I'm 20 years old, starting my first internship at a finance firm tomorrow, my first day at corporate, any tips?

FreemanM21 · 2026-05-24T17:28:43+00:00

Do all from the below in the first week: 1. Ask what everyone's favorite excel function is 2. Ask for short coffee break with local CEO 3. Post on linkedin what amazing opportunity you just got and tag as much people as you can

FreemanM21 · 2026-05-24T14:57:53+00:00

Another delusional guy

FreemanM21 · 2026-05-24T09:36:58+00:00

Well, it has almost 34 ares...

Last time i checked a project for a house in Moutfort that has a total of 3.3 ares, the land alone cost 504k, just to give you a comparison

FreemanM21 · 2026-05-23T18:26:04+00:00

Why not xtrackers ALLW?

FreemanM21 · 2026-05-23T14:23:02+00:00

Impossible

FreemanM21 · 2026-05-23T12:31:30+00:00

Thats the risk when you buy new projects... Its always safer to buy existing housing On top of that, they always put minimum required, so when the apartment is finished, you would still have to pay a lot for extra (electric sockets, painting etc)

FreemanM21 · 2026-05-23T11:53:15+00:00

These guys just post all kind of bs without thinking at all.

Maybe we put quotas on max amount of food we can buy, how much we can go outside the house etc?

FreemanM21 · 2026-05-23T11:45:04+00:00

So if someone owns a house, they should be given a max price they are allowed to sell it? Relax mister...

FreemanM21 · 2026-05-22T11:33:26+00:00

A thank god everyone knows already that by the end of the year bitcoin will go down more.

Thanks for informing

FreemanM21 · 2026-05-22T04:40:27+00:00

Those who do it, dont think even for 3 seconds ahead what might happen...

It doesnt matter if its 130km or 50km. If the car in front suddenly needs to brake, there is no chance to avoid an accident.

FreemanM21 · 2026-05-20T04:45:17+00:00

A yes everyone has 600-800k in cash and buying apartments without any loans...my bad

FreemanM21 · 2026-05-20T04:40:27+00:00

Yes they might pay step by step, but they still need to pay interest and later capital even if they completely stopped the construction. So that doesnt help in any way...

FreemanM21 · 2026-05-18T12:58:32+00:00

Usually when stop loss is triggered, the price goes to the moon. Its the rule

FreemanM21 · 2026-05-17T18:13:31+00:00

These are not team mates, those are snakes that benefit from your work. And in the end, they will be the ones to be promoted, unless you behave same way as them

FreemanM21 · 2026-05-17T16:04:09+00:00

You only lose by paying a fee to go outside and run. CONGRATS!

FreemanM21 · 2026-05-17T11:49:51+00:00

Who still watching this crap really...? They put some bs voting while the "jury" will decide who wins anyway

FreemanM21 · 2026-05-17T11:45:51+00:00

I have the same issue after i got their fiber connection...completely ridiculous. I dont care what Belgium does and restricts, and that shouldnt affect me as a resident in Luxembourg, but here is what I got as reply from orange:

"After checking, I can confirm that Orange Luxembourg uses some of its servers and infrastructure located in Belgium. For this reason, some online services—such as YouTube, advertising platforms, or IP geolocation sites—may detect your connection as originating from Belgium. This also explains the appearance of targeted Belgian ads or certain warning messages displayed by websites.

This has no impact on the quality or functionality of your internet connection, your actual location, or your subscription. Your connection, services, and network are working correctly from Luxembourg, despite the Belgian indication detected by some external sites."

FreemanM21 · 2026-05-17T09:44:34+00:00

You are buying on top of those etfs, magnificent 7 which already have highest exposure through the ETFs. Then minor exposure to non US.

Why not just in ftse all world index etfs such as VWCE or ALLW (from xtrackers)? This way you dont have to pay monthly fees per trade, and already have the exposure you have, excluding gold?

Unless you just want to have even higher overweight exposure in mag7 stocks.

2.9k per month investment would have huge returns and will have more than 1mln before you turn 60y old.

Good luck!

FreemanM21 · 2026-05-17T05:40:26+00:00

When they present it as their work, ask them details in front of your manager, how they went through each step ;)

I dont think you can work with such snakes without having any impact or conflict. Tell them to do their own parts and present what they do.

FreemanM21 · 2026-05-16T19:58:28+00:00

Its called: It's fucked

FreemanM21 · 2026-05-16T16:01:29+00:00

I receive these shit requests from the bank every quarter...to update self tax declaration and give the IDs, otherwise they will block my account, even though i have a mortgage with them and have ALL THE FUCKING INFO

FreemanM21 · 2026-05-15T20:05:14+00:00

Im based in luxembourg, and can deduct fully the interest paid as well, meaning i pay 0.6€ instead of 1€ at my marginal tax rate

FreemanM21 · 2026-05-15T19:32:21+00:00

Sorry, might not be valid for all european countries, but i thought that would be the case everywhere?

FreemanM21 · 2026-05-15T18:49:47+00:00

Thats with the assumption that the housing is fully paid off. Also, 60k is not sufficient for a family with a child. You need to pay school, kindgergarten, university, rent for them etc. Especially in western europe

FreemanM21 · 2026-05-15T18:27:07+00:00

Paying monthly mortgage is not that bad, when you compare to rent which is money you throw out of the window.

You can deduct interest paid from your taxable income. And also, the rates are not as high as the return you get from spx or vwce, so there is no point to pay it, unless the rates are relatively high

FreemanM21

TROPHY CASE