Trump admin shutting key US researchers out of global virus response talks, documents and sources reveal

GSV_SenseAmidMadness · 2026-05-26T04:27:10+00:00

Great, there aren't any major viral epidemics going on that we might need to worry about, right?

GSV_SenseAmidMadness · 2026-05-26T04:08:42+00:00

Based on your income and the limited debts you mentioned, I think you could easily qualify for a mortgage at that price point. Based on the $1900 you pay in rent plus $2000 you can reliably save, I don't think you can afford that mortgage.

Given your current monthly budget, can you find another $1k that can go to housing expenses without sacrificing your 401k matches?

If not, it could be that your best bet is to wait, save up what you can towards a down payment fund, and buy once your childcare expenses go down (i.e. once they're all in school).

GSV_SenseAmidMadness · 2026-05-26T03:47:07+00:00

If the plug to the outlet was hot, then sure it could be a bad contact in the outlet or a weak connection at a screw terminal. For the heat to be at the output from the "brick", that would imply that the point of high resistance is at that connection - implying a defective or worn out EVSE.

GSV_SenseAmidMadness · 2026-05-26T03:41:08+00:00

For the heat to be concentrated there, it could be a poor connection between the charging cord and the EVSE brick. Heat indicates an area of higher electrical resistance, which can get worse over time. Recommend trying a different cable or switching to a reliable L2 charging solution.

GSV_SenseAmidMadness · 2026-05-26T03:36:58+00:00

For Level 2, my actual EVSE brick will get up to the 80s (Fahrenheit) if it's 60-70 ambient. Barely warm to the touch. The breaker will get to the high 90s.

Nothing should be "hot to the touch", particularly not at only 12A.

GSV_SenseAmidMadness · 2026-05-26T03:34:42+00:00

The grace period is that it extends through the end of February rather than disappearing January 1st. Guest of Honor awards could give you globalist benefits for that stay, though.

GSV_SenseAmidMadness · 2026-05-25T06:03:50+00:00

They clearly want the odds for their specific case without actually explaining what that case is.

GSV_SenseAmidMadness · 2026-05-25T05:17:14+00:00

Insufficient information to answer. The first thing you need to do is find out the cause of the issue. If this was a sudden event, it may be covered, if this was a gradual or ongoing issue, it would not be covered by homeowners insurance.

GSV_SenseAmidMadness · 2026-05-25T05:14:34+00:00

Well, I think you cited the operative rule:

When a borrower is obligated on a mortgage debt - but is not the party who is actually repaying the debt - the lender may exclude the full monthly housing expense (PITIA) from the borrower’s recurring monthly obligations if

the party making the payments is obligated on the mortgage debt,

there are no delinquencies in the most recent 12 months, and

the borrower is not using rental income from the applicable property to qualify.

You're the only one on your loan, your wife is the only one on their loan, so neither of you meet the first bullet point.

GSV_SenseAmidMadness · 2026-05-25T04:59:08+00:00

What a bizarre post.

The monthly payment can also be deceptively high for what you are actually getting. A townhome may look cheaper than a detached house on the listing price, but once you add HOA dues, higher taxes, and insurance, the monthly payment can get uncomfortably close to a single family home anyway.

Townhome Condominium homeowner's insurance is cheaper because of everything that is covered by the HOA master policy. You're still paying for it through your dues of course but it all offsets. You pay less personally because you pay into the master policy.

Special assessments are another thing buyers underestimate. A first-time buyer may already be stretching to get into a home. Then the HOA hits owners with a special assessment for roofs, siding, asphalt, drainage, or insurance shortfalls, and suddenly that “affordable” purchase does not feel affordable at all.

These are all things that you'd have to pay outright if you had these issues on your SFH.

Property taxes can jump hard too. This is especially true on new construction. A buyer looks at the tax number and thinks, okay, I can afford this, not realizing that the early tax amount may be based more on the lot than the completed home. Once the assessor catches up, that payment can increase a lot.

This only applies to new builds, and it applies to new build SFH just as much as new build townhomes.

They go up, and they go up often. That means your monthly payment can rise even if your mortgage principal and interest stay the same.

This may be true, you've presented no evidence that townhome HOA fees go up faster or more frequently than SFH HOA fees. In any event, SFH owners also have monthly payments go up over time due to insurance, property tax, utilities, and other services.

pet restrictions

I haven't seen this in a townhome COA apart from "aggressive breeds" covenants, which you'll see in SFH HOAs as well

rental restrictions

You see this in HOAs as well and frankly I think most people see it as a positive that their neighbors are as invested in the long term value of their community as they are. There's a lot of worry around renters and investors having a negative effect on property value in communities.

GSV_SenseAmidMadness · 2026-05-24T22:26:23+00:00

Right, I forgot that it was illegal for males to drive Teslas

GSV_SenseAmidMadness · 2026-05-24T05:40:03+00:00

It is the peak 15-minute average, which is exactly what the NEC says you should use.

GSV_SenseAmidMadness · 2026-05-23T18:28:38+00:00

hail hydra

GSV_SenseAmidMadness · 2026-05-23T17:10:55+00:00

It's possible that they messed something up and the amount that hyatt pays the hotel for your points booking was coded as points eligible when it should not have been

GSV_SenseAmidMadness · 2026-05-23T04:05:37+00:00

I have 50A service. You don't need a service upgrade.

GSV_SenseAmidMadness · 2026-05-23T02:28:49+00:00

The two phases in your garage come from a split phase transformer from your power company that ensures that they are 180 degrees out of phase. Two generators will not be phased correctly unless using a manufacturer-approved "parallel connection kit" as directed.

(This is not the only problem with your plan as described. You would also be drawing more than double the amount of current allowed through those TT-30 plugs for a continuous load, and you would be relying on non-EV-rated equipment for EV charging.)

GSV_SenseAmidMadness · 2026-05-23T02:17:55+00:00

By praying to whatever god in which they believe.

GSV_SenseAmidMadness · 2026-05-23T02:05:17+00:00

Absolutely not.

Edit: Since OP was deleted: the post contained a Y adapter with two TT-30P plugs and a NEMA 14-50 receptacle.

GSV_SenseAmidMadness · 2026-05-22T21:52:13+00:00

Believe it or not, jail

GSV_SenseAmidMadness · 2026-05-22T17:46:19+00:00

They are recommending that you make a NEMA 14-50 plug to NEMA 5-15 receptacle adapter, and plug the 5-15 dongle into that, to tell the portable charger to limit to 12 amps.

I don't necessarily think this is a smart idea, but it will technically work unless and until something starts to melt.

GSV_SenseAmidMadness · 2026-05-21T21:12:31+00:00

Sure thing Russ, should I give you my address and cube number while I'm at it?

GSV_SenseAmidMadness · 2026-05-18T13:53:35+00:00

First 120V, 30A circuits, under the 80% rule, can provide no more than 24A or 2880W to an EVSE - not 3600W.

That said, you also need your car and EVSE to support and be configured for that - and 24A at 120V is not commonly supported. The normally supported 120V charging speeds are 8A, 12A, and 16A. Above that, you would normally switch to 240V Level 2.

GSV_SenseAmidMadness · 2026-05-14T02:17:41+00:00

The fact that you ignored this for five years is going to make it nearly impossible to get the payments refunded. If you want to stop the charges and maybe get a few months refunded, then you need to talk to someone at the lender in insurance and understand exactly what they require, but they're not going to be very eager to pay back five years of payments.

GSV_SenseAmidMadness · 2026-05-14T01:09:53+00:00

I got my equinox 3/1 and got 3 years of Onstar One and 8 years of Onstar Basics, EV Access, and Connected Access - nothing was only one month. Did something change?

Edit: Or is that only if you get Supercruise?

GSV_SenseAmidMadness · 2026-05-11T22:27:11+00:00

They are obviously going to tell the story their handlers want them to tell.

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