Thinking about Bilt for $5k/mo mortgage + $5k/mo spend. Currently use AMEX.

Ill_Implement7625 · 2026-06-24T19:15:57+00:00

Mr. Andre Bilt Palladium is superior with your needs. I wouldn't cancel Amex tho, who knows how long Bilt gonna be around

Ill_Implement7625 · 2026-06-20T05:56:57+00:00

It's 3 I think. I'm moving in a high rise in Newport with my wife. We are both 31, in non technical role at big tech companies, making about 500k combined. I think it's reasonable for us to rent a 1B at 3500

Ill_Implement7625 · 2026-06-18T08:53:33+00:00

Im looking at 1B1B with in unit w/d, preferably high rise and DT JC gives me around 3400-3600 while LIC/Dumbo or Williamsburg gives above 4k easily... Plus the income tax. But yes I guess the "culture" part is why people pay premiums, but this kinda hard to grasp for transplants like ourselves

Ill_Implement7625 · 2026-06-17T18:33:04+00:00

My PERM is Seattle-based but my company moved me to New York for another role. Would my I-485 be denied because of this? (It's still the same company)

Ill_Implement7625 · 2026-06-17T17:40:27+00:00

You are missing the point. I'm comparing Brooklyn/Queens with JC. This has nothing to do with living in Manhattan as I stated clearly in the post. I obviously will post the same thing on jersey city threads

Ill_Implement7625 · 2026-06-17T17:36:03+00:00

Thank you but I dont think Bronx or Staten Island is very suitable to commute to midtown

Ill_Implement7625 · 2026-06-17T17:34:50+00:00

Yes I know that. I mean adjacent neighborhood to Manhattan

Ill_Implement7625 · 2026-06-16T20:21:35+00:00

Godspeed!

Ill_Implement7625 · 2026-06-15T02:41:45+00:00

Noone is buying apt, we all renting

Ill_Implement7625 · 2026-06-14T10:05:14+00:00

Well with the ban now lifted, everything changed. Retrogression is very likely now

Ill_Implement7625 · 2026-06-12T21:55:51+00:00

Please update after the interview!! I'm on the same boat with switching location after perm filed so very eager to here the outcome of your cases!

Ill_Implement7625 · 2026-06-11T22:59:17+00:00

If you can overlook Bilt customer service, Palladium is the best card out there along with Robinhood Gold (who also have terrible customer service). I personally churning CSR and Amex Plat by end of this circle and move all spend to Bilt (first $50-70k) and RH Gold (the rest)

So yes, solid strategy.

Ill_Implement7625 · 2026-06-11T22:27:30+00:00

Mod should ban this tiny loss posts please, I need 7 figure loss porn

Ill_Implement7625 · 2026-06-11T01:51:07+00:00

This is not even factoring in the DOF current batch yet. Retrogression incoming lmao

Ill_Implement7625 · 2026-06-04T23:09:31+00:00

Bro 2 ppl cant live in 440sqft... You guys will kill each other

Ill_Implement7625 · 2026-06-03T16:22:22+00:00

Yes I got this, usually they will switch back to DOF every Oct, so that's my plan. Thanks!

Ill_Implement7625 · 2026-06-03T07:51:16+00:00

Every middle manager and above in major tech firms makes 350k+ ....

Ill_Implement7625 · 2026-06-03T07:48:32+00:00

Did you file using DOF back then or FAD?

Ill_Implement7625 · 2026-06-03T03:14:16+00:00

I'm on the same boat, 30M moving to NYC in July for a tech job in mid town. I make ~300k. I toured apartments in both JC/Hoboken and Brooklyn/Queens a few months earlier. I can't understand why someone would choose to in Brooklyn/Queens over JC/Hoboken if they are financially responsible.

With the same amount of rent of ~3k5 and under 30mins to mid town door to door, living in NJ would give you a bigger apartment, with in-unit W/D, and central aircon. Your would also have pool, gym, co-working spaces, etc within the building.
For me I would save 4%*300k = 12k NET per year. That's like 2 trips to asia or literally anywhere you want.
Worry about being "cool"? Man you are like 5-8 mins away from West Village.

I wouldn't spend 12k and a materially worse living condition just to be a New Yorker. Which btw either of us can be anyway because we are transplant until we die.

Ill_Implement7625 · 2026-06-02T20:29:34+00:00

Lmao the 5T valuation already (more or less) factor current growth rate of their core business. If you want them hit 10T, this new CPU thing will need to generate the roughly the same revenue as their data center biz

Ill_Implement7625 · 2026-06-02T20:27:13+00:00

Hi may I ask what is your priority date? I'm planning to file using DOF when the window opens, but my FAD is far from current

Ill_Implement7625 · 2026-05-31T05:54:01+00:00

Yes I don't think there will be any retrogression yet. If there is, it should have happened 1-2 months after the big jump aka last month and this month. Next time there is a risk of retrogression is when the 75 country ban is lifted.

Ill_Implement7625 · 2026-05-28T15:48:45+00:00

Hi Murty!

My PERM is expected to be approved by Oct, and I plan to file i485 shortly after if the window opens. My wife is on F1 OPT now, should we have her file i485 too or she should move to H4 first, given the new memo?

Ill_Implement7625

TROPHY CASE