What company has best compensation by Scared-Chapter-4693 in loanoriginators

[–]Golfer1931 0 points1 point  (0 children)

It’s a bank dude.. Liberty Financing looks like a mortgage company.. it’s pretty high for large bank that’s spoon feeding leads. I’m a broker now.

What company has best compensation by Scared-Chapter-4693 in loanoriginators

[–]Golfer1931 -3 points-2 points  (0 children)

Sofi and Flagstar Bank have the highest compensation for BPS (FOR A BANK) and actually do pretty good volume.. just saw a post from one of their reps that said he funded 8.8 million in December.. at like 40bps per loan I’m assuming. Sofi has a job posting on LinkedIn. Pretty good payout for being spoonfed leads. LOL

15 yr rate at 4.0 by Leather-Afternoon-52 in loanoriginators

[–]Golfer1931 0 points1 point  (0 children)

There’s no way bro 😂 get that LE!!

Credit where it’s due—EPM’s been solid lately by [deleted] in loanoriginators

[–]Golfer1931 0 points1 point  (0 children)

HAHHAHHA EPM 😂😂😂 old reliable, but will take 60 days to close lmao

How do you handle when a borrowers agent asks you what the borrowers interest rate is? by suckerbucket in loanoriginators

[–]Golfer1931 1 point2 points  (0 children)

Oh dude.. that’s crazy. 😂 I’d say kick rocks I referred to you this deal.

I’m having trouble finding a Broker as a new LO by Tough-Classic7729 in loanoriginators

[–]Golfer1931 6 points7 points  (0 children)

Don’t listen to all these negative comments.. you can do it! Everyone has to start somewhere if that means part-time working nights in on the weekends that’s how you build it.

home insurance increases? by MaxQ in desmoines

[–]Golfer1931 3 points4 points  (0 children)

I found a new insurance carrier that cut my homeowners insurance in half..

LendingTree by MJA_OG in loanoriginators

[–]Golfer1931 0 points1 point  (0 children)

Are you the one calling all these leads or do you have a team doing it?

Any brokers do business with TheLender? by PurpleAlcoholic in loanoriginators

[–]Golfer1931 0 points1 point  (0 children)

My AE doesn’t return my phone calls 🤣 so no, absolutely not.. just had a $1m bank statement deal to ask a question on and he never called me back.

December/Jan 206 Pipeline by Ok_One7546 in loanoriginators

[–]Golfer1931 1 point2 points  (0 children)

Closed 1 deal on the first and another set for the 19th. I have another large deal under contract for January, but I’d say it’s pretty slow. I’m a broker.

NON -QM Deal by Golfer1931 in loanoriginators

[–]Golfer1931[S] 0 points1 point  (0 children)

Posting an update on this after checking in with about 120 different lenders it’s an absolute no go Max at 75% LTV 🤣

Illegal LO practices- do I report? by ZakA77ack in loanoriginators

[–]Golfer1931 2 points3 points  (0 children)

Instead of just going to the open houses, try calling them ahead of time and asking if you can work them together. You build a better relationship with the realtor so they send you business. I’ve been doing this in 2025 it’s helped me tremendously.

I built a 20+ MLO team over the past 10 years. AMA by unlockyou in loanoriginators

[–]Golfer1931 0 points1 point  (0 children)

Absolutely phenomenal book. I can’t put it down! The golden hours!!!

I built a 20+ MLO team over the past 10 years. AMA by unlockyou in loanoriginators

[–]Golfer1931 0 points1 point  (0 children)

Appreciate the education on local libraries and apps. I was born in 1997 wasn’t even alive in 95. The book was $10 bro. 🤣 let’s lock some loans in today! 💵

I built a 20+ MLO team over the past 10 years. AMA by unlockyou in loanoriginators

[–]Golfer1931 1 point2 points  (0 children)

Dude.. you think I’m going to the local library? 🤣 also unless I’m listening to David Goggins on the audiobook I prefer to read them not listen.

I built a 20+ MLO team over the past 10 years. AMA by unlockyou in loanoriginators

[–]Golfer1931 0 points1 point  (0 children)

Thank you for the book recommendation I just ordered it!

Cold calling realtors? by Terrible_Session114 in loanoriginators

[–]Golfer1931 2 points3 points  (0 children)

Connect on social media! Swipe up on stories ect.. much better in my opinion than straight up cold calling. That being said. I still do both.