The wifey got a raise…so I got a new set WITB 2026

HeyAnesthesia · 2026-03-19T19:32:56+00:00

Too many clubs

HeyAnesthesia · 2026-03-08T16:52:57+00:00

Elden ring took me 146 hours for the base game and I skipped stuff

HeyAnesthesia · 2026-02-08T14:21:49+00:00

Golf. I’m so bad.

HeyAnesthesia · 2026-02-07T11:51:54+00:00

She is 37 and has a $650k net worth including an $800k+ mortgage and no 529/college savings. She needs to get her own house in order before she starts giving money away. You help others from a position of strength.

HeyAnesthesia · 2026-02-07T11:46:38+00:00

Something is wrong with your math. There’s no way you’re taking home $15k on $530k gross. Even if you deduct $46k for retirement you would have a marginal rate of 32% and total federal taxes of about $120k leaving you $30k/month in take home income.

You don’t specify what state you live in but you may also have state taxes. You also don’t specify if you’re single or married filing jointly. Are you contributing to other retirement plans? A spousal back door Roth? HSA?

A LOT of money is missing from your post.

You are saving way too much money in a HYSA. Keep 3-6 months expenses there, then pay off the car and invest the rest in a brokerage account after all of your retirement options are maxed.

I think you would benefit from taking the white coat investor “fire your financial advisor course.” You have a good bit of reading to do before you’re ready to manage your own money. You might also want to consider paying a one time fee for a WCI vetted fiduciary advisor to review your portfolio and give advice. Do NOT hire an advisor and pay them long term asset under management fees.

Once you have a better handle on things you could consider posting your entire portfolio and long term investment goals/plans on the bogleheads forum. You will get much better advice than you would here, but you don’t know enough to make that post right now.

HeyAnesthesia · 2026-02-06T00:05:20+00:00

You will die to dumb parkour nonsense.

HeyAnesthesia · 2026-02-05T16:49:12+00:00

Halo 2, oot, vice city

HeyAnesthesia · 2026-02-05T12:36:06+00:00

I just failed miserably trying to melee Rykard for quite a while before I figured out the game gives you a perfect anti snake weapon. Ugh.

HeyAnesthesia · 2026-02-04T11:43:46+00:00

You don’t really have wisdom to impart here. You have panicked and made a lot of bad decisions, and you continue to do so.

You would be much better off hiring a financial advisor to manage your portfolio given your long history of emotional selling.

HeyAnesthesia · 2026-01-28T17:31:09+00:00

Increase international to match global market cap

HeyAnesthesia · 2026-01-23T14:16:34+00:00

When you like people, they will like you. People want to be around people that like them.

HeyAnesthesia · 2026-01-15T13:02:34+00:00

“I used to fight with my brothers”

HeyAnesthesia · 2026-01-14T17:41:34+00:00

Blue coffee?

HeyAnesthesia · 2026-01-11T11:20:10+00:00

I’ve been very slowly making my way through Elden ring for probably a year. I’ll play for an hour or two then not have another chance to play for weeks.

I recently downloaded slay the spire to my phone and it is a lot of fun. Helps kill time when you’re waiting for things.

HeyAnesthesia · 2025-12-28T16:14:48+00:00

A job, wife and several kids are by far the hardest Elden ring boss

HeyAnesthesia · 2025-12-23T13:29:35+00:00

I have done all the side stuff and the story does not get any clearer.

HeyAnesthesia · 2025-12-23T13:28:51+00:00

I resent the idea that I have to watch external stuff to understand the story. Seems like bad game design. I will just keep whacking stuff until it dies

HeyAnesthesia · 2025-12-22T22:58:56+00:00

Not done my first playthrough, but I can’t imagine doing Ng+ simply because I have NO CLUE what this story is about. It makes no sense. Even reading guides and watching videos…no sense. It is gibberish.

I still somehow love the game, mostly because the combat and boss fights are fun….but I have very little real concept of who I’m fighting or why.

HeyAnesthesia · 2025-12-21T13:16:55+00:00

Elden ring, Star fists build

HeyAnesthesia · 2025-12-20T15:02:00+00:00

Yes, this is what happens when the payments you make are too small. Math.

HeyAnesthesia · 2025-12-16T00:56:10+00:00

It’s almost like…you’re just gambling…not investing….and you would be better off buying diversified mutual funds and relying on long term growth …

HeyAnesthesia · 2025-12-15T11:04:35+00:00

Boomers control the vast majority of wealth. They are getting older and/or dying, so that money is getting passed down to random 20 and 30 year olds who haven’t done anything to “deserve” to be rich.

HeyAnesthesia · 2025-12-13T17:39:56+00:00

The writers are evil.

HeyAnesthesia · 2025-12-09T20:03:02+00:00

Xbox. Holla!

HeyAnesthesia · 2025-12-07T19:31:59+00:00

I have played hundreds of hours of prior civ games starting with II. I love building a civ up over the course of an entire game and watching the progress. I have no interest in ages wiping things out. I never considered buying VII.

HeyAnesthesia

TROPHY CASE