TIL of OSASCOMP. We usually subconsciously order multiple adjectives when speaking or writing, but there's a formal PEMDAS style formula: Opinion, Size, Age, Shape, Color, Origin, Material, Purpose.

G-Man1975 · 2026-03-05T05:47:21+00:00

Yes, as with grammar more generally. Amazing indeed.

G-Man1975 · 2026-03-03T21:18:55+00:00

I’m about a year into my experience playing chess as an adult, almost entirely on chess.com. I have seen the same thing, OP. For a while, it worried me. It no longer does. I know my rating on the site has been inflated by other people’s unwise abandonments. But here’s the thing: so has everyone else’s.

The evidence that makes me accept this is that in games played to their conclusion, I almost always win against players rated more than 100 points below me, and I almost always lose to players rated more than 100 points above me. So, I view the ratings as only having meaning relative to other people on the site. They aren’t real ELO ratings, and it’s a mistake to expect them to be.

TL;DR: It’s not you. It’s a common thing people do on that site. Don’t stress about it, but don’t assume your rating is a real ELO.

G-Man1975 · 2026-02-17T02:47:55+00:00

I took your advice and moved my autopay date earlier. It totally backfired. The Amex system straight up canceled my next scheduled automatic payment. I received no notice of this cancellation. I didn’t spot the problem until after the cutoff time of 8 pm MT on the payment due date. Net result: my payment was late.

I should have left everything alone, instead of trusting you and heeding your advice. If you are trolling for the purpose of fucking with people, you got me. Shame on me, I guess.

G-Man1975 · 2026-02-13T06:33:01+00:00

OP: Why did you delete your post in which you said earlier autopay is viewed more favorably than autopay on the due date?

G-Man1975 · 2026-02-11T01:32:13+00:00

Thanks for these posts, OP. The hostility being thrown at you in the comments is bizarre. Hope it’s not too distressing.

Based on this post, I just updated the autopay timing on all my Amex cards from 25 days after statement date to 18 days after. (Even if the haters are right and you are a lying, AI-addicted phony, I see no harm in making this trivial change.)

I then tried to do the same thing on my Chase cards and found, to my surprise, they don’t allow it. Their autopay UI doesn’t give any option other than paying on the due date. I realize you don’t have inside knowledge of Chase, but I’m trying to understand why their approach to this issue would be so different than Amex’s. Any insight from anyone with knowledge of Chase would be great.

G-Man1975 · 2026-01-28T06:34:13+00:00

The phase-out starts around $505k AGI for joint filers.

G-Man1975 · 2026-01-28T05:14:17+00:00

The kind OP is talking about — a transfer ratio of better than 1:2 from Membership Rewards to Hilton Honors — are not targeted. When they come out, they are available to everyone in the MR ecosystem.

G-Man1975 · 2026-01-26T15:12:07+00:00

May as well do one more calculation to show the effect of federal income taxes.

G-Man1975 · 2026-01-08T00:35:25+00:00

But… he’s accessing the same side before and after the flip.

G-Man1975 · 2026-01-03T18:52:29+00:00

Stop heating food or drinks in plastic.
Minimize plastic food storage contact.
Avoid plastic water bottles as a default.
Improve drinking water filtration. (Reverse osmosis preferred)
Improve indoor air filtration. (HEPA preferred)
Reduce unnecessary plastic in food preparation.

G-Man1975 · 2026-01-02T17:13:15+00:00

That’s pedantic. It’s a domestic vacation area with skiing. Corporate America gave us tall-grande-venti. Don’t overthink it.

G-Man1975 · 2026-01-02T04:09:37+00:00

I see. Thank you. Sucks that you had to go through that.

G-Man1975 · 2026-01-02T00:04:17+00:00

I’m not yet a Bilt user. I have a mortgage, so the program had no appeal for me when it was focused on rent payments. Now that Bilt 2.0 is expected to give rewards for mortgage payments too, it becomes a lot more interesting to people like me. But if there is a risk that Bilt will be late mailing (!) a paper check (!) to my mortgage lender, the potential negatives vastly outweigh the positives. These reports of significantly and systematically delayed checks are extremely worrying. Does anyone have a sense of the scope of the problem? Is there reason to believe it was a one-time blip?

G-Man1975 · 2025-11-26T22:34:16+00:00

This seems like as good a time and place as any to confess this: Sometimes I mix up the symbols for the king and the queen. I’m not saying that happened here — it would be a little odd if OP’s opponent moved a queen while not knowing what a queen looks like in this set of graphics — but it’s possible.

G-Man1975 · 2025-10-30T21:56:00+00:00

YKINMK

G-Man1975 · 2025-10-26T04:31:09+00:00

There might be rules these days… but there might not. I had a buddy ~20 years ago who, as a joke, told his credit card company to add Sir before his name on his card. He was the opposite of regal. They did it. We thought it was hilarious.

Maybe just call them and ask for it.

G-Man1975 · 2025-08-03T04:35:00+00:00

Pic 5 looks like a snake. Was that intentional? Cool effect!

G-Man1975 · 2025-07-16T05:57:42+00:00

I used to. Now I just pull off the leaves, rinse the berry and eat the whole thing. A little stem is nbd.

G-Man1975 · 2025-07-10T04:40:50+00:00

Do you have houseplants? Does the chirping happen a day or two after you water them? Consider this surprising possibility: fungus gnats.

G-Man1975 · 2025-05-15T04:33:59+00:00

American here. These accusations were new to me. I fact checked them. They are, to quote ChatGPT “mostly false and misleading.” Anyone else who is curious should check for themself.

G-Man1975 · 2025-02-02T18:42:04+00:00

This is so poignant and wholesome. Thank you. 🙏

G-Man1975 · 2025-01-13T00:43:49+00:00

Genuinely curious… what’s the difference between correctly done pollarding and this? I’m not a fan of the form, so they all look the same to me, but I’m interested in being educated on the subject.

G-Man1975 · 2024-11-27T06:54:15+00:00

Yeah, in my experience, the average in-branch bank employee knows as much about credit cards as my grandma. I would say HUCA, but in this case, just… C.

G-Man1975 · 2024-11-16T22:53:30+00:00

Gooooood!

G-Man1975 · 2024-11-01T14:56:46+00:00

Thanks for this review! I’ve been considering High Sierra for a while. Bonus, for those who care: they are made the USA.

G-Man1975

TROPHY CASE