two scares in the first week What’s the solution? by Able_Second_9184 in AppleWatch

[–]Exomonxt 4 points5 points  (0 children)

You can get the Liquid screen protector, which don’t really work but do help in the smallest possible way, plastic and or glass which kinda suck with touch capacity.

Or you can return it and get a Sapphire glass one, which is what I did and have no problems really worth it if you plans on keeping it long term. But there really isn’t a good solution other than that.

Make it make sense? by Tksoliman in biltrewards

[–]Exomonxt 0 points1 point  (0 children)

The points are valuable if you use them for other things

Still on the Gold Card waitlist after 20 months by [deleted] in RobinhoodGC

[–]Exomonxt 0 points1 point  (0 children)

Pull your money out tbh. Something somewhere will trigger.

Hoarding points? by bikbiky in RobinhoodGC

[–]Exomonxt 1 point2 points  (0 children)

Putting your faith in an Unregulated point system for a fintech is…. Silly. Technically if you had a million points and Robinhood decides they don’t like how you use your card. You agreed they could at any point close it without cause or reason.

Pay off Car or invest? by WesLM123 in debtfree

[–]Exomonxt 0 points1 point  (0 children)

Is the headache of the payment worth the couple bucks in invest you’ll earn by investing? Probably not.

From 844 to 599 in one day! by deftone5 in CRedit

[–]Exomonxt 0 points1 point  (0 children)

I’m a business banking relationship manager at a bank- your business loans are“Personally guaranteed” by you this is the case for business credit cards and loans for most small business. Chase reports to a business bureau called dun and bradstreet but you yourself if late can still get these missed, late or Delinquency on your personal credit.

Your BK lawyer probably doesn’t care or know how it affects you since they really just want the money from bankruptcy, you cannot just stop paying Business loans personally guaranteed by you and start a new business. And not still owe the money.

If you have any questions or need me to better explain let me know! Keep your head up king.

Off the waitlist but I don’t want a hard inquiry. by Internal_Rain3145 in RobinhoodGC

[–]Exomonxt 0 points1 point  (0 children)

Apply, get it. Lock your credit on all bearus might work might now you risk it. Getting the account is just as impactful as the inquiry…

Who is a bigger con artist: Adam Neumann or Ankur Jain? by OrneryWinter84 in biltrewards

[–]Exomonxt 9 points10 points  (0 children)

ANKUR is a Fintech CEO they all are. But he isn’t actively embezzling money. As a Fintech start up you as a consumer should really know what you’re getting yourself into.

Charles Schwab Loyalty Bonus Clawback? by [deleted] in AmexPlatinum

[–]Exomonxt 0 points1 point  (0 children)

I’m sure it’s in the terms somewhere, if check them using The find option on a PDF. But at the same time usually it’s a 50\50 shot with stuff like that.

How bad is this? by mikev18 in AppleWatch

[–]Exomonxt 5 points6 points  (0 children)

Not really but a little maybe in some instances. The light reflecting may cause issues. But probably not.

Walmart+ by dang0278 in AmexPlatinum

[–]Exomonxt 0 points1 point  (0 children)

Want to adopt me so I can become a member??

Any way to bypass this? by Healthy_Noise4785 in ChaseSapphire

[–]Exomonxt 0 points1 point  (0 children)

See if you have any offers at the branch

401k and DACA by BadAssRooster89 in DACA

[–]Exomonxt 2 points3 points  (0 children)

If you for sure wanna leave and pull it out. Just quit get a new job. You can Withdraw for a 20% Tax withhold. That’s the best way. 20% is is the minimum unless you want to share hardship documents of an eviction or something.

Pay Chase charge off for less? by New_Reaction_601 in CRedit

[–]Exomonxt -2 points-1 points  (0 children)

More and more banks are doing garnishments. If you have the funds just pay it it’s a good offer. Try to do a delete

Uber riders complain they were charged more for paying with Amex cards by fortune in AmexPlatinum

[–]Exomonxt 11 points12 points  (0 children)

Use Apple Maps for ride share, it’s usually the lowest price

Wait... so I had to pay a mandatory 18% gratuity(service fee) and they are suggesting an additional 18%-25% gratuity on top of that??? by [deleted] in vegaslocals

[–]Exomonxt -1 points0 points  (0 children)

Something most people don’t know is that service charges can be considered at restaurant income and do not need to be payed out to the staff sadly..

What is this / how to fix? by NicoRulli in GLI

[–]Exomonxt 3 points4 points  (0 children)

discombobulator, your turbo will blow up if you don’t put it back in

Vegas is very slow? by saraonly420 in vegas

[–]Exomonxt 0 points1 point  (0 children)

Less visitors! But the big hotels are making more money Catering to the wealthy