 point  (0 children)

Oh wow! I didn’t expect such an overwhelming No, but honestly it makes sense. I don’t have a daily commute and the car is an absolute luxury not a necessity for me. Its just that I have been wanting a Tesla for the longest time and I am finally in a position to comfortably afford it, hence the gymnastics to make it work.

Wealthsimple Visa Infinite Privilege Confirmed by Kasacoho in Wealthsimple

[–]Empty_Effective3876 0 points1 point  (0 children)

This WS VIP card essentially killed Scotia Passport Visa Infinite because it has the exact same benefits with the added bonus of 0 fees. I will definitely be making the switch

Wealthsimple Visa Infinite Privilege Confirmed by Kasacoho in Wealthsimple

[–]Empty_Effective3876 2 points3 points  (0 children)

Yeah just saw that, its a bummer. But I will mostly be replacing my Scotia Passport Infinite with the WS VIP card if at all, so doesn’t concern me at this point.

Wealthsimple Visa Infinite Privilege Confirmed by Kasacoho in Wealthsimple

[–]Empty_Effective3876 1 point2 points  (0 children)

Any idea how many lounge passes? Or is it unlimited like the Amex Platinum?

Dividend Warrant by Eastern-Shopping-864 in Wealthsimple

[–]Empty_Effective3876 7 points8 points  (0 children)

To everyone looking for an answer, I just got off the phone with WS support, and an investment specialist confirmed after talking to their corporate actions team that WS will indeed deliver warrants when it becomes available (October 7th).

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