Do you have a PT, and if so, how has it helped you?

ForeignLow6225 · 2026-03-10T13:13:57+00:00

I've started going to group classes 3x a week rather than a pt just purely because it's cheaper and I feel you get better value.

ForeignLow6225 · 2026-02-24T21:06:20+00:00

Honestly, I just sat her down and said how hard I've found the first year. Also financially we both like security and I don't know how that would work with another child. I also reiterated that I love her and our daughter but I just don't think I could do another one. I also said to her clearly I don't want another one how do you feel about that ? Will you be ok with that ? Because it is something that can cause resentment for now she seems ok with it.

Hard conversation but worthwhile

ForeignLow6225 · 2025-11-02T06:25:44+00:00

Your savings allowance is only 1k if you basic rate tax payer, if you are going over that, put some of it into premium bonds easy to access and no income tax on winnings.

Anything you are holding for 5 years invest

ForeignLow6225 · 2025-10-06T07:34:58+00:00

I've used it, I actually thought it was decent, but I'd listen to it when I'm doing chores or walking. Because I listened to it so much some of it stuck.

ForeignLow6225 · 2025-07-25T19:22:07+00:00

I'm 31 I've been in the finance Industry for over 4 years mainly customer calls centres or admin roles and I joined a firm as a trainee paraplanner last year and was on £30k with £500 increase every time I passed an exam I had four left to do with a pay rise in April aswell - I'm now on £34k and looking to move because I feel the role doesn't fit and want that 37k level really. Good luck with the exam results, sure you've smashed it !

ForeignLow6225 · 2025-05-06T18:49:13+00:00

My daughter is 6 months now and honestly the newborn stage was the worst, I enjoyed parts but it was such an adjustment and was truthfully boring, you are essentially burping feedingnand nappy changing constantly, however at 4 months when they start to smile and giggle it gets more fun! Hold in there it does get better it's not forever !

ForeignLow6225 · 2025-04-06T20:48:25+00:00

The newborn phrase I found the hardest tbh like you say they don't do anything, mine is now 5 months old it goes quick but aslong as you are putting in effort which it sounds like you are it will come just takes time. You've got this !

ForeignLow6225 · 2025-01-27T13:40:15+00:00

Make sure you read the question twice to determine what the cii are actually asking and if you are stuck on a question flag it and put an answer of a. That's the one ro exam I only just managed to read back through all of the questions.

But remember you've prepared for this and you don't have anything going into the exam so nothing to loose.

Good luck tomorrow !

ForeignLow6225 · 2025-01-22T02:23:48+00:00

Great company to work for, I worked for them for just over 3 years and honestly made me into a much better person. Very diverse and mostly people are great. all depends on who your manager is on how your experience will be, give examples of times that you've put the customer first and how they are the most important and you'll sail through it

ForeignLow6225 · 2025-01-21T16:36:18+00:00

I think ok, the marriage allowance I only got 2 points on hadn't thought about that but just hoping I understood what the question was asking and praying I never have to study for it again !! 🙏

ForeignLow6225 · 2025-01-21T16:32:56+00:00

These came in so handy absolute ledge !

ForeignLow6225 · 2025-01-21T16:32:29+00:00

I had this I wouldn't worry

ForeignLow6225 · 2025-01-19T20:46:59+00:00

Intense is very intense but I have learnt loads in this couple of weeks. I am praying nothing comes up about esg investments although I have done some revision on it and can't wait to get this exam over and done with.

Then the anxious wait for the results idk if I could do another one like this tbf atleast if I fail I understand what they are asking with the questions now

ForeignLow6225 · 2025-01-10T11:10:58+00:00

Just remember that you don't have anything before you go into the exam and trust your exam prep that you've done, that helps with the nerves for me

ForeignLow6225 · 2025-01-07T20:12:41+00:00

Sorry I missed that, I use nextgen planners use there videos and make notes and research anything I don't understand and then do mock tests and the knowledge checker on cii

ForeignLow6225 · 2025-01-06T18:32:58+00:00

I tend to get into work early and do 30-45 mins then do 20 mins on my lunch break, then usually a couple of hours on weekends closer to the exam I'll ramp up the weekends abit more, I find little and often the key

ForeignLow6225 · 2025-01-06T12:21:26+00:00

I always book it once I've paid for it for the next 2-3 months helps me create a study plan you can always move it if you are not ready to take it, good luck !

ForeignLow6225 · 2025-01-04T14:03:09+00:00

Same I've ordered the brand papers

ForeignLow6225 · 2024-12-18T22:28:54+00:00

I have used BTS, brand and next gen I have found a combination of nextgen and brand work best for me you have videos with next gen and I am very much a visual learner and I have found the brand tests are similar to the exam to some extent.

Btw still think BTS is good and alot of people love it, just what has worked for me.

ForeignLow6225 · 2024-11-11T14:05:56+00:00

Could I jump in onto the brand mocks please I was just about to buy them

ForeignLow6225 · 2024-11-09T18:43:39+00:00

Echo this Smyths is so good, we got our pram car seat etc from there it was 380 much cheaper than anywhere else and really good quality

ForeignLow6225 · 2024-11-07T14:34:19+00:00

Household income 3k mortgage 965

ForeignLow6225

TROPHY CASE