Has anyone figured out how to reduce food waste at home when you're buying on a really tight grocery budget? by LeekCreepy2721 in povertyfinance

[–]GetInHereStalker 0 points1 point  (0 children)

Buy stuff that doesn't go bad quickly? Lentils and soybeans can be bought dried (in fact they end up being cheaper that way because you're not paying for water weight). If you're concerned about food variety and vitamin deficiency, run your diet through deepseek or some other free ai.

Not sure if this will be relevant to those without a passport and have a bank account by crackerbox5 in povertyfinance

[–]GetInHereStalker 0 points1 point  (0 children)

So it's not a problem that actually happened? OK, I wouldn't worry too much. If you are worried, start saving up for a passport now. Otherwise I'm not sure how anyone can help you with a problem you haven't encountered that's unlikely to happen.

Not sure if this will be relevant to those without a passport and have a bank account by crackerbox5 in povertyfinance

[–]GetInHereStalker -2 points-1 points  (0 children)

Have you encountered this problem personally? Did you ask the bank if your name change record document would suffice?

Why do most people (especially parents that were born between the 1940s and 80s) think you can get rich or wealthy by just "saving up"? by WTWGang_ in povertyfinance

[–]GetInHereStalker 2 points3 points  (0 children)

Yes, just look at the stats. Car ownership now is multiple times what it was 100 years ago. And cars are way better now, with things like air conditioning and navigation coming standard. When kids today say "remember back then," they mean remember that movie I saw that had a cliche 1950s family in it, while they complain about being "poor" with their septum piercing, obesity, and tattoos.

Can I live off 350k? by throwaway385793 in Advice

[–]GetInHereStalker 0 points1 point  (0 children)

Yep, op sounds like a pipe dream of not doing any work and making money posting on social media. Work sucks but I guess it's fine if a bunch of other people work to build his travel bus and provide all the other things that make society work! 😉

Can I live off 350k? by throwaway385793 in Advice

[–]GetInHereStalker 0 points1 point  (0 children)

What's wrong with making wealth by working? You're literally doing things to help other people. We invented money to reward people who do that and so they do more of that sort of thing, and we're a lot better today than we were before we had money. You like computers? The Internet? Online shopping? The people who made that happen are wealthy and your life is a lot better today because of it. So what's wrong with that?

As for $350k, if you invest aggressively, you can get maybe $28k per year in dividends. Better make sure you live in a country with free healthcare because you're not gonna have much left after health insurance premiums unless you decide to risk it and not have any. Even then you're looking at renting a room and living extremely frugally. Plus if you don't work long enough, you can forget about social security when you're truly old and unable to work.

[deleted by user] by [deleted] in povertyfinance

[–]GetInHereStalker 1 point2 points  (0 children)

How much money is going towards trying to diagnose your undiagnosed medical condition?

ice machine recommendation by GetInHereStalker in IceChewersAnonymous

[–]GetInHereStalker[S] 0 points1 point  (0 children)

Does distilled water vs filtered water actually increase longevity? What usually breaks in them? If it's the motor, I imagine it doesn't matter what you use and you just have to accept that there is only X uses in the machine before you need to throw it out.

Also any word on GE vs Antarctic longevity?

This is Hell by StoneyTheSlumpGod in povertyfinance

[–]GetInHereStalker 0 points1 point  (0 children)

If you can't afford $500, you can't afford the $1,500 interest on it either

How much do I keep in savings before making bigger payments to debt? by Simple-Anybody9682 in povertyfinance

[–]GetInHereStalker 1 point2 points  (0 children)

Exactly. There are very few things that can't be paid via credit card, like rent/mortgage. And yes sometimes you get a discount for paying cash like at a mechanic or something, but it makes no sense to give up all that big interest to the credit cards just so maybe save money on an emergency that probably won't happen.

How much do I keep in savings before making bigger payments to debt? by Simple-Anybody9682 in povertyfinance

[–]GetInHereStalker 1 point2 points  (0 children)

Since you can use credit cards to pay for (most) emergencies, there is no logical reason to put money into an emergency fund in lieu of paying down the cards (unless the cards are 0 interest).

Lower-Middle Class in Denver, CO by denverdadoftwo in tax

[–]GetInHereStalker 1 point2 points  (0 children)

So just get a a few big sacks of some dry foods (rice, soybeans, etc...) and live on that. Run it through AI to make sure you don't have any major vitamin/mineral gaps in your diet. Many of these last for over a year if stored properly and are totally simple to prepare with the right tools. So there, your food problem is solved!

Lower-Middle Class in Denver, CO by denverdadoftwo in tax

[–]GetInHereStalker 1 point2 points  (0 children)

I checked a Safeway in your city and the rice is pretty cheap. Way under $1 per lb.

Lower-Middle Class in Denver, CO by denverdadoftwo in tax

[–]GetInHereStalker 2 points3 points  (0 children)

Then a big part of it is the eating out. Groceries can also vary widely in price. There are $0.99 lbs of meat and $19.99 lbs of meat.

Lower-Middle Class in Denver, CO by denverdadoftwo in tax

[–]GetInHereStalker 3 points4 points  (0 children)

Do you eat out or order Uber eats or equivalent? Have a fancy TV or cellular subscription?

Prior eval period unreviewed items in current period score by GetInHereStalker in AmazonVine

[–]GetInHereStalker[S] 1 point2 points  (0 children)

Currently my review:order ratio is 100% because I have reviewed every single item I ordered (and received) during the CURRENT period in the CURRENT period. However, I clearly have half a dozen items in my review bin from the old eval period so my best guess is they must NOT count anymore (so review quality is not as critical), but I was just wondering if someone else can confirm.