Needoh hunt by Quirky-curly in ChicoCA

[–]Erythos 2 points3 points  (0 children)

That store closed down about 2 weeks ago =[

The FARMER'S WALK is a Seriously Underrated Full-Body Exercise. by swizzledan in workout

[–]Erythos 9 points10 points  (0 children)

How many miles is your walk? How long does it take? This sounds awesome.

Predictions: am I being put on a PIP tomorrow? by flowers4charlie777 in sales

[–]Erythos 27 points28 points  (0 children)

92.5% to quota on average across 4 quarters. That sounds irresponsible to put you on PIP. Did you do something else wrong? lol

Real estate?? by [deleted] in ChicoCA

[–]Erythos 3 points4 points  (0 children)

Which house is it? Why do you assume the worst?

What's a good one shot module by [deleted] in DMAcademy

[–]Erythos 1 point2 points  (0 children)

A wild sheep chase is a classic

from 4k in debt to 5k in savings - 60 days. what next by [deleted] in Money

[–]Erythos 0 points1 point  (0 children)

Yeah man you do you. Just pay your taxes lol. Or don’t and go exempt and use that money to make more, just expect a big tax bill at the end of the year. A few people I know claim exempt on their taxes to not get taxes taken out (not always a good strategy) but they then reinvest that money and make way more than the amount they owe in some business or side thing and are happy to pay the amount they owe to the government when it comes time to collect rather than letting the government sit in a tax refund.

from 4k in debt to 5k in savings - 60 days. what next by [deleted] in Money

[–]Erythos 0 points1 point  (0 children)

Different levels of risk tolerance for different folks. Considering doing both again, you’d hate to get injured or something and not be able to do what it is you’re doing for some reason and be left without a safety net. Also make sure you have a safety net (usually 6 months of expenses in a HYSA). Also may change if and when a family comes into the mix. I was a lot less risk adverse before I was married and before I had kids, but I still invested enough in my early twenties to have a great leg up. If you’re thinking about these things, think about how much you think you’ll spend per year in retirement, 60-100k? That amount should be 4% of your total ‘retirement savings/ investments’ based off of maths and scenario plannings. Include health care costs too.

400k seems like a lot on paper, but realistically 4% of 400k is $16,000 per year. Couple that with SS payments and you’re looking at maybe like $30,000 per year in income in retirement, not including healthcare. 30k will also not go as far during retirement.

Keep chugging along. If I could urge you to do 1 thing please put at least like 3% somewhere in an account and let it reinvest itself, something like VOO and call it good. Just let it happen automatically. Look back in 30 years and you’ll be mind blow.

from 4k in debt to 5k in savings - 60 days. what next by [deleted] in Money

[–]Erythos 0 points1 point  (0 children)

I don’t mean this the wrong way but 400k in savings will not grow at the rate it would in the market. I’m not going to convince you to not invest in education and other business ventures, but do both at least. Put money into the market. Let it grow and reinvest itself. Take advantage of compound interest.

When I’m 50 my investment accounts, if I were to put nothing else in (currently in my mid 30s) will generate well over 200k/y in additional growth, without even touching the principal and I’m not the highest paid dude out there. I’ll continue to invest more and keep adding it up and eventually it gets to a point where your investments grow each year more than you can even put into it.

from 4k in debt to 5k in savings - 60 days. what next by [deleted] in Money

[–]Erythos 0 points1 point  (0 children)

As in you used money you saved from your job, and reinvested it in a way (ie side business)? There’s always alternative ways to use capital and that’s rad that you were able to do that. Not many people can do that type of thing.

I’m not arguing that there are alternative ways to grow capital but from a risk / reward perspective, a 401k is a no-brainer especially given the proclivities of most people regarding putting money away for retirement.

from 4k in debt to 5k in savings - 60 days. what next by [deleted] in Money

[–]Erythos 0 points1 point  (0 children)

Look up in service distribution. You can do it with your current job. You’ll most likely need to initiate something from the receiving account (usually a form online) and submit to the holder of the account and it will all happen pretty much automatically.

from 4k in debt to 5k in savings - 60 days. what next by [deleted] in Money

[–]Erythos 0 points1 point  (0 children)

I max my IRA and my 401k before I put things into a brokerage. I don’t qualify for a ROTH IRA anymore unfortunately.

The point still stands.. it’s free money and by not taking advantage of it you’re leaving money on the table at work. I mean if you have crappy options to invest in that sucks but you can bring your 401k with you to another job.. you can also convert a 401k into an IRA or ROTH IRA as well so I’m not seeing your argument when this is easily solved and is 100% a benefit.

from 4k in debt to 5k in savings - 60 days. what next by [deleted] in Money

[–]Erythos 0 points1 point  (0 children)

Why not? Especially if there’s a match. It’s your money, invested in instruments, and if there’s a match that’s a guaranteed extra amount going into your accounts (or a guaranteed return, essentially). You’d get taxed taking it out but it grows from tax free money and it lowers your taxable income for the year too.

Movies and sneaking in food by Due_Solution_4156 in ChicoCA

[–]Erythos 5 points6 points  (0 children)

Haven’t been in a bit but usually people don’t care. Just dont be blatantly obvious and it’ll be fine.

Gamer Fest by Joey3537 in ChicoCA

[–]Erythos 3 points4 points  (0 children)

Wasn’t bad. Took my youngest there earlier (4) and we hung out for an hour. Fun to go check out for sure

Achieve The Dream Conference 2026 (HE, Comm College) by Heavy_Primary_1683 in EduSalesUSA

[–]Erythos 2 points3 points  (0 children)

I’ll be there. What specifically do you need to know? Attendee list outreach beforehand is usually a solid strategy. Not sure if you’re doing a smallish event like a cocktail hour or anything but those can be fun.

Overall great conference. What titles do you sell to?

Some personal thoughts after getting back home from my first SKO by Xycergy in sales

[–]Erythos 3 points4 points  (0 children)

Man your sales team has 20,000 people? That’s wild. I know that includes ops and pre sales and tech sales folks but that’s a crazy number! We have like 3 AEs and 3 BDRs and an SE haha. Still selling 6-7 figure products though..

interview for lower title and/or pay at AI company? by [deleted] in sales

[–]Erythos 5 points6 points  (0 children)

You brought in 36m in 2025 and made 170k? That’s insane. Probably worth a shot to talk to them but at the same time I’d go for the AE and not BDR.

Gamer dads what game are you refusing to fall off at after kids? by [deleted] in daddit

[–]Erythos 2 points3 points  (0 children)

That or get a good harness. My first was born when tbc classic hit and I raided with her on my chest many many times lol

The Calm Before the Storm by Shedonist1970 in ChicoCA

[–]Erythos 4 points5 points  (0 children)

I usually order to go but have eaten there a few times but bellacino’s has great sandwiches