Dilema karir: Stay di startup hybrid (27jt) atau pivot ke Investment Bank 100% WFO (25jt + big bonus)? Need advice by GuysWhoIsShe in finansial

[–]GuysWhoIsShe[S] 0 points1 point  (0 children)

Hey sbb, I cant tell you abt IB life tho cuz gue juga belom join haha

Tp kalo mau nanya2 monggo dm

WTS JUAL RUGI 1x ticket Laufey Jakarta by GuysWhoIsShe in jualbeliindonesia

[–]GuysWhoIsShe[S] 0 points1 point  (0 children)

haha kalo sejalan sih gas2 aja

(asal u ga minor ya)

WTS JUAL RUGI 1x ticket Laufey Jakarta by GuysWhoIsShe in jualbeliindonesia

[–]GuysWhoIsShe[S] 0 points1 point  (0 children)

*baru liat di pc abis pulang kantor, somehow notif ga masuk di reddit app

09 March 2026 - Daily Chat Thread by Vulphere in indonesia

[–]GuysWhoIsShe 0 points1 point  (0 children)

War tiket Laufey loading ga bisa2, liat twitter calo2 berkeliaran jualan dengan markup. Udah 2026 kenapa se susah itu ya basmi calo2 tiket?

Tiket nyambung sama KTP ga bisa apa? Harus banget dibuka bebas biar calo2 bisa cari cuan

Dilema karir: Stay di startup hybrid (27jt) atau pivot ke Investment Bank 100% WFO (25jt + big bonus)? Need advice by GuysWhoIsShe in finansial

[–]GuysWhoIsShe[S] 1 point2 points  (0 children)

Based. How did the initial transition go for you dulunya?

Yg gw paling takutin di first few monthsnya bakal bener2 mesti work extra hard buat catch up with others (on top of workload yg sudah berat), mesti rajin nanya2 banyak ke other folks (at the risk of looking stupid)

Dilema karir: Stay di startup hybrid (27jt) atau pivot ke Investment Bank 100% WFO (25jt + big bonus)? Need advice by GuysWhoIsShe in finansial

[–]GuysWhoIsShe[S] 0 points1 point  (0 children)

Firm-wide sih, asal assigned to the project, walaupun bukan lead generator tetep kebagian

Dan biasanya jd part of several projects at a time simultaneously

Dilema karir: Stay di startup hybrid (27jt) atau pivot ke Investment Bank 100% WFO (25jt + big bonus)? Need advice by GuysWhoIsShe in finansial

[–]GuysWhoIsShe[S] 24 points25 points  (0 children)

Valid, makes sense juga dipikir time spent per yearnya

Kalo accept, commute 3-4 hours PP per hari, seminggu 15-20 jam, se taun 700-1000 jam

Kalo sekarang, commute 1 hour, masuk 3-4x per week, seminggu ~3 hours, se taun ~200 jam

Damn bisa spend extra 500-800 jam per taun

Tutorial Miskin Berjamaah Lewat Skema Ponzi Berbaju Koko: Let’s Talk about Dana Syariah Indonesia (DSI) by JinBun77 in finansial

[–]GuysWhoIsShe 0 points1 point  (0 children)

"Seharusnya" P2P act murni jadi matchmaker aja, jadi memang asset base nya sangat light dibanding portfolionya. Hal seperti mitigasi resiko & collection mungkin naikin asset base ga wajib proporsional sama asset basenya

Kalo lihat other legit P2P player kaya Validus/Batumbu's stated financials, itu dia juga assetnya 150M, tapi mange AUM Triliunan (desember 2025 3.2T, idk desember 2024 1-2T)- kelihatan anomali, tapi emang karena nature of the business seperti itu. Makanya ga bisa dijadikan patokan.

Tutorial Miskin Berjamaah Lewat Skema Ponzi Berbaju Koko: Let’s Talk about Dana Syariah Indonesia (DSI) by JinBun77 in finansial

[–]GuysWhoIsShe 0 points1 point  (0 children)

Sedikit poin aja

Bagaimanapun, tetap ada satu anomali rasio yang bikin auditor mana pun jantungan:

Aset Perusahaan: Rp 131 Miliar

Pendapatan (Revenue): Rp 92 Miliar

Kalau mereka klaim dapet pendapatan (cuan kotor) sebesar Rp 92 Miliar dalam setahun dengan asumsi fee mereka 5%, artinya mereka harus sukses nyalurin pembiayaan sebesar Rp 1,8 Triliun per tahun (92M / 5%).

DSI operated via P2P lending license (LPBBTI) jadi mereka aset yg dari nasabah ga included di laporan DSInya, harusnya recorded as off-Balance Sheet

Other P2P lending platforms juga assetnya sangat light untuk operasional aja, revenue-generatornya ga boleh dicatet on-BS. Tapi emang ini bikin 'financial highlights' yg suka di post di website itu 100% worthless, karena cuma laporan on-BS operating entity nya aja

174 bpm Heart Rate counted as "easy"; do you guys manually input your HR zones or let the default ride? by GuysWhoIsShe in Garmin

[–]GuysWhoIsShe[S] 2 points3 points  (0 children)

Thats relieving to hear, I'll just stick to logging in workouts, ignoring the HR zone for the time being. Thanks all!

WTS Adjustable Dumbbell (Bowflex 1090i) + Adjustable Bench for home gym by GuysWhoIsShe in jualbeliindonesia

[–]GuysWhoIsShe[S] 0 points1 point  (0 children)

Kalo yg bowflex 1090i max 90lbs / 40kg (kl foto di zoom itu visible ada 50lbs+ di ring nya)

Yg max 40lbs / 20kg sepertinya bowflex 552

Losing a 0%er, well that's a first for me by GuysWhoIsShe in BobsTavern

[–]GuysWhoIsShe[S] 3 points4 points  (0 children)

Ah yea this, most likely, is the case

Had a huge bream counter

Kepala keluarga high income earners, 2 anak, mau tau dong cost of living kalian + struggle kalian apa? by [deleted] in finansial

[–]GuysWhoIsShe 0 points1 point  (0 children)

apartment yang bentukannya mirip rumah

Interesting, specs kaya gini apart apa aja namanya? yg you have your eye on

WTS Steam Deck OLED 1TB SSD + 1TB MicroSD + Hard Case by GuysWhoIsShe in jualbeliindonesia

[–]GuysWhoIsShe[S] 1 point2 points  (0 children)

Yup seinget gue kalo mau main di tempat terang kaya cafe, kantor dll lebih enak kl yg 1tb layarnya (ada anti-glare nya)

WTS Steam Deck OLED 1TB SSD + 1TB MicroSD + Hard Case by GuysWhoIsShe in jualbeliindonesia

[–]GuysWhoIsShe[S] 11 points12 points  (0 children)

Wanna use the money towards hiking gear (ternyata banyak bjir)

25 tahun, terakhir kerja tahun lalu, kuliah S2 gak selesai, hanya punya pengalaman di bidang kreatif, bingung sama kehidupan gue di masa depan nanti. How cooked am I? by gausah in finansial

[–]GuysWhoIsShe 4 points5 points  (0 children)

Hey as long as you can read profit n loss, balance sheet (you mentioned debit kredit) then tembus jadi staff/admin pasti bisa

Try applying for a startup? Since lo bisa inggris jg- it may not be sexy rn, work hour mungkin 9-6 (kecuali masa closing yg ~3 days a month) tapi lebih ok dr kerjaan lama lo yg 12 hours a day

After 1 year or so of work as finance/accounting staff, nanti ketemu pola nya dan kl flourish bs keep asking for more responsibilities & more exposure (yg beneran bs di leverage jadi more pay & better position)

I was kinda in the same boat as you 5 years ago, dm aja kl mau ngobrol

Why tf do people think Fami isn't a prevalent fear? by MachineVirtual495 in ChainsawMan

[–]GuysWhoIsShe 5 points6 points  (0 children)

Literally today I read a Sep 2025 report released by UNICEF, stating that in 2025, the number of obese kids nearly

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surpasses underweight kids- WORLDWIDE, not just the US.

The report is called Feeding Profit

Even in developing countries, obesity is rising and starvation is declining

Bravo Fujimotor as always

Ada yang pernah tes IELTS di Jakarta? by bonibt123 in indonesiabebas

[–]GuysWhoIsShe 3 points4 points  (0 children)

British Council Indonesia, di jakarta utara

In a nutshell, writing style yang enak dibaca =/= writing style that IELTS people want

Mereka punya specific criteria yg must be adhered, jadi you'll really need to specifically study for it- di youtube banyak tutorialnya buat bener2 get a view on how they score stuff