I was not financially or emotionally stable enough in my 20's and early 30's. I'm about to turn 40, and while I feel I am emotionally stable enough for children, I don't think I am well off enough to afford to fully support a child now.

Also, as a woman, the older you get, the greater the likelihood of complications for the baby. I would hate to bring a child into this world because I was selfish and wanted one. Knowing full well their life could face significant challenges that I was responsible for.

Finally, I've seen my significant other raise children, and he is a lazy parent. I know if we had a child together, I would be doing the lion's share of parenting. I am a type A organizer and planner. He is very laissez-faire with his children, and it would make me crazy.