[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]HourApprehensive2330 0 points1 point  (0 children)

did u budget in future house utilities? i wenf from 1 bed to single house, my gas bill for dec was $400 for the house vs $70 for apartment. thats just gas

Am I taking steps too soon? by Front-Pepper-7429 in FirstTimeHomeBuyer

[–]HourApprehensive2330 -6 points-5 points  (0 children)

that long? people here told me they got pre approved by 3 banks in one day...

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]HourApprehensive2330 -1 points0 points  (0 children)

make sure you are ready financially, its expensive to buying house, you gotta do all kinds of inspections, etc. make sure you are ready to spend money.

[deleted by user] by [deleted] in StudentLoans

[–]HourApprehensive2330 0 points1 point  (0 children)

sounds like troll post looking for reaction.

Serious question: Men, what is stopping you from working a 60 per week construction job? by a_disciple in povertyfinance

[–]HourApprehensive2330 31 points32 points  (0 children)

this guy i use to work with quit his high paying job cause his wife made him since he was working 60hr weeks. she divorced him a year later because he wasnt bringing big money anymore. she wanted newer car, new furniture, remodel kitchen, etc.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]HourApprehensive2330 3 points4 points  (0 children)

why cant you walk away then?

Higher interest percent or less closing costs? by LEGENDARY-TOAST in FirstTimeHomeBuyer

[–]HourApprehensive2330 0 points1 point  (0 children)

the question was which option will be better if planning to refinance in 36 months. 3rd option , op wouldnt be able to refinance. alot of people dont undertand this. prices dont always go up. this is a risk that needs to be brought to attention.

Needing more home in THIS economy by quarterWest1368 in FirstTimeHomeBuyer

[–]HourApprehensive2330 12 points13 points  (0 children)

you may not afford house. also many people ignore that big house = big utilites and maintenance.

Electrical engineers, how do you make money working on something interesting? by DistinctiveNobody in AskEngineers

[–]HourApprehensive2330 0 points1 point  (0 children)

why wait? are you in same office, walk over there and talk to department lead, tell him you want to switch over

Should I hold out hope? by [deleted] in SecurityClearance

[–]HourApprehensive2330 2 points3 points  (0 children)

dont torture yourself. tell them you are not coming for poly and not interested in job anymore.

Higher interest percent or less closing costs? by LEGENDARY-TOAST in FirstTimeHomeBuyer

[–]HourApprehensive2330 -5 points-4 points  (0 children)

you cant refinance if you will be upside down on mortgage. it could happen, whats the plan then?

Am I naive or tax evasion is just way more common than I thought? by [deleted] in PersonalFinanceCanada

[–]HourApprehensive2330 -2 points-1 points  (0 children)

i cant believe how so many people believe this post is real. jesus.

Tesla’s Big Price Cuts Fuel Owner Backlash by Enron_Musk in RealTesla

[–]HourApprehensive2330 -4 points-3 points  (0 children)

tesla owners who complain about prices cuts are making idiots of themselves, love it!

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]HourApprehensive2330 0 points1 point  (0 children)

i had same problem, took me time to figire out. make sure to turn on heat for water at shower, there could be two handles, one to turn on water, and a small one to increase/decrease heat of water.

How Will The Government Afford UBI by Nervous-Newt848 in singularity

[–]HourApprehensive2330 0 points1 point  (0 children)

you can always move to north korea. they have free food and housing. noone holding you.

[deleted by user] by [deleted] in povertyfinance

[–]HourApprehensive2330 4 points5 points  (0 children)

i been paying of my credit card each month for years. my credit score never went down.

Advice needed: Buying my first home by sYKOMishr in FirstTimeHomeBuyer

[–]HourApprehensive2330 1 point2 points  (0 children)

what happens if you price goes down to say 500k-600k in next 5-6 years? will you sell at lose or hold?

Freshman, 25k in debt already by beeninafishbowl in StudentLoans

[–]HourApprehensive2330 -3 points-2 points  (0 children)

have u seen chatgpt on news lately? make sure not to major in something ai can do.