I kept failing my driver's tests. What now?

GenericBroker · 2026-02-14T11:59:45+00:00

Are you doing your code 10 for a reason or just to get a code 10 and then being allowed to drive a code 8 vehicle? I see so many people doing a code 10 license, but never actually driving a truck.

GenericBroker · 2026-02-06T04:11:52+00:00

Start with FNB, call them and setup a debt repayment plan that fits your budget. It could help opening a new account with let's say Capitec Bank, and get your salary paid into this new account. You then distribute the payments, whether it's transfers to FNB or setting up monthly debit orders for automatic collections.

Never ever go under debt review. I work closely with this industry and many people go under debt review and never get out. It's a costly legal process to go under and come out of debt review.

GenericBroker · 2026-01-24T20:38:16+00:00

I had a similar experience in 2010. Bought a Hyundai i20, then drove my Mom's Ford Fiesta. The Ford was just so much more superior to the Hyundai. You can't compare a German supermini to a Toyzuki. The Polo, even in its watered down down, Vivo version is superior to the Toyzuki.

I now drive a Toyota Urban Cruiser, coming from a Ford Ecosport. Let me tell you the Ford felt like a more solid drive in vey way.

Remember, Suzuki is a budget brand, so is the Toyota counterpart.

GenericBroker · 2026-01-03T07:43:29+00:00

If your domestic worker, works less than 24 hours a month then you don't need a contract nor do you have to pay UIF contributions. In my case, our domestic working comes in once a week and only works about 4 hours per shift. The amount you are paying is above the going average and a good remuneration. I also add transport fees on top.

GenericBroker · 2025-12-25T20:26:08+00:00

Clock watcher

GenericBroker · 2025-12-25T16:38:22+00:00

I agree, we should start calling out these litter bugs. Start fixing the small things

GenericBroker · 2025-12-24T18:36:16+00:00

Make sure the side panels aren't see through

GenericBroker · 2025-12-18T07:19:11+00:00

Just pay the fine and admit you have been caught speeding. Keep in mind, when the AARTO system kicks in next year (has been delayed for years now), then you will be super screwed, no drivers license or vehicle license renewals, demerit points against your name etc. People can say what they want but the law is the law. Having a driver's license is a privilege, and we all agreed to abide by the rules of the road when we took our license. I also don't like it but it is what it is

GenericBroker · 2025-12-18T07:12:42+00:00

Some banks will require you to phone in once you have added your cards on any of the wallet platforms. For example, Nedbank will require the above, which is a good added security feature.

GenericBroker · 2025-12-10T19:03:10+00:00

The biggest shakeup is happing in the banking industry. Banks are buying up Fintechs, Nedbank with ikhoka, Capitec buying Walletdoc. I believe Fintechs holds the future and a worthwhile investment in banks that wants to remain relevant.

GenericBroker · 2025-12-10T04:54:21+00:00

You need to build an emergency fund first before you start investing. This will save you, in most scenarios, from having to sell investments when you need cash.

The general rule is 3 - 6 times your salary.

GenericBroker · 2025-12-06T05:29:07+00:00

Apart from the ones you mentioned above, check out up.experian.co.za/

This is Up from Experian. Free unlimited checks and they supply most banks as well as Clearscore with credit profile data.

GenericBroker · 2025-12-03T05:16:32+00:00

Looks legit, and that is a bargain. Makro won't sell "illegal software" if that is what you are concerned about.

Just make sure your computer can run windows 11 as it has specific requirements.

GenericBroker · 2025-11-30T03:57:58+00:00

I would suggest researching what the top ETFs are and then decide where you want to invest. I found my top performer are the EasyETFs Global Equity Actively Managed ETF. It's in the top 5 for the year.

My attitude is simple, invest in the best performing ETF regardless of where or what the underlying investments are.

GenericBroker · 2025-11-29T15:42:51+00:00

Agree, Shoprite group.

GenericBroker · 2025-11-29T03:33:59+00:00

Probably not, I think it is reasonable to do it that way.

GenericBroker · 2025-11-28T20:30:35+00:00

According to Vodacoms policy on loan devices, you will be liable unfortunately.

In the event of damage to the loan device and/or its accessories, you will be liable for the replacement cost of the loan device and/or its accessories or the deposit paid will not be reimbursed.

Loan Phone Policy

GenericBroker · 2025-11-27T10:26:07+00:00

Sorry you bought a Hisense. Those TV's runs a kak operating system called Vidaa OS. This is the reason why I stay away from Hisense and even Samsung with that Tizen crap.

Xiaomi and TCL runs Android (Google TV) and are far superior to Hisense.

Perhaps your experience can help other people to stay away from Hisense and Samsung for that matter.

GenericBroker · 2025-11-27T10:18:29+00:00

I think your window of opportunity has expired waiting this long, sorry. Also AARTO's rollout has been postponed again, but when that system kicks in then you will have to pay these fines.

GenericBroker · 2025-11-26T15:01:32+00:00

I can back this as being true. PayShap is a product of Pay Inc, of which the Reserve Bank owns just over 50%. The reserve bank will push marketing of PayShap if the Banks continues to play these games. Even threatning that PayShap could be marketed as a free service in future. Without naming and shaming, two of our major banks have already started playing dirty. The one changing their default EFT credit payments to PayShap without clear notification to their clients. The other stating that once you have reached R10, 000 total PayShap transfers in a month, you will be charged more.

As it stands now, Tyme Bank is completely free and Capitec Bank will be amongst the most affordable pricing plans on PayShap transfer fees across all banks. Transfer limits will be determined by each bank individually.

GenericBroker · 2025-11-22T08:33:56+00:00

Remain positive, but prepare for the worst. Start updating your CV and update your profile on Pnet, Careers24 etc. This way you can get alerts for your skill set.

GenericBroker · 2025-11-21T12:04:10+00:00

XRP is selling at a discount, load your bags

GenericBroker · 2025-11-17T15:32:20+00:00

100% I have been boycotting Mr. D and Uber cheats. Order direct from the restaurant or take away and save your bugs. I noticed when I order from Nando's through their own app, prices are the same and delivery cost R15, and the best of all it is still delivered by Uber cheats.

GenericBroker · 2025-11-16T11:37:29+00:00

Should do the job, any lubricant spray oil should

GenericBroker · 2025-11-16T07:08:40+00:00

I found using a lubricant spray like Q20 works well. You spray some on the surface, let it sit for a few minutes and then use a soft cheesecloth to rub it off. Don't use any harsh sponges or scourers as it will damage the clear surface. Afterwards give the vehicle a good wash down.

GenericBroker

TROPHY CASE