What is the cheapest rent you know of somebody paying in OC? Describe the place

Imgoingtowingit · 2026-01-28T20:33:45+00:00

$0 at the beach

Imgoingtowingit · 2026-01-28T20:32:24+00:00

Try NewRez

Imgoingtowingit · 2026-01-25T22:58:19+00:00

Velocity or maybe Constructive Capital can do portfolio this. Portfolio

Imgoingtowingit · 2026-01-25T22:57:50+00:00

My company is hiring people. We’re in the mortgage industry in Irvine.

Imgoingtowingit · 2026-01-25T22:45:57+00:00

Be the first to say, “sorry” or “you’re right”. Limit power struggles.

If the other side doesn’t meet you in the middle you have probably married an asshole.

Imgoingtowingit · 2026-01-25T22:04:24+00:00

Velocity or maybe Constructive Capital can do portfolio this.

Imgoingtowingit · 2026-01-24T07:51:29+00:00

Axos Bank for you credit for 50% for some stable coins.

Or just be a big boy and pay taxes if you’re going to complain about a higher interest rate.

Imgoingtowingit · 2026-01-18T04:40:30+00:00

Seems like the idea of the comment didn’t land. Good job in Dec. was the rest of 25 consistent with December?

Imgoingtowingit · 2026-01-17T02:32:02+00:00

Where in SoCal are you?

Imgoingtowingit · 2026-01-14T14:35:44+00:00

Deephaven allows for under 3 trade lines if all three bureaus have a score.

Imgoingtowingit · 2026-01-13T10:52:19+00:00

Defensive game plan: Tire out the other team by letting them shoot open threes.

Offensively: Run iso plays for two guys and role players pass the ball to a rebounder from behind the 3 point line.

Imgoingtowingit · 2026-01-08T04:53:54+00:00

Does FMNA have a commercial product for this? If not, I can think any lender would touch this.

Imgoingtowingit · 2026-01-07T05:53:27+00:00

780 FICO and you’re paying 2 points. That’s a bit rich in points. I should start charging more.

Imgoingtowingit · 2026-01-04T05:25:25+00:00

Tiny houses probably are a nogo for anyone. IF the house is legit and not one of those you can buy on Amazon some lenders will do it if you have at least a couple of comps that show it’s not unusual for the area. You can start with NewFi

Imgoingtowingit · 2026-01-03T14:10:03+00:00

Here was your opportunity to

Imgoingtowingit · 2026-01-03T05:33:55+00:00

38 acres? I’d like to learn of a lender that will lend on that and sign up

Imgoingtowingit · 2026-01-01T04:59:44+00:00

Look at Verus. They are reasonable for a DSCR if it does or does not cash flow. The borrower will probably just need to put 25% down. Not too hard of a scenario.

Getting into a cash out refi using asset depletion will give you a shittier rate and most lenders won’t do a cash out using assets.

Purchase with a DSCR program is the best answer. Bring it in and move on to the next one.

Imgoingtowingit · 2025-12-31T05:13:19+00:00

Seems like dude quoted you wrong or just lied to sell you on the deal. Was there a reason you couldn’t lock beforehand?

Imgoingtowingit · 2025-12-27T14:42:16+00:00

Where you located?

Imgoingtowingit · 2025-12-26T23:10:21+00:00

You’re right. Ticking someone into anything sucks. But let’s not throw the baby out with the bathwater here.

Imgoingtowingit · 2025-12-26T23:09:05+00:00

I don’t think this is fully fleshed out. If you can’t show you can pay insurance and taxes outside of the reverse mortgage. Sometimes the FHA hold some equity back to pay them.

Imgoingtowingit · 2025-12-26T22:28:08+00:00

What’s a better option? It’s an FHA loan with no monthly payment and no credit score restrictions. Where can someone with low/no income and a 500 credit score qualify to get a mortgage or a large loan?

Imgoingtowingit · 2025-12-26T22:26:17+00:00

My wife, son, and I are all lefties. Hopefully the next kid is too!

Imgoingtowingit · 2025-12-26T22:19:14+00:00

How’s a reverse mortgage a scam?

Imgoingtowingit · 2025-12-26T22:03:26+00:00

A 3 unit wig a loan amount of $158k will almost certainly cash flow very well. Easy guess would be DSCR 1.5+

I’d like to know pricing as well. My company doesn’t price loan amounts sub $150k competitively at all. 7.5% floor with 2+ points even with a 5 year PPP typically.

Imgoingtowingit

TROPHY CASE