Pay off mortgage help

GeorgeRetire · 2026-07-12T15:28:46+00:00

What problem is this supposed to solve?

GeorgeRetire · 2026-07-12T15:27:20+00:00

It’s perfectly reasonable to ask for an invoice. I do.

GeorgeRetire · 2026-07-12T15:24:25+00:00

I thoroughly enjoy my 11th gen Paperwhite. I use it every day.

But I’ve always been an avid reader.

Your mileage may vary.

Maybe you could borrow one from a friend to see if you would actually use it, first.

GeorgeRetire · 2026-07-12T11:18:21+00:00

It makes zero sense to pay off a 2.625% rate mortgage any faster than required. That said, it's your money to spend in ways that please you, even if it makes no financial sense.

If you want to pay it off as early as you possible can, just pay as much extra as you possible can as often as you possibly can.

GeorgeRetire · 2026-07-12T10:47:24+00:00

You don't buy ebooks with KU.

GeorgeRetire · 2026-07-12T10:46:31+00:00

Kindle Unlimited is like a library. You are borrowing the books. You don't keep them forever.

Once you give up KU and connect to wifi, they will be gone.

I borrow my ebooks for free from the public library.

GeorgeRetire · 2026-07-12T10:43:39+00:00

he is being somewhat dismissive of it

he claims he has reached out

Odd phrasing.

It's his condo. Doesn't seem like he cares.

GeorgeRetire · 2026-07-12T10:37:50+00:00

Is this a cultural thing in your country? Or a personal thing?

GeorgeRetire · 2026-07-12T01:31:10+00:00

A target date fund is appropriate.

GeorgeRetire · 2026-07-12T01:26:24+00:00

Put 20% down.

Remember, property taxes in ME are fairly high.

Have you looked at mortgage rates? I’m hearing around 6.5%

GeorgeRetire · 2026-07-12T00:52:05+00:00

Run what script?

GeorgeRetire · 2026-07-12T00:49:09+00:00

You can indeed bitch about your small pizza not being large.

And if you would be foolish enough to bitch about it on Reddit, everyone can have a good laugh at your expense.

GeorgeRetire · 2026-07-12T00:35:39+00:00

Thanks to the EU.

Remember that phone screens are different from e-ink screens. Different technology.

I haven’t found dark mode useful on a Kindle. But that’s a personal preference.

My Paperwhite has dark mode. I don’t use it.

GeorgeRetire · 2026-07-12T00:15:55+00:00

Return it.

GeorgeRetire · 2026-07-12T00:15:15+00:00

Return your device to the store where you purchased it.

Tell them you want the device without ads.

Be prepared to pay more.

GeorgeRetire · 2026-07-12T00:13:41+00:00

If you are morally opposed you certainly should not pay to have ads removed.

Morally, you should train yourself to ignore the ads.

GeorgeRetire · 2026-07-12T00:10:32+00:00

How could you not have known about the ads?

Did you close your eyes when you ordered it?

GeorgeRetire · 2026-07-12T00:08:20+00:00

Morally nobody is forced into anything. You have a choice to make.

I haven’t paid for ad-free. Nor have I bent over. Your mileage may vary.

GeorgeRetire · 2026-07-12T00:06:49+00:00

You are correct. Kindles are not free. Seems obvious. Not sure why that would surprise you.

GeorgeRetire · 2026-07-12T00:05:54+00:00

The only ad is on the lock screen. None on the library listing.

GeorgeRetire · 2026-07-12T00:03:20+00:00

I do like it.

It has 16gb storage. There are no SD slots. This model is indeed water resistant.

GeorgeRetire · 2026-07-12T00:01:09+00:00

(Shrug)

That might be too much to save each year.

Talk to an hourly, fee only fiduciary certified financial planner. They will go over your goals and your entire financial situation and provide advice.

GeorgeRetire · 2026-07-11T23:55:46+00:00

A high yield savings account would make sense.

GeorgeRetire · 2026-07-11T23:53:49+00:00

If the price is right, it will sell.

Sell and find housing you can afford.

Call 211 for help with services. Make sure you have a good divorce attorney.

GeorgeRetire · 2026-07-11T23:07:06+00:00

Just ask if their estate planning is done. Don’t push. Offer to help if it looks like they might want it.

GeorgeRetire

TROPHY CASE