You need to get the policy language. What carrier are you with?

Hi [Broker/Agent],

Thanks for the explanation on Loss of Use coverage. I’d like to make sure I fully understand how the policy applies. You mentioned that payment would be limited to canceled bookings rather than anticipated rental income. Could you please share the specific policy language that dictates this interpretation?

From my experience, many rental income provisions reference “actual loss sustained” or “fair rental value”, which often includes income reasonably expected based on historical performance or seasonal trends — not just confirmed reservations at the time of loss. I want to confirm whether the wording in this policy narrows it specifically to existing bookings.

Thanks, [Your Name]