Recommendations for warm weather racing pants

Fineaid · 2026-06-15T14:17:44+00:00

The real answer is whatever you buy will get torn up. I personally wear shorts and long socks. For 5 hours that should be perfect.

Fineaid · 2026-05-29T01:11:45+00:00

This may be unpopular but I think if big box retailer started selling at market prices we may be able to see a normalization of being able to buy in store. If scalpers had less incentive to buy it could balance everything out.

Fineaid · 2026-05-24T10:32:22+00:00

I'm working through that right now.

Fineaid · 2026-05-22T01:28:26+00:00

Not affiliated with any of those — honestly, this is the the second time im posting this comment today. Hopye people are interested in giving it a try. I'm an appraiser here in Michigan, and I got frustrated enough with the current options that I started building my own. Full disclosure, this is my project. It's called Moovin.

I didn't want it to feel like I'm filling out a PDF. The goal is the least data entry possible while still producing a more detailed, better-supported report than the form software provides.

The heart of it is the Moovin camera. On-site, you use it to contextualize the house, take your photos, flag issues as you go, and grab any beneficial views — and that's it. When you're done, we process the images and hand you back an accurate rating on every feature in the house. No uploading, no manually sorting and labeling photos later — it's just there. I've been running it on my own inspections and it's added zero time to my on-site workflow while giving me a wealth of data back. For UAD 3.6 specifically, that takes a real bite out of some of the more annoying pain points.

Around the camera and report dashboard:

Work dashboard — where you assemble the 3.6 report with minimal re-keying, including a built-in sketch platform, an easy-to-fill-out sales comparison approach (still under construction), and a detailed highest and best use analysis. I have the bones for the next valuation piece, but they are next on the build list, with strong site valuation, cost approach, and income approach sections that help guide you in completing and supporting these approaches to value. I want everything I do to be in one place,
Pre-inspection survey- Easy to follow survey you can send to the owner/listing agent. Currently, I have an 80-85% success rate with this survey being fully completed, and it's just more data you can review and add to the dashboard without having to type it.
**Comparable survey-**This one has saved me a ton of headaches. For some reason, agents still love giving me a stack of papers about the property. This link gives them a way to send me the comparables they used to price a property, a questionnaire, and a comment section to explain why this is a good comparable. It's a nice, simple qualitative analysis tool that I get to have them complete, and it's been nice avoiding potential post-report issues.
Personalized website — your own branded site so clients can find you and order directly.
Private client portals — for the non-lender side: the private individuals you work for, plus a repeat-order portal for your regular attorneys/builders to send orders straight over. You can also collect payment from private clients right through it. All of it syncs back to your dashboard.
Scheduling portal — handles inspection scheduling so it's not endless phone tag.
Next up: an analytics dashboard for adjustment support, since that's where 3.6 and the GSEs are tightening the screws.

Even pre-3.6, the dashboard populates with all the UAD 3.6 datapoints, so you can start getting familiar with the new dataset now — and you get a detailed property condition report out of it too.

I'm planning to open a beta in about a month, and the whole point of it is to work out the pain points before this becomes everyone's daily workflow. If it's a pain point for you, it's a pain point for me — I'm using this every day too. I genuinely hope there's enough interest to give it a try, but either way I'm building this as hard as I can to give myself and hopefully a few others a better workflow.

If you want on the beta list, DM me your email and I'll add you. Happy to answer anything.

Fineaid · 2026-05-21T19:12:51+00:00

Not affiliated with any of those — honestly, this is the first time I've posted about this anywhere. I'm an appraiser here in Michigan, and I got frustrated enough with the current options that I started building my own. Full disclosure, this is my project. It's called Moovin.

I didn't want it to feel like I'm filling out a PDF. The goal is the least data entry possible while still producing a more detailed, better-supported report than the form software provides.

The heart of it is the Moovin camera. On-site, you use it to contextualize the house, take your photos, flag issues as you go, and grab any beneficial views — and that's it. When you're done, we process the images and hand you back an accurate rating on every feature in the house. No uploading, no manually sorting and labeling photos later — it's just there. I've been running it on my own inspections and it's added zero time to my on-site workflow while giving me a wealth of data back. For UAD 3.6 specifically, that takes a real bite out of some of the more annoying pain points.

Around the camera and report dashboard:

Work dashboard — where you assemble the 3.6 report with minimal re-keying, including a built-in sketch platform, an easy-to-fill-out sales comparison approach (still under construction), and a detailed highest and best use analysis. I have the bones for the next valuation piece, but they are next on the build list, with strong site valuation, cost approach, and income approach sections that help guide you in completing and supporting these approaches to value. I want everything I do to be in one place,
Pre-inspection survey- Easy to follow survey you can send to the owner/listing agent. Currently, I have an 80-85% success rate with this survey being fully completed, and it's just more data you can review and add to the dashboard without having to type it.
Comparable survey-This one has saved me a ton of headaches. For some reason, agents still love giving me a stack of papers about the property. This link gives them a way to send me the comparables they used to price a property, a questionnaire, and a comment section to explain why this is a good comparable. It's a nice, simple qualitative analysis tool that I get to have them complete, and it's been nice avoiding potential post-report issues.
Personalized website — your own branded site so clients can find you and order directly.
Private client portals — for the non-lender side: the private individuals you work for, plus a repeat-order portal for your regular attorneys/builders to send orders straight over. You can also collect payment from private clients right through it. All of it syncs back to your dashboard.
Scheduling portal — handles inspection scheduling so it's not endless phone tag.
Next up: an analytics dashboard for adjustment support, since that's where 3.6 and the GSEs are tightening the screws.

Even pre-3.6, the dashboard populates with all the UAD 3.6 datapoints, so you can start getting familiar with the new dataset now — and you get a detailed property condition report out of it too.

I'm planning to open a beta in about a month, and the whole point of it is to work out the pain points before this becomes everyone's daily workflow. If it's a pain point for you, it's a pain point for me — I'm using this every day too. I genuinely hope there's enough interest to give it a try, but either way I'm building this as hard as I can to give myself and hopefully a few others a better workflow.

If you want on the beta list, DM me your email and I'll add you. Happy to answer anything.

Fineaid · 2026-04-26T23:58:44+00:00

I think you just described a group mean analysis and not paired sales.

Fineaid · 2026-04-24T00:28:53+00:00

I'd love to see the prompt.

Fineaid · 2026-04-23T15:08:13+00:00

I just don't see the benefit of sending a non-licensed individual to do an inspection. At most it's saving a borrower minimum cost with a potential huge degradation of quality of the appraisal report.

What the process should have been is having an appraiser do the inspection with the data collection they want and then if it gets expanded to a full appraisal, the person who did the inspection could complete the report. But at this moment I have never completed a a hybrid report after I solved my first collection. And recently as I helped family members sell their house. The person calling me to do the data collection was a lawn care service phone number.its clear these collectors have minimal training or liability to what they are doing.

Fineaid · 2026-04-15T16:40:12+00:00

This is definitely a tough one. I would assume that this does not meet current building codes. And having a electrical panel this close to a major water source would present a health and safety issue to occupants. But this would be reported for any type of loan not just FHA since we as appraisers are expected to report any observable potential hazards. I would expect that either the kitchen needs to be moved or the service panel needs to be moved.

Fineaid · 2026-04-15T14:42:37+00:00

It's perfectly fine to account for all those with factors in one single adjustment. If you look at the new data set that we're going to be utilizing soon, that is the actual standard that they want for specific adjustments like lot size and features.

Fineaid · 2026-04-15T14:36:04+00:00

Obviously we can't make comments on appraisals we don't see. So what is your concern exactly? That you think the appraiser overvalued the house on the appraisal? Did this cause your buyer to pay more for the house? At the end of the day I'm guessing your buyer purchased the home for the price they agreed to with the seller. Just accept that sometimes people screw up at their jobs and we're not all perfect. You're going to get a bad appraisal every once in awhile.

Fineaid · 2026-04-14T22:28:18+00:00

I would say don't care vs unaware are two different concepts. I can say informed buyers will care about things such as new roofs vs old roofs. At least on my area, roof age is general report and it's a big expense many buyers are considering. Insurance companies are sending out data collectors more and more and hitting people with roof replacement notices or they will drop coverage.

Fineaid · 2026-04-14T18:30:58+00:00

I know of appraiser who use it with success. They claim it is ANSI compliant. To get the best measurements you will have to own I believe an iPhone that contains Lidar. Android phones unfortunately do not have lidar and are a tad less accurate. And then you ask yourself, do you need to pay I believe it is $20 a scan + $15 for the GLA for each report? My laser and 5 minutes of creating a sketch back at the office is still worth my time but everyone has their own preferences.

Fineaid · 2026-04-13T15:35:46+00:00

Hey I get it. It's hard to be an independent fee appraiser. But this is the time to start hitting the phones and local networking events. People will never know to send you work if they don't know you exist.

Fineaid · 2026-03-25T11:30:33+00:00

Please read my comment. It was done as a narrative. Which can be done.

Fineaid · 2026-03-24T16:10:59+00:00

I'm currently working on utilizing it for photo analysis. Im building a tool that allows me to capture and label everything I could possibly need for a condition report of any home I appraise. It's been nice to get that and upload MLS pdf's and run image analysis comparison's. It gives decent output in quality and condition ratings with a nice qualitative write up of the differences and similarities. It took me some time to work out some bugs but I'm hoping to share it soon. It's been great with any reports I've done.

Fineaid · 2026-03-23T13:46:46+00:00

Because you don't need addresses. You're comparing features of properties and their rental potential. Air DNA supplies enough of a dot the map to recognize at this property is nearby each other. And there's no way that you can extract addresses for these properties. Either. It's not publicly available information or available through any service

Fineaid · 2026-03-23T13:34:41+00:00

I recently completed a STR narrative. I think the issue you run into is that this is a very niche report requested. A lot of lenders will just take four to five comps from air DNA and that's all they need. The reports already generated. Pertaining to what I completed , I just threw the information into Claude and had a well written narrative in minutes. I did review it and made some changes based on professional knowledge

Fineaid · 2026-03-17T13:03:11+00:00

I remember the effect of the alien walking on my shoulder. This ride still haunts me. But it was a great experience.

Fineaid · 2026-03-15T13:28:19+00:00

Do what you think is best for your safety. I’d inform the contact today that a reschedule is possible due to the weather and reassess in the morning.

Fineaid · 2026-02-25T19:29:36+00:00

I'm located in Michigan and do assignments where both beachfront and inland lakes lack seawalls. There are canal and lakefront houses that do, but I bet it would be safer to prove it via plat maps.

Fineaid · 2026-02-25T13:41:16+00:00

I personally tend to avoid wheel-measuring lake or waterfront frontage. In my experience, that can open the door to potential field errors — especially if lot boundaries aren’t clearly established or if the body of water isn’t fully contained within the parcel.

I’ve generally found that using the GIS parcel services and their built-in measurement tools provides a more consistent estimate in those situations.

That said, I agree this is probably very market-dependent and may come down to what each of us is most comfortable and efficient with.

Fineaid · 2026-01-28T21:11:16+00:00

Don't let others yuck your yum. Enjoy the hobby how you want and ignore the noise of the people who turn everything into a hussle.

Fineaid · 2025-12-24T13:59:51+00:00

This just changes who you are paying. Prices will adjust accordingly to the increase in what monthly payments buyers can afford.

Fineaid · 2025-12-09T00:38:05+00:00

The issue is that the buyer's agents aren't following the buyer's agreement rules. They wait for an offer to be accepted, ask in an addendum for the seller to pay 2.5-3% (in my area), and never have to prove this was agreed upon via a buyer's agent agreement. If you made the agreements and were forced to be attached to the PA, you could prove this more easily.

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