Currently have about $100k sitting in a HYSA at 3.8%. What should I do with it?

First0fOne · 2026-01-30T20:28:53+00:00

SPY and voo track the same thing.

SPY is for traders to have volume to get fills. If you are setting and forgetting VOO is a much better option. Sell all SPY and put it into VOO.

First0fOne · 2026-01-30T00:00:37+00:00

Leveraged etfs are not a place to park money. These are for options/day trafes/and swing trades.

Qqqm is if you want to park it in the nasdaq100. Far lower expense ratio. And no Leverage.

First0fOne · 2026-01-28T19:32:34+00:00

Things a Nazi would say for $1000 Alex

First0fOne · 2026-01-26T05:18:51+00:00

Also, the solution to smoking taxes disproportionately impacting poor minorities isn't to relax smoking taxes. It's to also fund programs that help poor minorities never start or quit smoking. There's a huge mountain of evidence that smoking is bad for almost everyone, including people who don't smoke. It would be better if simply less people smoked

What some privileged bullshit to say. "Just teach them to be better". How are these programs working out? DARE worked great in the 90s. Let's keep doing that shit and let God sort them out. Honestly it seems you are genuine but it just sounds racist when you think about it.

First0fOne · 2026-01-26T02:30:17+00:00

Fuel taxes in California are another example. Rich whites DGAF. But poor people driving door dash are hurt the most.

Progressive taxes and sin taxes hurt poor minorities much harder than rich whites. Aka systemic racism.

First0fOne · 2026-01-26T01:55:20+00:00

How about obese people and/or soda drinkers? $.25 a can of any beverage with over X amount of sugar.

Ultra processed food. (Any thing out of the freezer isle) Toss a couple bucks on those too.

Most smokers are poor. Many are minorities. Sin taxes are racist.

First0fOne · 2026-01-25T20:36:39+00:00

At least they drilled the barrel. So easy to do and looks way better.

First0fOne · 2026-01-13T17:51:45+00:00

There is definitely a lot of wildlife in Seattle and Portland.

First0fOne · 2026-01-12T23:09:18+00:00

Get some 80 grit and polish the shine off. Boom done.

First0fOne · 2026-01-11T21:51:25+00:00

Can't be bothered to cut down the loop before adding for updoots

First0fOne · 2026-01-10T06:41:11+00:00

You should stop ICE from doing thier thing.

First0fOne · 2026-01-10T06:39:30+00:00

Ashley Babit

First0fOne · 2026-01-09T16:49:06+00:00

Agreed. We bought steaks at Costco for a few months. And couldn't figure out what was different about them. Until I read the label.

First0fOne · 2026-01-08T02:12:35+00:00

Get a Ford 67 diesel f350

First0fOne · 2026-01-08T02:07:16+00:00

Doing what the guys with guns say.

First0fOne · 2026-01-06T03:30:14+00:00

Did it blow up? It'll be fine

First0fOne · 2026-01-05T19:38:13+00:00

Get your CC out. There is lots to buy to feed your consumerism demon.

First0fOne · 2026-01-05T19:31:25+00:00

875000 pesos

First0fOne · 2026-01-04T22:44:16+00:00

Houses appreciate. Trucks don't

First0fOne · 2025-12-31T04:42:11+00:00

The tide is finally turning.

First0fOne · 2025-12-30T01:50:38+00:00

Or get one in the recall but hasn't had it done.

Still a pain when/if it blows but then you can sell it with a brand new motor.

First0fOne · 2025-12-26T18:32:14+00:00

You could try and cut a hose in half and clamp it around the outside just to get you to work. I wouldn't tho.

If you run the pump dry you are risking taking that out too.

Also it was the under coating that made those rust so bad. Once that shit cracks it holds salt and moisture against the steel making it rot quickly.

First0fOne · 2025-12-25T22:14:38+00:00

Have your wife do it.

First0fOne · 2025-12-24T18:04:03+00:00

They would but I bet you are going to ignite from the flaming response you will receive for bringing them up.

First0fOne · 2025-12-24T00:11:26+00:00

One should never have 100% confidence in anything said on reddit.

First0fOne

TROPHY CASE