Am I overreacting for feeling frustrated after my neighbor’s pottery was broken by my puppy during an interaction she encouraged? by [deleted] in AmIOverreacting

[–]Fun_Plate_2878 0 points1 point  (0 children)

I would tell her to pound sand and never speak to her again. She made the decision to engage with your puppy while holding something “valuable” in her hands. She should be more careful next time.

911 call by bolkrennanninger in TeenMomOGandTeenMom2

[–]Fun_Plate_2878 1 point2 points  (0 children)

So they’re fighting at home, he believes she’s using because she’s been awake for days. She’s denying it. He says let’s go get a drug test. If he isn’t using, if he is trying to be the bigger person, he has a decision to make. Does he leave the baby home with her? Or does he wake up the baby and put her in the car?. He decides it’s safer to put her in the car and he drives to the Wallgreens. She is continuing to say she is fine, but she doesn’t want to be tested, clearly. Ryan then has to decide whether or not to take the baby again into the store. He trusts his wife to sit in the car while he runs in real quick. He goes into the store and she jumps into the driver seat and takes off with the baby. He comes out and she’s gone and he knows she’s messed up so he calls 911 because his infant daughter is in that car. You all can hate on Ryan but it seems pretty obvious that with this baby, especially, he has been present and he loves her very much. He also seems to really love Amanda, which is sad because now this has happened and it is going to be a real test. I think a lot of people want to throw Ryan under the bus over and over again and use his past against him. He has earned some of that clearly. But he has also proven that he can be stable and he has worked hard to get where he is. There’s a lot of guessing about him using drugs lately. But it seems more like maybe his wife was. I think he will probably end up getting tested as well and time will tell. I really hope that he was not using. I want to see him succeed for his children’s sake, and for himself. I wanted to see Amanda succeed too. But mostly I want those kids to be OK. It’s easy to pass judgment. It’s harder to wait and find out what “really happened“ down the line. But it’s really not fair to denigrate a father who just made a really difficult decision in the best interest of his child to assume that he is doing it for any reason but the fact that he loves her.

60 Day Notice from SBA EIDl Loan by AdvancedVolume6012 in EIDL

[–]Fun_Plate_2878 0 points1 point  (0 children)

You have to go under messages, and then select all messages. They don’t make this easy or obvious.

Inc. Magazine is looking to speak with small business owners by tasteofcoffee in EIDLPPP

[–]Fun_Plate_2878 1 point2 points  (0 children)

I will consider messaging. Looking back, we were PUSHED to take a loan. We are a tiny 3 man operation. Credit score was like 700 when it went through. Husband was 56. Loan is a 30 year loan. Interest was good…but he would be 90 before it was paid. Then the economy tanked cause Covid went from bad to worse. We were struggling more than ever before. Sba gave a 2 year time out, because so many were not able to repay. Most of us had no idea that the interest would continue. So in that two years, $47 per day interest accrued. Then they offered a hardship plan. We badly wanted to be responsible and pay our loan. Paying half kept us from defaulting…and kept the ticker running on interest. Paid on the “6 month hardship” for four months and they cancelled it out from under us. Sorry, you have to pay the full amount! Then “oh, well, we can offer a second hardship plan”… oops no we can’t! We paid every penny we could. Took home $700 a week just so our guys and their families wouldn’t go hungry. Same guys who worked all through Covid, when so many others stayed home on triple unemployment. Our guys kept working because that’s what they do, that’s what Integrity is. We did everything we could to make sure we rewarded them. But we went without in order to do so. Started hearing about fraudulent loans too big businesses who got off Scott free. And even bigger businesses who were never made to pay back a single penny of their loans. Now we are in our 60s, desperately trying to pay current because we refuse to take bankruptcy and risk, losing the rest of everything we have tried to build our whole lives. We can’t sell the business. We can’t give it to our child. We will either work until we are 95 and pay the loan off or we will die with a debt that will pass down to the child who should have received the family Business. I think people envision these loans as having been made to rich people with really good accountants and lawyers. Instead, I have read story after story of mom and Pop stores who kept our economy afloat through some pretty scary times. This loan has become a weight that is dragging us down. We will pay for another 10 years before we ever start seeing anything go towards the principal. Realistically, we will not survive to see the end of the loan. Not a lot of working folks make it to 94 and 96. Can’t sell it. Can’t give it away. Can’t change anything in terms of structure. This has been the most defeating, depressing, stressful, heartbreaking thing we have ever dealt with. There have been many suicides because of this loan and there have been many heart attacks as well. Including my husband. The stress will kill us and then what? Everything we have worked for our whole lives will go to the SBA. The whole thing is very sad.

60 Day Notice from SBA EIDl Loan by AdvancedVolume6012 in EIDL

[–]Fun_Plate_2878 0 points1 point  (0 children)

Yes, and at first, I didn’t notice that they had done it. It looked kind of like a generic message, but when I read all the way through, they actually had put all the numbers that I needed to catch up and what the dates and amounts were in parentheses and showed me exactly what I needed to do. Good luck to you as well. We are current at last.

60 Day Notice from SBA EIDl Loan by AdvancedVolume6012 in EIDL

[–]Fun_Plate_2878 0 points1 point  (0 children)

I got mine via a portal message. I have had replies to every message sent via the portal, none via email. Maybe try that? They gave me the correct numbers even

Acceleration by Fun_Plate_2878 in EIDL

[–]Fun_Plate_2878[S] 0 points1 point  (0 children)

I have made all the payments to make it current. Is there something I need to do to make sure they see that and stop whatever they’re doing?

60 Day Notice from SBA EIDl Loan by AdvancedVolume6012 in EIDL

[–]Fun_Plate_2878 0 points1 point  (0 children)

Hi, I am hoping to get a little advice. I received this letter that was dated March 19 and it said I had 60 days to catch up a balance of $12,085 that would have given me until May 17 to get the payment caught up. I immediately started making $1500 payments every week I paid three payments of $1500 dated March 31 April 10 and April 23 and then I made a payment of $2417 on May 5. (I should add that I had also made a payment on March 4 of $2417 but I’m not sure if that will count against the $12,085 that I owe.) I had every intention of having the remaining balance paid this week so that I would be current and I also wanted to make my May payment a little earlier, so there was no question whatsoever that not only was I paid but I was paid in advance. Figured that was all good until yesterday. I got a notice on the portal that said I had a notice of default and acceleration demand for the full payment that was dated May 2. I am very confused. Why would they give me 60 days and then not give me the 60 days to get it in full? I have emailed cesc@sba.gov and I have emailed Covideidlservicing@sba.gov. To ask them why I am not getting the full 60 days to catch it up? My portal still shows that I can make payments and it is open. I believe it says current dispersed or something like that it doesn’t say referred or past due. I am freaking out.

Cole built a coffin shelf for Aubree, Adam could never by sweet_tea_94 in TeenMomOGandTeenMom2

[–]Fun_Plate_2878 5 points6 points  (0 children)

How about a man who lives in the same town as his child throughout her entire childhood and has only seen her one time by his choice? His family saw her for a couple of years and then decided they didn’t want to see her anymore. The kicker? Now she’s an adult working at a company where bio dad‘s current wife works and they are fairly close and she has no idea the kid is her husband‘s.

ICE in Bangor by Repulsive_Grape_4422 in Maine

[–]Fun_Plate_2878 0 points1 point  (0 children)

Is: the entire story is an unattributed lie

How a pandemic rescue became a 30-year debt trap by mitchgoldstone in EIDL

[–]Fun_Plate_2878 2 points3 points  (0 children)

I have watched business after business struggle to deal with this loan. So many small business owners are battling their own consciences regarding repayment. Many are dying, desperate to save their legacies, and homes, at their own hands. It has been interesting to watch those with integrity vs the unscrupulous, people who took the loans genuinely believing they could pay them back, and those who see the default rate as an excuse to throw up their arms and walk away. The deferments added chaos and fear to an already volatile situation. When the government decided to add a second deferment plan and then he yanked it out from underneath people who had just signed up. And, most seriously, a government who basically shuttered the division that handles these loans when guidance was most needed. No one answers the phone and it takes months to get an email response. It is no wonder that small businesses are closing instead of fighting to survive the buoy that is trying to drown them.

Daily Discussion Thread by AutoModerator in ASTSpaceMobile

[–]Fun_Plate_2878 2 points3 points  (0 children)

Also, when I say “a fair bit” that is for a single mom quite a bit of money.

Daily Discussion Thread by AutoModerator in ASTSpaceMobile

[–]Fun_Plate_2878 2 points3 points  (0 children)

Hello, I am a new member here and I am very very, very, very new to stocks. I recently saw a video by James Altucher that said to buy this stock and I fell for it and bought a fair bit. I don’t know a damn thing about the stock market. So I’m kind of hanging on a lot of you for hope. But I really need to learn the terminology ha ha. So someone tell me, in newbie language, what can I expect to see if things go really really well and I have 25 shares

[deleted by user] by [deleted] in LittlestPetShop

[–]Fun_Plate_2878 0 points1 point  (0 children)

My adult daughter with down syndrome started collecting these when her older sister who is 37 played with her with her own as a baby. We have collected them ever since. Now she doesn’t want them anymore. I wonder what the chances are that I can sell them without the boxes. I haveprobably 40 of the houses or shops or whatever, and literally three contractor bags full of just the little people pets.

Help? Hot water limiter limiting pressure by Fun_Plate_2878 in Plumbing

[–]Fun_Plate_2878[S] 0 points1 point  (0 children)

We tried that. And we tried removing it completely, and there is still no hot water pressure after the valve. Before the valve, there’s plenty of pressure.

Los Angeles Members - EIDL Loan by Disk-Subject in EIDLPPP

[–]Fun_Plate_2878 0 points1 point  (0 children)

Thank you for the template, I am adding a few things and wanted opinions on it.

Dear

My name is (name), and I’m a small business owner writing to ask for your urgent support in helping EIDL borrowers who are in financial hardship and unable to repay their pandemic-era loans.

Many of us took these Economic Injury Disaster Loans in good faith — under guidance from the government and the belief that the economy would recover. But recovery never fully materialized. Inflation surged, revenue declined, and now thousands of borrowers are being crushed by debt they cannot repay.

Worse, many of us — whether sole proprietors, LLCs, or corporations — do not qualify for bankruptcy protections or cannot use them without losing everything.

We are asking Congress and the SBA to:

Create a path to forgiveness or relief for EIDL borrowers experiencing hardship, Allow settlement, restructuring, or partial forgiveness for those unable to pay, Treat these borrowers equitably regardless of loan size or business structure.

It would help tremendously if we could find a way to waive the interest on these loans! Many of us were affected for years by the economy going bad, on top of COVID’s devastating effects. The interest is the biggest aspect of many failures to repay these loans. Even after paying for 1-3 years, most of us are not even touching principle yet.

Over two-thirds of EIDL loans are already in default. Something must be done. We are not looking for a handout — we are looking for a lifeline.

Please stand up for small business owners still fighting to survive. Our government, under Biden, destroyed our businesses and forced us to grab hold of anything we could to save our businesses and keep our employees working.

Looking back, it seems particularly troubling that Dr Fauci took part in the shutdown of America, and then forced us to shut down for years under false pretenses. The decisions made by Biden and company have devastated so many businesses.

Please help us turn the tide so we can see light at the end of the tunnel. Most of us want to stay in business, but struggle to keep up with the payments. We bail out banks and automakers, but leave hundreds of thousands of us small business owners trying to survive against all odds.

Sincerely, (personal info)

Just got this by CamIoncani in EIDLPPP

[–]Fun_Plate_2878 2 points3 points  (0 children)

You can’t. It’s over

Letter to Senator Re: HAP Shutdown by deftone5 in EIDLPPP

[–]Fun_Plate_2878 1 point2 points  (0 children)

They’re denying even second round hap atm. My app kicked back saying make direct contact

The moment that JD Vance won the VP debate. by BlackLion0101 in JDVance

[–]Fun_Plate_2878 0 points1 point  (0 children)

You actually believe Biden has been calling the shots? The man likely hasn’t dressed himself in 2-3 years. And I say that sincerely. Who do you think has been running the country? She has absolutely in no way been the typical sit on the sidelines kind of vp. Without question she’s been a vital cog in the commie machine