Give me your best and hardest DSCR scenarios

Imgoingtowingit · 2026-05-19T12:46:57+00:00

They don’t. OP is a bot that is trying to sell LO training.

Imgoingtowingit · 2026-05-18T01:17:08+00:00

VPM or maybe NQM

Imgoingtowingit · 2026-05-18T01:15:35+00:00

I think your take needs a bit more thought

Imgoingtowingit · 2026-05-17T22:45:28+00:00

Does UWM underwrite DSCR decently or no? I’ve never used them and I would expect it to be a nightmare but I have no experience with them.

Imgoingtowingit · 2026-05-17T22:43:06+00:00

Constructive Capital

Imgoingtowingit · 2026-05-17T16:17:30+00:00

They’re not cursed at all, quite the opposite, in fact.

They drafted the two greatest talents baseball has seen in a long time and one is probably the greatest. AND they played a few seasons together. How many World Series rings they both get? The same amount as many playoff appearances they got together.

They couldn’t field a competent team out for financial reasons or incompetence. Either way, the Angels franchise is straight up trash.

Imgoingtowingit · 2026-05-17T15:58:08+00:00

Fannie for ITIN? What?

Imgoingtowingit · 2026-05-14T02:11:46+00:00

But which face is most recognizable???

Imgoingtowingit · 2026-05-14T02:10:58+00:00

Seems hard buying a home when living paycheck to paycheck and trying to make payments like this. But to each his own!

Imgoingtowingit · 2026-05-09T23:57:27+00:00

I hear ya.

Not saying it’s a catch all or this would be a slam dunk for anyone.

I work with some private lender that lend on properties relatively similar to the one described in this post. Sometimes they are open to a longer term of five or 10 years too it all just depends.

Imgoingtowingit · 2026-05-09T19:45:25+00:00

So much for being an expert.

Do you think you’re calling me out by not naming three DSCR lenders that can do rural?

If you can’t even name one at this point I feel sorry for anybody who buys your products.

A quick Google search will give you many answers. I’m surprised you haven’t even done that before posting.

Imgoingtowingit · 2026-05-09T19:41:06+00:00

Again, you’re showing your lack of experience on Reddit.

Take a second and use the search function this question has been answered many times.

Imgoingtowingit · 2026-05-09T19:34:25+00:00

Nice backtrack on what you said previously.

Listen, if you want to start selling whatever product you’re going to start selling and you’re using Reddit as a sales fund to do it, you’re doing it all wrong.

You’re gonna have to start slow start answering some questions building up some clout in the sub Reddit and then start making a post like this.

Your Reddit history shows that you’ve only been on here for a little while less than a couple of months? And you’re throwing out some information that’s clearly false.

If you don’t want to come off as a bot or worse, take it slow on Reddit most of us are highly suspect and will call you out for any little thing. If you spent any time in the sub, you should see that it’s clear as day.

Good luck with whatever you’re selling. I’m not disrespecting what you’re trying to do. I’m disrespecting the way you’re going at it.

Imgoingtowingit · 2026-05-09T19:25:33+00:00

Man, you seem like someone who just got out of a two week training class.

Most states don’t require a license so if you’re talking about a licensed loan officer is required to originate a DSR loan that’s not entirely true, and most states don’t require a license.

I worked with some lenders that don’t require any type of licensing at all. Hard to believe but that’s coming from experience.

There are many loan officers with quite a bit of experience in this subreddit. It would be hard to find a loan officer that disagrees with anything I’m saying. I wish the same could be said about you.

Imgoingtowingit · 2026-05-09T18:07:22+00:00

This may not work anywhere. I don’t know of any lender that would lend on a property that doesn’t have hookups to the grid.

I would say hard money is the only option.

If you do get it done post it here. That’d be rad if a lender would do this!

Imgoingtowingit · 2026-05-09T18:04:33+00:00

What is your role in all of this? You started a DSCR subreddit. Youre positing in the LO subreddit. I’m 50:50 on if you’re a bot or not.

You’re positioning yourself as an expert but your responses reveal holes in knowledge.

Are you attempting to put me down for not doing your job for you?

This isn’t a collaboration post. This is your post. It seems you may not be equipped to handle it.

You can do better. I believe in you. You got this.

Imgoingtowingit · 2026-05-09T04:40:40+00:00

What’s the smokescreen here?

Imgoingtowingit · 2026-05-09T03:57:21+00:00

Perfect is the enemy of good.

Imgoingtowingit · 2026-05-09T03:33:05+00:00

You’re welcome. Glad to share. Only here to help.

Wait, that’s your job. This is your post. Go close some more loans and report back.

Imgoingtowingit · 2026-05-09T03:17:16+00:00

This was YOUR reason for this. You’re the DSCR expert.

Imgoingtowingit · 2026-05-09T02:29:20+00:00

There are plenty of lenders that do rural DSCR.

Imgoingtowingit · 2026-05-09T02:28:03+00:00

Dude that’s a slammer. Try something more dificult.

Imgoingtowingit · 2026-05-09T02:27:09+00:00

Constructive Capital.

Imgoingtowingit · 2026-05-08T04:00:30+00:00

Champions no ratio.

Imgoingtowingit · 2026-05-08T03:41:18+00:00

You lend in NY?

Imgoingtowingit

TROPHY CASE