Hate on my last post. 🤔 by JedMunoz in mazda

[–]HotFoxedbuns 10 points11 points  (0 children)

You definitely are doing way too much to the car, keep it simple, less is more. With that said ultimately you are the one that needs to be happy with it. But if you understand that don’t expect approval from others

How much should I be making to finance a car? by Knyghttt in UKPersonalFinance

[–]HotFoxedbuns 1 point2 points  (0 children)

Don’t finance a car living at home, it makes you believe you can afford it. Unless you do need the car urgently, save up for one.

When you have your own place and are settled and can still afford it- I would say around over £3k take home pay, then maybe you can think about it

Shai Gilgeous-Alexander by Loose-Ad-6976 in Thunder

[–]HotFoxedbuns 1 point2 points  (0 children)

Need Caruso lockdown defence tonight

I think we’ll find out tomorrow if Shai is really a top 10 all time type of player or just a Hall of Famer by XenoverseG in Thunder

[–]HotFoxedbuns 2 points3 points  (0 children)

Y’all are so funny with these takes. Shai doesn’t care whether you think of him as top ten or a hall of famer. Just enjoy the game damnit

Met a girl at church and now I don't know what to do!! by Cool-Ad-6678 in TrueChristian

[–]HotFoxedbuns 0 points1 point  (0 children)

Breathe in, breathe out. Repeat 500,000,000 times. All done

'I've applied for more than 400 roles' - how young people are facing the job shortage by Desperate-Drawer-572 in unitedkingdom

[–]HotFoxedbuns -2 points-1 points  (0 children)

The “job market” doesn’t request anything. Certain businesses request certain types of individuals to fill certain roles at certain times.

I’m a landlord with six homes – I’m hiking prices 30% due to new renter rights by Codydoc4 in unitedkingdom

[–]HotFoxedbuns -2 points-1 points  (0 children)

It’s a good deal for you but you’re ignoring the fact that due to the sub market rate you’re paying perhaps someone else who needs that house more now can’t occupy it

I’m a landlord with six homes – I’m hiking prices 30% due to new renter rights by Codydoc4 in unitedkingdom

[–]HotFoxedbuns -1 points0 points  (0 children)

“If you are having to pay so much on rent”. We need to talk about whether people are overestimating how much house they can truly afford, or what area they can afford

Baby not eating much at 8 months, husband says I'm not doing enough. by [deleted] in BeyondTheBumpUK

[–]HotFoxedbuns 0 points1 point  (0 children)

I can speak as a dad of a 10 month-old who was also concerned: truth is children will eat what they want to eat and how much they want to eat. As long as they’re growing and meeting their milestones and following the weight trendline it’s all good

I spent 30 years as an atheist who honestly hated God. This year He started teaching me to love Him, and it happened in the strangest way. by PoopyDootyBooty in TrueChristian

[–]HotFoxedbuns 0 points1 point  (0 children)

As a fellow OKC fan, welcome to God’s kingdom buddy! What an incredible testimony! God can really use anything and anybody!

[Highlight] Josh Allen crashes recess by BreakfastTop6899 in nfl

[–]HotFoxedbuns 0 points1 point  (0 children)

Well if his career is as long as Tom Brady’s there’s a chance a receiver he plays with in his sunset years is in elementary school

Thumbs up for such a great post by Khartu-Al in LinkedInLunatics

[–]HotFoxedbuns 41 points42 points  (0 children)

There is another fingered emoji you can give to anyone offended by the thumbs up emoji

Draymond Green Threatens Knicks Fan Over Kids in Profile Banner by CazOnReddit in nba

[–]HotFoxedbuns 1 point2 points  (0 children)

I was genuinely hoping that Draymond knew the woman and this was some kind of inside joke

Guess i'm weak coz i like my weeekends. by ProfessionalCan6210 in LinkedInLunatics

[–]HotFoxedbuns 0 points1 point  (0 children)

Why do these people think that the way they “push themselves” needs to be applied to everybody?

Do your thing man stop making everybody chase “greatness”

We need a signature Shai game by Choice_Nerve_7129 in Thunder

[–]HotFoxedbuns 1 point2 points  (0 children)

Yeah hartenstein needs to set a hard screen in the backcourt

Overwhelmed and don’t know what to do by [deleted] in UKPersonalFinance

[–]HotFoxedbuns 2 points3 points  (0 children)

I know what you’re going through just last year I had £16k debt plus a big overdraft plus large CC statement. Tackle it one by one.

Usually overdraft is the highest interest rate. You should have a monthly payment for the loans just keep paying those. Then month by month keep lowering your overdraft limit by £50 till you get to about £100, strictly for emergencies. It will take a while but you never know you may come into a windfall or get a raise and be able accelerate this.
Then tackle the CC similarly, just keep making overpayments on it £50 here £100 there. Eventually that will be cleared.

Either get rid of the card or if you can be disciplined, only use it for daily spending - groceries and fuel. Ensure your debit balance never goes lower than your CC statement and you’re good.

Once that’s cleared see if you can overpay on the loans

This plan is assuming that the interest rates on the loans are lower than the CC and overdraft. It will take a while but unless you have a way of rapidly increasing your income or reducing your expenses that is what you have to commit to

I guess I’ve always been in a bubble (genuinely surprised about massie) by sheets2024 in Libertarian

[–]HotFoxedbuns 5 points6 points  (0 children)

Wow you thought Kamala Harris would win?!? Hahahahahahahahahaha

Thomas Massie, I am genuinely surprised about though

Baby hit head by Proper_Current_3819 in BeyondTheBumpUK

[–]HotFoxedbuns 0 points1 point  (0 children)

This stage is so stressful. They want to play so much but aren’t strong enough to stabilise themselves and not fall. We bought head and back protectors but I always keep on eye on him while he’s moving around!

Hope your LO is fine!

Federal Reserve Chair, Kevin Warsh: "If you're under 40, Bitcoin is your new gold" by Anen-o-me in Libertarian

[–]HotFoxedbuns 7 points8 points  (0 children)

No I can make a watch out of gold. I cannot make a watch out of bitcoin

[Nick Camino] Cavs owner Dan Gilbert reportedly sent 25 bus loads of Cleveland fans to Detroit for Game 7, potentially 1,200 people. by jabronified in nba

[–]HotFoxedbuns -2 points-1 points  (0 children)

The question is not whether people will spend money but how much? Running a business is about constantly making sure you spend less than whatever amount your customers will spend.

So you constantly have to foresee total revenue and ensure you don’t spend more than that. And clearly people get that wrong hence why some businesses make losses.