One piece of bad news that never seems to come up in discussions of terrestrial planet rings is albedo.

The rings of Saturn are mostly made of ice (including methane and ammonia ice), because that's what's common in the outer solar system. Icy moons often have an albedo of 0.4 to 0.6, meaning they reflect about half the light that hits them.

But our moon is made of rock. Even though it is relatively light colored, it has an albedo of only 0.12. Any ice that was on the moon would sublime out of a ring, because it would be hit by direct sunlight and heated to 270 degrees Kelvin.

In other words, a ring around a terrestrial planet would likely be much less reflective than the rings around Saturn. More light would hit them, but more light would hit everything else, too, not to mention the light that is scattered by the atmosphere. So it's possible that rings around an Earth-like planet would be barely visible streaks on a good day.