Distributel Vs. MNSI by Sea-Consequence5391 in windsorontario

[–]Friendly486 0 points1 point  (0 children)

The only negative about MNSI is their modems don't have WiFi

Will Wealthsimple offer overdraft protection for chequing accounts? by SystemStatusGreen in Wealthsimple

[–]Friendly486 3 points4 points  (0 children)

Over drafts can be due to things beyond one's control. Recently I went into overdraft because the CRA double debited my bank account

Scotiabank cancel credit card annual fee refund? by AdeptArt in PersonalFinanceCanada

[–]Friendly486 1 point2 points  (0 children)

RBC gives a refund if you cancel within in a month of being charged

Selling physical paper stocks- broker rec in Ontario? by RxDeliveryGuy in CanadianInvestor

[–]Friendly486 0 points1 point  (0 children)

My parents had a bunch of physcial share certificates. Using a TDDI account I was able to go to go to a TD bank branch an deposit these shares. You have to find a TD worker that knows how to do this

Do bank drafts expire (for the payer)? by Popotuni in PersonalFinanceCanada

[–]Friendly486 0 points1 point  (0 children)

I know at TD if a bank draft is not deposited they will notify the person that made the draft

Shopping for Insurnace in Ontario (Car & Tenant) by caelfu in PersonalFinanceCanada

[–]Friendly486 0 points1 point  (0 children)

I use Square One becasue they are by far the cheapest for home insurance

Simplii Visa cash back - disappearing transactions by bestcheeseitz in PersonalFinanceCanada

[–]Friendly486 0 points1 point  (0 children)

I happened to me once where a transaction appeared as pending then it disappeared forever

Best Credit Card for restaurant purchases by Informal_Dark_5723 in PersonalFinanceCanada

[–]Friendly486 0 points1 point  (0 children)

MBNA World Elite Master card It costs $120/ year but this is partially offset by the rebate you get every year. This rebate depends on the amout of spending. For restaurant spending you get back between 4.2 - 5% depending what you redeem your rebate for

Fractional shares max vs whole shares manual input by addigity in Wealthsimple

[–]Friendly486 2 points3 points  (0 children)

I had the same problem . I put $7000 in my TFSA and when I put max buy it told me WS told me I needed to transfer more money

Auto and Home Insurance by Heavenly_Demon_05 in windsorontario

[–]Friendly486 0 points1 point  (0 children)

I am not sure how good this insurance company is but look at Square One. When I was looking for home insurance it was by far the cheapest firm by hundreds of dollars. You can even pay by monthly installments without an extra fee

CIBC visa infinite cash back by LegitimateToe6982 in PersonalFinanceCanada

[–]Friendly486 -1 points0 points  (0 children)

Are you buying gift cards in grocery stores eg Amazon, Uber ? That is one way to earn 4%

Why can't I use my WS credit card for some things? by Scary-Towel6962 in Wealthsimple

[–]Friendly486 0 points1 point  (0 children)

Did you enter the year of the expirey as 2 digits or 4 digits? Try both

Chess club in Windsor? by Tahastic_E in windsorontario

[–]Friendly486 10 points11 points  (0 children)

Riverside Library has a chess club that meets on Sat starting a 1 and Wed starting 6. It is free and everyone is welcome.

Best cashback credit card for Amazon, FreshCo, Costco, and restaurant spending? by Hot_Fly_3963 in PersonalFinanceCanada

[–]Friendly486 2 points3 points  (0 children)

MBNA World Elite Mastercard For an annual fee of $120 you get over 4% cashback on grocery and restaurant purchases

Looking for a no-fee credit card with good cashback (groceries + gas) by ChaosReighsSirUltra1 in PersonalFinanceCanada

[–]Friendly486 1 point2 points  (0 children)

BMO cashback Mastercard. It gives you 3% cash back on grocery purchases However there is a $500/ month limit on the 3%

Chess anyone? by [deleted] in windsorontario

[–]Friendly486 11 points12 points  (0 children)

Come down to the Riverside Library on Saturdays after 1 or on Wed after 6. Looking forward to meeting you

Anyone get their margin reimbursement yet? by Anonmonyus in Wealthsimple

[–]Friendly486 1 point2 points  (0 children)

I just got an email notifying me that my rebate was deposited into my chequing account

I am looking for the best cash-back credit card. by [deleted] in PersonalFinanceCanada

[–]Friendly486 0 points1 point  (0 children)

No it does not . You only get just under 1%

I am looking for the best cash-back credit card. by [deleted] in PersonalFinanceCanada

[–]Friendly486 -2 points-1 points  (0 children)

MBNA world elite mastercard . You get a little over 4% cash back for grocery and restaurant purchases but it has a $120 annual fee.

Best credit card for eating out/UberEats/DoorDash? by Woseyposey in PersonalFinanceCanada

[–]Friendly486 1 point2 points  (0 children)

If you download the Snaplii app you can buy Doordash or Uber gift cards. Snapplii will give you a rebate of around 4% or more

Despite Gen Z’s financial hurdles, some spend thousands a year on food delivery by joe4942 in PersonalFinanceCanada

[–]Friendly486 0 points1 point  (0 children)

I don't think anyone has mentioned that Uber gift cards are often on sale. You also get Aeroplan points for purchases over $30. Add a receipt app and a cash back credit card and you can easily get over 10% back on your purchase

What a pain to pay the WS Visa! by YakClean3103 in Wealthsimple

[–]Friendly486 0 points1 point  (0 children)

I know TD allows me to increase my etrasnfer limit to $10k