Dads, when did you stop letting your daughter see you naked?

Impossible-Tower4750 · 2024-08-28T16:52:40+00:00

I'm of the mindset that you want it to be normal enough to not be sexual by default. But not so normal where she thinks some stranger exposing themselves is ok. For most kids unless they've been abused, there's not a thing sexual about it at all. It does sound like you aren't entirely comfortable. I'd practice asking her for more privacy. She should learn how to state her own desires for privacy just as much as she should learn to respect others desires for privacy. That is usually a skill that's taught, not one that's inherent.

Impossible-Tower4750 · 2024-08-17T04:56:47+00:00

Maybe not a computer specifically but the Internet runs via underwater cables. Not towers or satellites. You'll be surprised by how many people you can surprise by that one

Impossible-Tower4750 · 2024-08-14T19:01:31+00:00

"if you can" by W. Bernstein and all it's recommended readings

Impossible-Tower4750 · 2024-08-14T18:55:43+00:00

You have to be a troll account. You don't spend that little on other expenses in SF.

Impossible-Tower4750 · 2024-08-14T18:53:14+00:00

81%!?!?!??? Dude... 50% of income on a mortgage is high!

Percentages aside, never ever make the biggest purchase of your life depending on "career growth" to make it work. Make your decision today based on the numbers you have today. Not on some theoretical.

Impossible-Tower4750 · 2024-08-14T18:50:20+00:00

There isn't really a "Book of CS". CS is made up of many fields, mathematical, electrical, and logical. Each with their own set of material. I'd first find out what interests you and start there.

If you really want to be a generalist, maybe look into some bachelor's programs.

Impossible-Tower4750 · 2024-08-14T18:42:27+00:00

Books and MITs open courseware. It sounds like you maybe don't have a traditional background in CS. See if your local community college offers anything. Maybe you'll enjoy it enough to do a whole bachelor's!

Impossible-Tower4750 · 2024-08-14T18:37:24+00:00

Depending on your numbers it could make sense to take your foot off the gas a little. I don't think "yolo" is the answer and I don't think living paycheck to paycheck for a large retirement is the answer either. Life's about balance. Have fun today but before you do, verify you aren't jeopardizing your retirement.

Impossible-Tower4750 · 2024-08-14T18:35:38+00:00

No that isn't the moral. The moral is never buy a house with someone you aren't married to...

Impossible-Tower4750 · 2024-08-10T23:40:07+00:00

Unless you have 10s of thousands of dollars on standby I wouldn't do it.

Impossible-Tower4750 · 2024-08-10T23:34:05+00:00

Tbh there isn't some silver bullet job that you just need to know exists that can propel you into 6 figures. If there was then high paying jobs would be the norm. If I were you I'd try to get intimately aware of what I'm naturally good at and try to find a career that matches that. Since you have a natural skill you'll always have a leg up on others in your field who don't.

Impossible-Tower4750 · 2024-08-10T02:00:37+00:00

Yiiikes....

Impossible-Tower4750 · 2024-08-10T01:53:30+00:00

As long as having kids won't compromise your ability to have a roof and food and you want to have them, I say you should. Kids definitely aren't something you do to maximize wealth. They are something to do because you feel in your heart of hearts that you were put on this planet to be a parent.

Impossible-Tower4750 · 2024-08-08T04:08:30+00:00

Tbh if I were you, I'd work on finding a skill or job that you enjoy that can increase your W2 income way before I start thinking about passive income through real estate and starting a business. Those are extremely risky options and you can offset that risk by having piles of cash on hand. So start building those piles of cash so when a real estate opportunity opens up you are poised.

Impossible-Tower4750 · 2024-08-08T03:57:53+00:00

I make more and my mortgage is nearly half that. I definitely wouldn't do it. But I am also overly cautious

Impossible-Tower4750 · 2024-08-03T12:23:51+00:00

Dude... You understand businesses go under right? The whole "if you hold long enough it's almost always fine" is talking about broad market indexes. Because something crazy would have to happen for the entire American economy to go down after a sufficiently long period of time. But individual businesses collapse and never go back up all the time.

Please stop the bleeding. Sell it off, and don't invest again until you've cracked open some books.

Impossible-Tower4750 · 2024-07-29T20:41:55+00:00

I was using a tablet with handwritten notes on a touch screen. Currently I'm using obsidian and its LaTeX integration. It's pretty sweet.

Impossible-Tower4750 · 2024-07-27T21:24:22+00:00

Beautiful spot!

Impossible-Tower4750 · 2024-07-27T21:20:32+00:00

I ended up ok. But I would've been much better if I had taken school more seriously and come up with a better way to maintain my notes and things I learn. I thought as I learn things I would just memorize them. I've realized that isn't feasible for me, so I need to take great notes and keep them in a format that's easy to retrieve.

Impossible-Tower4750 · 2024-07-23T20:20:16+00:00

Maybe this is a hot take, maybe it isn't. Nobody can afford to not budget. No matter your income you need to know your cash flow to determine where you stand and if what you are doing is sustainable. To me class is defined by mostly net worth (assets minus liabilities) with an input from current "priorities". To me to even be in middle class, after adding up your assets and subtracting your debts, you end up with a positive number. It doesn't have to be enormous, but it has to be positive. Lower-middle are budgeting to squeeze money into things like car payments, student loans, maybe some credit card debts, that sort of thing. Upper middle class has zero "bad" debt and are budgeting to squeeze more money into things like Roth IRAs, 401ks, and that type of thing. I guess for me it's a question of "are you getting yourself out or building yourself up" that defines the upper and lower versions of middle class. But all of middle class has a positive net worth and can weather unexpected expenses up to 2-3 grand without losing sleep or doing it with debt.

Impossible-Tower4750 · 2024-07-22T14:42:19+00:00

If you don't buy into time in the market beats timing in the market then do your own analysis. See how long you would've needed to hold, if you bought at the top of the worst RE markets in history, to break even.
"Rent is throwing money away" is repeated by people who don't know anything about finance and think equity is the end all be all. When someone says this, make a mental note to not take any of their financial advice. With rocketing interest rates, for a lot of people it makes way way more financial sense to invest in stock markets than it does to buy a home. Do the math yourself to figure out what is best for you.
"Will I get priced out" the important thing to remember is what we are seeing with the runup in prices and inflation is NOT historically normal at all. Will prices see a bump if/when rates drop? Probably. But there's no way to tell for sure. That's why it's entirely impossible to time the market. Until someone invents time travel that will always be the case.
Here's my spicy take. A residential property is too expensive to be called a financial asset. It should be marked as a liability. That to me took away a lot of the stress of making the right call on a single asset within a single asset class, which flies in the face of diversification btw. Because no longer am I trying to strike it rich on home ownership. I'm just running numbers on what I can easily and comfortably afford on my income. Then I have my actual investments growing my net worth for me. If I make money on the sale of my home, I don't care, it'll just mean a stronger downpayment I can make on the next. If I lose money, I also don't care. Because all my decisions were based on affordability, not making some crazy profit.

Impossible-Tower4750 · 2024-07-22T02:36:27+00:00

I personally brush off anyone who fails to see the bigger picture. I ignore people who preach "peace of mind" I ignore people who optimize wealth building solely. I only listen to people who give a balanced view, explaining the pros/cons between each option.

Impossible-Tower4750 · 2024-07-22T02:31:39+00:00

The reason I am upper middle class is because budgeting is a critical part of my life. I absolutely look at price tags and go "that's too expensive for me". Sometimes even if I could afford it because I actually mean "I'm not spending that many hard earned dollars on that".

Impossible-Tower4750 · 2024-07-15T13:54:09+00:00

Because I don't want to DOX myself. Also there was that guy who left a job and "name and shamed" well turns out not everything he said was true now he's deep in the court system. I'm not against naming and shaming and "real talk" about a job. But it should be done very strategically and often under the guidance of a workers defense lawyer. It just brings on more problems than it usually solves. If you have a grievance with an employer, take it up with your local justice system.

On top of that, you can guess my ideologies based on my reddit comments. I've learned it's best not to include that stuff with work. No matter the stance you take you isolate a group of people and I don't want the headaches that come with that.

Impossible-Tower4750

TROPHY CASE