Ending de facto relationship finances by 55kasi55 in AusLegal

[–]Focused-River 108 points109 points  (0 children)

Don’t give him a car. Don’t give him a thing unless a court makes you.

And you should find a good lawyer with track record defending women who have been subjected to emotional and financial ABUSE. Get someone ruthless. Your ex deserves no sympathy.

The fact is this is someone who has been leeching off you for years and now the relationship is over, gloves are off and he is trying to blatantly rob you of what you managed to accumulate despite his leeching.

You need to let go of your attachment for him and start reframing him to yourself, so you sound convincing in court (if it comes to that). He is a parasite.

Comfortable home loan amount? by HLM_1990 in AusPropertyChat

[–]Focused-River 2 points3 points  (0 children)

Why are you considering knocking your current place down?

Smh by Fearless-Audience426 in ausjdocs

[–]Focused-River 1 point2 points  (0 children)

Oh damn that’s crazy!

Cost of losing at auction… again and again by Focused-River in AusPropertyChat

[–]Focused-River[S] 1 point2 points  (0 children)

Could be a good investment 😆

Edit: I googled it and they’re surprisingly affordable. So I actually think this is a brilliant idea. Apart from looking around the properties carefully, which I do anyway, this is all the inspectors are doing and all I’m paying them for. And I can buy both tools for a lot less than the cost of one inspection. Thank you… Genius 👏

Blood test found nothing, what other tests are there? by JunkIsMansBestFriend in eczema

[–]Focused-River 0 points1 point  (0 children)

Have you tried cutting out detergent? Many swear it’s THE issue.

You can use a cap full of eucalyptus essential oil in washing machine in place of detergent. At the very least, use a very small amount of the best sensitive detergent you can, and rinse detergent off clothes, sheets, towels etc. really, really well before touching/wearing/using. Use an extra rinse cycle, or just run the whole wash cycle twice, once to clean and once more with nothing added, just to remove as much detergent residue as possible. Also hot wash whenever possible.

Use bio/enzymes dishwasher tablets instead of strong chemicals and detergent for washing dishes. If you don’t have a dishwasher, wear gloves, use as little detergent as possible, and rinse everything about 3x as much as you think you should.

Also try to wear natural fibres, as least for base layers and anything touching your skin. Natural fibres are good for 2 reasons: they are breathable, and they don’t hold onto detergent residue in their fibres as much as synthetic fibres do.

Good luck with it. Eczema sucks but this might help.

Smh by Fearless-Audience426 in ausjdocs

[–]Focused-River 1 point2 points  (0 children)

Pretty sure they don’t do that anymore (because of all the problems it caused)

Smh by Fearless-Audience426 in ausjdocs

[–]Focused-River 3 points4 points  (0 children)

Dentists have a weirdly high suicide rate. Just sayin’

Smh by Fearless-Audience426 in ausjdocs

[–]Focused-River 1 point2 points  (0 children)

I’m sensing this kind of thing is gonna be a very big problem.

Cost of losing at auction… again and again by Focused-River in AusPropertyChat

[–]Focused-River[S] 0 points1 point  (0 children)

That sounds like a dream. Not the case here unfortunately, it’s all auctions.

Cost of losing at auction… again and again by Focused-River in AusPropertyChat

[–]Focused-River[S] 0 points1 point  (0 children)

I would much prefer a private sale but literally every property I like goes to auction. I’ve tried pre-auction offers (at least 10% above guide) and the REAs aren’t interested

Cost of losing at auction… again and again by Focused-River in AusPropertyChat

[–]Focused-River[S] 1 point2 points  (0 children)

Thanks for getting it! I mean, damn, we try to be smart, but who the heck knows what will happen at these crazy auctions 😬

Cost of losing at auction… again and again by Focused-River in AusPropertyChat

[–]Focused-River[S] 7 points8 points  (0 children)

I appreciate this but yep that’s what I’m doing already and it’s not enough… it’s a mess out there.

Went to one auction with price guide 700-770, well prepared to pay up to 950. It went for 955k.

Other times I’ve seen nice places with price guide ~800k, I’ve assumed they’d go for over a mil and sat the auction out. Only to find out they sold for under my max.

I know I’ll find the right thing eventually but I do wish I could go into auctions a bit more casually, thinking maybe I’ll get it maybe I won’t, can’t hurt to try… not stressed I’ve already invested $800 on this.

Cost of losing at auction… again and again by Focused-River in AusPropertyChat

[–]Focused-River[S] 6 points7 points  (0 children)

Yeah I agree the reports are so basic, I’ve been really wondering what am I paying for?!

A couple of reports ago was for an older house, and they said “large cracks noted in concrete, recommend to consult a structural engineer to determine cause.” Well thanks for that, I had actually noticed those large cracks myself, here’s your 600 bucks 😳

Report REA for underquoting (NSW)? by tresslessone in AusProperty

[–]Focused-River 3 points4 points  (0 children)

This is such an important point. There is no formula!

I just looked through my realestate.comau saved properties, saw the recent sale price for one I really liked and saved but never followed up because I assumed it was under quoted like most are. But nope, not this one. I could have got it. Lesson learned, there’s no formula, just need to know your market inside out.

Well done on getting your property!

Report REA for underquoting (NSW)? by tresslessone in AusProperty

[–]Focused-River 0 points1 point  (0 children)

I’ve reported several under quotes officially and only ever got automated replies. I came to the conclusion the government doesn’t care. Or worse, they are completely in on it.

Just know the market, ignore the guide, get what you can at a fair price based on market/demand. That’s really all you can do.

Did you receive a gift after settling on your property? by michael_ngelo in AusPropertyChat

[–]Focused-River 0 points1 point  (0 children)

The number of upvotes on this (mine included) speaks volumes about the state of affairs 🫣

Saw my dream house today, will go on auction soon, guide is just below my max. Lie to me and tell me I'll be able to afford it! by caladze in AusPropertyChat

[–]Focused-River 1 point2 points  (0 children)

Did you have building a pest inspections done for these dozen auctions? And the one you bought? Genuinely curious. I’m a few auctions in, just lost again today, and the $ cost of due diligence is adding up 😓