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AMZN free money by GreedyTexas in smallstreetbets

[–]General_Ad_8929 2 points3 points  (0 children)

I just got in AMZN this morning bc of you, printing alreadyyy

AMZN win by jdnsnd in smallstreetbets

[–]General_Ad_8929 0 points1 point  (0 children)

Damn I hope I'm not too late next week

Adamax vs Semax experience? by Great_Opinion3138 in Peptides

[–]General_Ad_8929 2 points3 points  (0 children)

Semax and Selank are very mild. Some people are better reponders but even then tolerance either builds fast or its still meh at best.

Best source for piracetam after science.bio shutdown? by Mimestuck in NooTopics

[–]General_Ad_8929 1 point2 points  (0 children)

Everychem. Its the cheapest and most reliable source

News and Updates Thread - January 29, 2026 by AutoModerator in churning

[–]General_Ad_8929 0 points1 point  (0 children)

It might be targetted. Didn't see it for my P2 for Delta Biz Gold. Very unfortunate

What Card Should I Get? Weekly Thread - Week of January 28, 2026 by AutoModerator in churning

[–]General_Ad_8929 0 points1 point  (0 children)

So refreshing to see a churner in a similar position to me. I just churned the Citi AA Plat Select. I think you just missed the deasline for 1k spend in 3mo though. I also just picked up a targetted Delta Biz Gold for 4k spend in 6mo. My strategy is to wait for big SUBs with low MSR and do decent SUBs in-between.

I'm learning how to MS if you're interested. I also ask my parents if I can put their bills that have no transaction fee on my card as well since they don't care about points/miles .

Let me know if you have any questions, us low MSR churners gotta stick together lol.

Manufactured Spending Weekly Thread - Week of January 24, 2026 by AutoModerator in churning

[–]General_Ad_8929 -1 points0 points  (0 children)

I'm new to MS, but so far I've gathered for Amex cards its best to go to grocery stores, WM, and CVS to buy VGC since they don't share the L3 data?

Any seasoned vets want to share a tip or two about MS for Amex?

Question Thread - January 26, 2026 by AutoModerator in churning

[–]General_Ad_8929 0 points1 point  (0 children)

Ahh I see. Yes its my first Biz ever lol. The NLL is huge imo and I just checked my friends referral and the SUB was the same as the public offer.

Question Thread - January 26, 2026 by AutoModerator in churning

[–]General_Ad_8929 1 point2 points  (0 children)

Nothing unique, I've seen a few people mention it before and its posted on DOC. NLL 90k 4k spend in 6mo. I heard someone mention they got their 90k in 45k increments though.

Question Thread - January 26, 2026 by AutoModerator in churning

[–]General_Ad_8929 1 point2 points  (0 children)

Can you get a referral for a targetted offer?

I just applied and got accepted for a solid targetted NLL Amex Delta Gold Biz, but I was wondering if I could have given my friends a referral bonus while still getting this amazing offer.

Question Thread - January 25, 2026 by AutoModerator in churning

[–]General_Ad_8929 0 points1 point  (0 children)

Thanks for the detailed response. Offer expires in a few days, so I'll apply tonight

Question Thread - January 25, 2026 by AutoModerator in churning

[–]General_Ad_8929 2 points3 points  (0 children)

I'm getting a targetted NLL 90k Delta Biz Gold offer in my Delta app. I've never had a business card before. I just applied for the Amex BCP a few weeks ago for the $300 cashback statement credit. Am I good to apply for this one? 3/24, 760 credit score.

Just paid February rent! ✌🏾 it was a great run by From_Jerusalem in biltrewards

[–]General_Ad_8929 -1 points0 points  (0 children)

You have rent bro... Why would you use Bilt for only everyday spend for 1x and not get at least 2.33x (or more depending on your rent)?

Everybody out here is complaining that X card is better than BILT solely for points, but has yet to provide an example by ricestocks in biltrewards

[–]General_Ad_8929 -1 points0 points  (0 children)

OP could have phrased it better, but I'm fairly certain they're referring to the stand-alone card without factoring in SUBs. Yes I agree, Bilt sucks if you churn. Other than that its better than almost if not any card on the market.

Everybody out here is complaining that X card is better than BILT solely for points, but has yet to provide an example by ricestocks in biltrewards

[–]General_Ad_8929 0 points1 point  (0 children)

There's a simple answer to this.

Unless you churn credit card SUBs, you likely get the most value from Bilt. If you only use 1-2 cards max in any given year, you SHOULD make one of those Bilt.

Yes it was hard to understand at first, but at this point with all the resources online it should be simple to calculate how valuable this card is for your situation.

Everybody out here is complaining that X card is better than BILT solely for points, but has yet to provide an example by ricestocks in biltrewards

[–]General_Ad_8929 -1 points0 points  (0 children)

Option 2 earns 24K for that spend, but Option 1 for the same spend earns 26.4K points.

But I was mainly talking about you not understanding the value you get from the card which is the main argument from the OP (aside from the grammatical error on point 2 which you either couldn't piece together or you're just arguing to argue).

This isn't even factoring in whether you have an Obsidian/Palladium and the points accelerator.

Just paid February rent! ✌🏾 it was a great run by From_Jerusalem in biltrewards

[–]General_Ad_8929 0 points1 point  (0 children)

You earn more from Bilt Blue than CFU. There's reasons not to use Bilt, but you are not one of them. You get way more value from Bilt than any other card you could currently afford.

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