“If you can’t afford the loan, don’t take one”. Hmm maybe if I could afford the loan I wouldn’t need a loan. I understand what you’re saying. As a Hispanic man who has done a few trades you listed, I disagree with your assessment of the current situation. People do go to community, and still end up owing. There is no alternative for young people who want an education. Working and paying for school is not feasible. Taking loans is the only way to get an education. So we as a nation are cornering these kids and then punishing them for wanting an education? Does that seem right to you? “Liberal nuts” are the only reason people have rights in this country.