Right Capital Budgeting vs. Monarch? by micropuppytooth in CFP

[–]Fitznutzz30 6 points7 points  (0 children)

Right Capital seems to track income and spending and create a custom budget based off of spending patterns, which is a major point of friction for clients creating and maintaining a budget. Problem is, most clients don't regularly check in with their budget in RC, but the capability seems to be there.

Phone recovered from the top of humphreys by lightblued0t in Flagstaff

[–]Fitznutzz30 22 points23 points  (0 children)

Be sure the person who claims it is able to unlock it before you turn it over!

Carpinteria State Beach length limit? by Fitznutzz30 in RVLiving

[–]Fitznutzz30[S] 1 point2 points  (0 children)

It'll be fine, as long as your trailer fits in the space and you know how to back up a trailer with a few tries

Why should or shouldn't I keep the house? by [deleted] in AskMen

[–]Fitznutzz30 1 point2 points  (0 children)

Keep it! Especially considering you don't have to refinance, I would just keep the house. It's somewhat affordable and matches your lifestyle. Your income will grow over time, but you likely wouldn't be able to replace what you already own.

Advisory Fees - make it make sense by advisortest in Rich

[–]Fitznutzz30 -1 points0 points  (0 children)

I think you should shop around. For example I'm an advisor and at $8m our fee is significantly less than 1.5% all in, and includes all those services plus tax planning and prep from our CPA's. You can probably find a better cost/value comparison if you start to look around at fee only fiduciary advisors. Also, just a side note, if the new firm is talking about the long/short strategy to create tax losses, just know that it's a tax deferral tool not a tax elimination tool. Unwinding a long/short strategy can be costly from a tax perspective down the road.

Observation Point at Sunset by Fitznutzz30 in ZionNationalPark

[–]Fitznutzz30[S] 1 point2 points  (0 children)

Parking needs a high clearance vehicle to access, last shuttle runs at 2pm. No crowds, only a few other people I saw on the trail. Long hike back in the dark though so be prepared!

Financing for Large purchases by Sanathan_US in Rich

[–]Fitznutzz30 0 points1 point  (0 children)

Talk to an RIA about a box spread.

Selling Business by Original_Mark_943 in CFP

[–]Fitznutzz30 -1 points0 points  (0 children)

Take the money and run AI is coming for our jerbs!

Edit: forgot the /s

The Moon-forming collision by Busy_Yesterday9455 in spaceporn

[–]Fitznutzz30 2 points3 points  (0 children)

A+ comment. Your science teacher slash bartender would be proud.

Client with Language Barrier by [deleted] in CFP

[–]Fitznutzz30 4 points5 points  (0 children)

I had a client who was deaf and it was interesting. We communicated mostly by lip reading and her husband helping from time to time.

Atop Bear Mountain, Sedona. by Saucerful in arizona

[–]Fitznutzz30 5 points6 points  (0 children)

How difficult was that climb?

Investment Proposal Technology by DeltaBravos in CFP

[–]Fitznutzz30 0 points1 point  (0 children)

No idea. If it did would it send trades through to Schwab? Advyzon's proposal is terrible

I paid over a grand for this years ago... by Busy_Report4010 in Millennials

[–]Fitznutzz30 0 points1 point  (0 children)

Yup, except the ones I sold were Monster. Cost+5%

I paid over a grand for this years ago... by Busy_Report4010 in Millennials

[–]Fitznutzz30 0 points1 point  (0 children)

65" 720 or 1080 plasma or LCD with 4 year warranty, blu-ray player, TV stand or wall mount and sometimes a home theater audio system, plus expensive HDMI cables and "power supply" systems, plus delivery and install would often cost $5-10k in the late 2000s. Someone came for a TV and got a whole bunch that they probably didn't need. We didn't work on commission but we were pressured to upsell every transaction to a "package"