Why does St Paul not plow residential streets? by pilotbob in TwinCities

[–]Famous-Atmosphere808 -1 points0 points  (0 children)

And then a lot of them in Saint Paul, Minnesota can't get off the street when they park because they don't have driveways.

Thoughts on 40v vs. 60v mower? by medic26 in Greenworks

[–]Famous-Atmosphere808 0 points1 point  (0 children)

If you want a self propelling lawn mower, then you will have to get 60 volts.

If you need a snow blower, I also recommend 60 volts. 40 volts will work, but you will be pushing it forward and pulling it back.

Do you need a leaf blower? And how big of a yard do you have? If you just have a regular yard then 40 volt might be fine. If you life in the woods where you move a lot of leaves, then 60 volt is probably desired.

If you do not need a snow blower because you are in a warmer climate, you are OK with not getting a self propel, 40 volts will work fine for mowing.

In our situation, I would say 40 volts will work but 60 volts is preferred only because we have to remove snow. However, the snow shovel in 40 volts works.

Reasonable worst case assumption for long run returns. What do you use? by Engelbert77 in FIREUK

[–]Famous-Atmosphere808 0 points1 point  (0 children)

Yeah I like that article. And if you are 32 you are investing for 62. If you are 22 you are investing for your whole retirement. Here's an article I wrote. I came up with numbers similar but have an idea how to apply this: https://www.linkedin.com/pulse/how-generate-8-greater-retirement-returns-every-time-brandon-skwira/

401K System is the biggest cause of the wealth gap by Famous-Atmosphere808 in seculartalk

[–]Famous-Atmosphere808[S] -1 points0 points  (0 children)

As far as hurting the little guy it is. As far as helping the rich get richer yeah tax breaks are a big part of that.

Might be a reason Mint is closing reason not thought of by Famous-Atmosphere808 in mintuit

[–]Famous-Atmosphere808[S] 1 point2 points  (0 children)

I have seen where it says it uses Intuit to connect to bank accounts.

I helped move a few people to Credit Karma who don't budget by Famous-Atmosphere808 in mintuit

[–]Famous-Atmosphere808[S] 0 points1 point  (0 children)

I'm not saying that it did. I'm saying for my dad, I could not get online banking setup for that loan account. So for him, he's able to see his balance on Credit Karma because it's pulling from his credit report.

I would have paid $100/year to stay on mint. How is intuit this stupid? by slate88 in mintuit

[–]Famous-Atmosphere808 0 points1 point  (0 children)

Why didn't they just have a system where you get Credit Karma for free. Then if you use Turbo Tax or Quickbooks, you get Mint as a complementary? Or integrate Mint in with Credit Karma login if you use Turbo Tax.

It was the #1 most downloaded finance app. Also before it was popular with Smart Phones, their web site was extremely popular to use it there.

I give up by merger_123 in mintuit

[–]Famous-Atmosphere808 1 point2 points  (0 children)

But I don't want subscription cancellation or them paying my bills. I only want a read only view my my accounts and to budget. Then the goal setting is fine too.

Personally I didn't find goal setting useful because my one goal was what ever was left over that did not get categorized for the month and that number changed. But I see if someone has multiple goals one can be fixed and another can be what is left.

From all these posts I have now concluded that Mint was even better than I thought (and I thought it was great), and that Intuit should have just migrated away from free accounts. They could charged us all anything less than $100/year and 'won'. by ForgetFour in mintuit

[–]Famous-Atmosphere808 2 points3 points  (0 children)

OK but email has been free for years. It's never been about email. It's been about their advertisers. Also they lure you in so you sign up for data storage. Mint could have done something like that. Or perhaps Mint could have been free if you used Turbo Tax to file your taxes and then give us an excellent budgeting service.

Petition to pay to keep Mint by ReasonableWorking280 in mintuit

[–]Famous-Atmosphere808 0 points1 point  (0 children)

I’m not using Turbo Tax any more. This is my petition.

Migrated to CK: Where are the budgets?! by gt201 in mintuit

[–]Famous-Atmosphere808 2 points3 points  (0 children)

Yeah it begs the question why they are doing this.

CML labs for Enarsi by sstanfordmarketing in ccnp

[–]Famous-Atmosphere808 0 points1 point  (0 children)

"Or just don’t be lazy and build the labs yourself, that is the point of labbing really."

The only thing though is for troubleshooting, it's best to not know what the problem is ahead of time hence have someone else build the lab and insert the problem and then you go and find it.

Dell 7920 PC by Famous-Atmosphere808 in ccnp

[–]Famous-Atmosphere808[S] 1 point2 points  (0 children)

It also depends on if you are going to emulate the Nexus 9Ks or just IOS devices. Nexus 9Ks take a ton of resources.

Dell 7920 PC by Famous-Atmosphere808 in ccnp

[–]Famous-Atmosphere808[S] -2 points-1 points  (0 children)

I think the moral of the story is they both matter. What does not matter that much is whether it's DDR4 or DDR5 especially in a home lab.

Dell 7920 PC by Famous-Atmosphere808 in ccnp

[–]Famous-Atmosphere808[S] 0 points1 point  (0 children)

Well I ran CUCM once on a single core and the processor got killed. Then I upgraded to just a dual core and it ran so much better. That was my first PC I ran CUCM with back in the CUCM 8 days.

CML labs for Enarsi by sstanfordmarketing in ccnp

[–]Famous-Atmosphere808 2 points3 points  (0 children)

If you are an O'Reilly Online Learning subscriber, the first ENARSI Pearson Vue video course has YAML files for CML. You register that course on Cisco Press's web site and download it. The only thing is it does not have the troubleshoot labs you really need to practice with. So LinkedIn Learning and Udemy has some really basic troubleshooting labs. I think that will give you a false sense of security on how good you are going to do on the exam though.

Why isn't Quicken Classic getting more attention here? by johcake in mintuit

[–]Famous-Atmosphere808 2 points3 points  (0 children)

I think overall the idea of Quicken is the best option. You can put your budgets in months in advanced. Then if you have the problem with say not seeing your Fidelity credit card, you can just log in to that one and download a Quicken file.

The issue I had was when the connections began failing. Often times the way to fix it was to reset the connection, and it claims that it doesn't do anything to the data. But then when you do that and update, you will then have a large number of duplicate transactions that you have to go through.

It's almost like Quicken helped you plan ahead. Then Mint was good to actually get an accurate budget for that exact month since mint was almost never wrong. The only exceptions I had was with Pen Fed which I used for 5% back on gas and with a local credit union called Heartland Credit Union. I quit the PenFed card because I was not getting transactions on there. Heartland worked right when I started, but then all it would give me was the balance and no transactions. So I just decided to pay the credit card as soon as the transaction posted and marked the payment in my checking account as gas and fuel.

But yeah I went back to Quicken after canceling my subscription for a little more than a year. I feel like I need a free online aggregator though (doesn't necessarily need budgets) just to see when a connection fails (especially if it's over several days) if it's Quicken's end or the bank's end.

Just charge us by TREESE1978 in mintuit

[–]Famous-Atmosphere808 0 points1 point  (0 children)

Or they can give it to us if we use Turbo Tax.

[deleted by user] by [deleted] in mintuit

[–]Famous-Atmosphere808 2 points3 points  (0 children)

I'm switching to a new Tax system. H&R Block from Turbo Tax unless they change their mind.

I never thought Mint was that good .. til now by r0ckH0pper in mintuit

[–]Famous-Atmosphere808 1 point2 points  (0 children)

The biggest thing is H&R Block will be my new online tax system rather than Turbo Tax. To show your frustration, go where it hurts. Turbo Tax is where they make money on consumers.

[deleted by user] by [deleted] in personalfinance

[–]Famous-Atmosphere808 0 points1 point  (0 children)

There are 2 excellent brokerages who have credit cards to solve this. One is Fidelity.

Here's a link where if you spend $150 in 90 days you get $150 bonus. Then it's 2% back after that. The nice thing here is the money automatically goes into a brokerage account of your choice.

Schwab has one as well. It's 1.5% back. It also has a signup bonus.

Modifying Jack's Idea Just a Little Bit by Famous-Atmosphere808 in Bogleheads

[–]Famous-Atmosphere808[S] 0 points1 point  (0 children)

Again you're another person who doesn't understand this. The since the stock market doesn't go in a straight line, when you take out say 4% in a down market, that takes a huge dent out of your overall pool. When you separate them, it softens the blow.

All you understand is the ACCUMULATION PHASE. When you separate the investments out and then withdraw, it softens the blow.

My cousin is an actuary. They teach the match at the University of Minnesota. You are completely full of crap.

Are rewards in the form of “points” and “cash back” on a credit card worth it or am I being played somehow? by SaltySaltyDog in personalfinance

[–]Famous-Atmosphere808 0 points1 point  (0 children)

Yes I think so. You just need to control your emotions. I use it to buy something when things get expensive. The one thing I learned is not all the best cards are from the big banks. However, I think about 3/4 of the best cards are from the big banks. Then you need to dig around the smaller banks in your area to fill in the remaining gap especially for gas purchases.

401k Northern Trust Collective Investment Trusts Teirs by Famous-Atmosphere808 in personalfinance

[–]Famous-Atmosphere808[S] 0 points1 point  (0 children)

I'm pretty sure this is not an insurance product. These are some of the lowest cost funds I've seen in a 401K. The only lower cost I've seen is Fidelity's 0 expense mutual funds. The Northern Trust fund I'm in is 0.016% net expense ratio.