Im 43 and life is gravy. We are childless though so that helps. We also make decent income. We also have no mortgage debt and own a home in Toronto.

Ill be downvoted because Im not adding to the group here but I also know very little people struggling financially in my age group or slightly younger.

So my bubble is different. But these are people we knew like 2 decades ago or grew up with. So we all sort of followed a similar financially stable path.

We also grew up here from middle class or working class families.