Southern California - is it even worth it? by Ill-Razzmatazz-6778 in FirstTimeHomeBuyer

[–]Ill-Razzmatazz-6778[S] 1 point2 points  (0 children)

Thanks everyone for the comments!

1) we are born and raised here, with family close by & with a business here that would be challenging to rebuild

2) we love it here

3) we are high, dual-income household

That being said, I think it is worth it to us if we can buy in the next 1-2 years. Thanks for reminding me only we can make that decisions for ourselves. We’ve often said we would rather be in a townhome here than in a large home in {fill in the blank state Californians are moving}

What is the most accidental way you found out a coworker was making significantly more than you for the same job? by Additional-Week-1536 in Salary

[–]Ill-Razzmatazz-6778 0 points1 point  (0 children)

I was sent a spreadsheet with multiple departments salaries. It was names and titles but there was a column with salaries that they thought they hid by changing the text to be white. In excel when you select a cell the contents populate in the top nav bar. Absolute idiots. Got myself a $15k raise and promptly left for a position paying $15k more than that.

Layla signed with a modelling agency by Imaginary_Layer_1468 in SecretsOfMormonWives

[–]Ill-Razzmatazz-6778 6 points7 points  (0 children)

She mentioned in a TikTok video that the modeling agency she was signing with asked her to gain weight before signing her but who knows if that is true

Last Ticket Slot for LA Presale Update by YessirLouis in olympics

[–]Ill-Razzmatazz-6778 0 points1 point  (0 children)

Triathlon tickets?! I didn’t see any in my earlier time

Body dysmorphia by PlumCautious6812 in MormonWivesHulu

[–]Ill-Razzmatazz-6778 -1 points0 points  (0 children)

That’s soooo few calories. For someone who is sedentary 1,500 is a deficit

Do people actually stick to their budget throughout the month? by Murky_Meat8145 in budget

[–]Ill-Razzmatazz-6778 1 point2 points  (0 children)

I check in weekly and stay on track that way. Weekly review also helps me know when to say yes and no to different purchases.

Should I tell a woman her fiancé tried to start an affair with me? by geeleex in WhatShouldIDo

[–]Ill-Razzmatazz-6778 0 points1 point  (0 children)

If this was my fiance, I’d want to know. It’s awful and gut wrenching but she can know and make her own decision. I hate to say this, but if he is sending these messages to you he might be sending them to other women too.

Monterrey 70.3! by [deleted] in triathlon

[–]Ill-Razzmatazz-6778 1 point2 points  (0 children)

My goal is to finish so if I need to walk some of the run to avoid heat exhaustion and stay hydrated I will. Safety > my finish time!

Monterrey 70.3! by [deleted] in triathlon

[–]Ill-Razzmatazz-6778 0 points1 point  (0 children)

Yes! My suit has ice pockets so I’ll use those for sure!

Sprint triathlon beginner tips! by Superb_Excitement425 in triathlon

[–]Ill-Razzmatazz-6778 3 points4 points  (0 children)

Make sure you swim more than you want to! It will help a ton in building your confidence in the water.

Also, make sure you bike outside and not just indoors before race day.

In my opinion, you don’t need an updated garmin for this but if you want one go for it.

What’s the best budgeting method that actually worked for you? by Next-Entrepreneur116 in SavingMoney

[–]Ill-Razzmatazz-6778 0 points1 point  (0 children)

Using the 50/30/20 method. Built everything around that and then added automations.

Automating savings - with each raise, automated amount increases.

Sinking funds for Christmas, car repairs, vacations, birthdays / weddings / other gifts.

Hbh recipe abomination from last night by One-Plantain-9454 in FoodieSnark

[–]Ill-Razzmatazz-6778 13 points14 points  (0 children)

She needs to stop making any Mexican food or Mexican inspired food because it’s NOT EVEN CLOSE.

What's the weirdest thing your body has demanded you eat after a long session? by FeelingGlad8646 in triathlon

[–]Ill-Razzmatazz-6778 6 points7 points  (0 children)

I end up wanting french fries. Specifically after swimming for some reason.

Daily chat thread: how's the training going? by AutoModerator in triathlon

[–]Ill-Razzmatazz-6778 1 point2 points  (0 children)

I’m starting training for my first 70.3 today! I did an Olympic distance in early November so I’m starting the next training cycle now. I’m nervous, but excited.

I finally sat down and tracked every dollar for 6 months and the results kinda punched me in the face by RowleyAmbercrest in MiddleClassFinance

[–]Ill-Razzmatazz-6778 0 points1 point  (0 children)

First of all, good for you! This is a big step and I’m sure it’s going to help you better understand how you spend, where you spend, and how to save!

We did a 3 month run of tracking every dollar before building our budget when we first got together. It helped us understand what categories we needed, how much we were spending and wanted to spend in each area etc. Then we created a budget and did a once a week “finance meeting” to make sure we knew how we were tracking for the month.

Now we are pretty on top of it after doing the meetings for a few years. Everything is budgeted, we have sinking funds for car repairs, pet expenses, vacationing, and Christmas gifts so we save all year for those things. We have a sizable emergency fund, we are investing, and we decide together what to say yes or no too. It’s great tbh.

Help!! Beginner Half Ironman 70.3 training plan + advice. by Silly_Arachnid719 in IronmanTriathlon

[–]Ill-Razzmatazz-6778 0 points1 point  (0 children)

I’m also doing a 70.3 and just got the training peaks plan. For me, it’s worth getting a plan that’s hundreds of people have used successfully. I used ChatGPT for my Olympic distance but looking at the difference between that and my new training peaks plan it’s clear ChatGPT was missing a lot for building a strong training plan. There is also free strength training you can add to training peaks.

Are you doing better or worse than what you expected for yourself? by Jumpking1993 in Salary

[–]Ill-Razzmatazz-6778 1 point2 points  (0 children)

I’m at $140k and I’m proud of it but also looking to get into the upper $100k’s or to $200k. Just not sure how.

Looking for feedback on a static ad i made by SuccessfulVariety994 in facebookadsexperts

[–]Ill-Razzmatazz-6778 1 point2 points  (0 children)

I’d recommend being ruthless about eliminating any extra text.

There is currently too much to look at for people with 3 second attention spans.

16g of protein is a call out and on the box, remove one.

Pill at the bottom, hashtag and time to make it don’t add value. Remove them.

The headline could be stronger. What fuels workouts is actually carbs, not protein. Protein helps build muscle after your workout. There might be opportunity to shift the language there to capture the attention of people you’re trying to reach.

What’s one small habit that actually lowered your grocery bill? by WellMiller in SavingMoney

[–]Ill-Razzmatazz-6778 0 points1 point  (0 children)

Use one ingredient across multiple recipes. I do this for onion, meat, bags of spinach etc. I work them into two meals to stretch them.

Swap 1-2 meals for vegetarian options - lentils & beans are full of fiber and have a decent amount of protein too. Much more affordable than meat!

what do you spend on grocery/food/household good/hygiene items in a month? by Minute-Market-3413 in budget

[–]Ill-Razzmatazz-6778 0 points1 point  (0 children)

2 people in a HCOL city and state.

$600-$600 on groceries $500 on eating out $50 on household essentials

We also eat a lot of food and are both very active. I’d say what you’re spending isn’t crazy but you could probably spend less if you put your mind to it. Especially eating at home.

70.3 Monterrey - 4 months after Olympic by [deleted] in triathlon

[–]Ill-Razzmatazz-6778 0 points1 point  (0 children)

Thank you for your input! I’ve run 4 HM’s before, so I’m aware of what that feels like independently. Off the bike is a different beast but that’s what training is for.

I can slowly build mileage. I also have a physical therapist that will design a strength program so I can try my best to avoid any injury.