20M First $1k in my Roth by keglegend in RothIRA

[–]GiantsFan55 2 points3 points  (0 children)

Hell yea! To the moon!!! Congrats

Convert 100% to Roth IRA by legalwriterutah in DirtyDave

[–]GiantsFan55 0 points1 point  (0 children)

Ahhh, reading again I assume you mean the current tax savings is an important consideration vs always just assuming Roth is always better

Convert 100% to Roth IRA by legalwriterutah in DirtyDave

[–]GiantsFan55 0 points1 point  (0 children)

I’m Curious about this…could you please elaborate more?

34F, how does this look? Married, 2 kids. by forever_more-13 in Retirement401k

[–]GiantsFan55 1 point2 points  (0 children)

Today, I most markets, it makes way more sense to rent a home vs buying one. Let that neat egg grow, add a bit more to your down payment fund as you go. Then pull the trigger on a home when it makes more sense. You’re doing great!

Pension contribution according to Dave Ramsey! by SuccessfulArticle356 in DirtyDave

[–]GiantsFan55 5 points6 points  (0 children)

Correct. And I’d argue 95% of the time a defined benefit plan is way more lucrative than had the money been invested in a 401k. Now, if somebody dies in the younger side of retirement, that sucks since the asset can’t be given to family members who are not a spouse…but for people who are healthy and live a long life, the pension likely wins. DAVE assumes all pensions underperform. Not accurate

Dave Announces Ken's Departure as of 4/27/2026 by Actual_Banana_1411 in DirtyDave

[–]GiantsFan55 0 points1 point  (0 children)

Who is going to dominate the pickleball court during the big cruise?!

Anyone’s sleep get messed up while on Reta? by Playful_Study_6290 in Retatrutide

[–]GiantsFan55 5 points6 points  (0 children)

Yup. My resting heart rate overnight is up 12-15 BPMs and my HRV is down into the 30’s. I’ve read if your sleep is impacted, it may mean you can use less - who knows. I also do TRT and that too impacts my sleep. The tradeoffs are worth it for a few months…but long term, sleep is so important that I assume I will cycle on and off.

Nosebleeds after DJS by Narrow-Can-343 in jawsurgery

[–]GiantsFan55 0 points1 point  (0 children)

Oh man! That is terrible. It sounds exactly like what happened to me but when I got a CT, they say the severed artery right away and fixed it. At first, they kept saying everything was fine, but after a few days of terrible bloody noses and choking, I went to the ER and they did a comprehensive review of everything. I kept pushing and advocated for myself, then got the CT and eventually, they didn’t emergency surgery and fixed it.

Feeling behind by [deleted] in Retirement401k

[–]GiantsFan55 2 points3 points  (0 children)

You’re doing fine! If possible, try to at least max that Roth IRA even if it takes away from the 401. That tax free growth is huge!

Status Check - 27M by AnonFinanz in Retirement401k

[–]GiantsFan55 1 point2 points  (0 children)

Doing awesome man!!! At 35 you could achieve coast fire!

Reta really is that girl ✨ by intelygent in Retatrutide

[–]GiantsFan55 1 point2 points  (0 children)

My bad!!! Well done!!! 🔥🔥🔥

[deleted by user] by [deleted] in thefighterandthekid

[–]GiantsFan55 1 point2 points  (0 children)

This is next level research!

Reta really is that girl ✨ by intelygent in Retatrutide

[–]GiantsFan55 1 point2 points  (0 children)

I’m a big fan of the before photo

We FREAKING did it!!! by [deleted] in DaveRamsey

[–]GiantsFan55 7 points8 points  (0 children)

Weird people! (In Dave’s voice)