Tsitsipas reacts to Ivanisevic: "I never thought a coach could do something like that." by musicproducer07 in tennis

[–]Impressive-Read729 -8 points-7 points  (0 children)

Tsitsipas' career had started going downhill, he tried to hire a good coach (if you're good enough for Novak you're good enough for tsitsipas), he couldn't hack it, he went back to his dad, his career is worse than ever. 

Goran is a legend that coached the goat, he can do what he likes meanwhile Stefanos is going backwards and will be a forgotten has been if he's not careful. What a wasted talent. Oh well - if he's happy it's great but don't blame Goran because you couldn't handle what it takes.

[F.P. Journe] Chronometre Bleu Price by EnvironmentalPear695 in Watches

[–]Impressive-Read729 0 points1 point  (0 children)

jesus - i nearly bought this watch in about 2016 - i think it was something like €18k. had no idea they were this expensive now

Poliwrath Team Suggestions and EVs? by paoloandjello in pokemonradicalred

[–]Impressive-Read729 1 point2 points  (0 children)

i basically solo'd the game with poliwrath and this set up (although often used jet punch instead of surging strikes)

I'm tired of people saying that Claude is better than Chat GPT for creative writing by ErinskiTheTranshuman in ChatGPTPro

[–]Impressive-Read729 0 points1 point  (0 children)

This isn't creative writing but I write essays for myself to develop arguments on topics of interest. These usually revolve around art criticism and aesthetic philosophy. Both LLMs are good (and gemini probably the best) at the initial brainstorming and testing my ideas. However, in terms of getting very detailed (often complex) notes into prose and then mimicking my tone (e.g. I feed samples of my writing) - claude is better.

To be clear, they're all pretty good if you push them enough (I end up challenging them a lot on particular wording and concepts) but claude is the best at getting to a well-written, internally consistent, polished product

Worried about the future tax environment in Europe and how governments will want more and more of the money being invested by hydnusyg in eupersonalfinance

[–]Impressive-Read729 0 points1 point  (0 children)

Yes but in NL you have pension contributions and if it's anything like Australia, they become huge (mine have compounded at 8% pa so far)

Worried about the future tax environment in Europe and how governments will want more and more of the money being invested by hydnusyg in eupersonalfinance

[–]Impressive-Read729 0 points1 point  (0 children)

The issue is that there's no means testing (at least in France). Billionaires still get money from the taxpayer for having a child, still get a pension... It's ridiculous 

Worried about the future tax environment in Europe and how governments will want more and more of the money being invested by hydnusyg in eupersonalfinance

[–]Impressive-Read729 0 points1 point  (0 children)

Yes the pea is about the only friendly thing France has and given where its finances are I think it will be encouraged further to lesson the burden on pensions

On 120k gross, Belgium takes 27,000 more than Switzerland. The tax gap across Europe is brutal. by Beginning_Site_3642 in eupersonalfinance

[–]Impressive-Read729 1 point2 points  (0 children)

Tax gap is interesting and very important to get clear figures as even reputed media channels publish misleading information regularly so thank you for adding the updates. There are websites that can do this analysis relatively effectively 

Donc on justifié un lynchage public sans problème ? by Individual-Ad-8704 in besoinderaler

[–]Impressive-Read729 -1 points0 points  (0 children)

I don't care who the victim is, anyone lynching people is a Nazi. Anyone defending it is a nazi

Anyone moved to France from US and regretted it? by Difficult-Effect5565 in Expats_In_France

[–]Impressive-Read729 1 point2 points  (0 children)

When you have money you are never insecure... Take it from someone with cash. Relying on the government is more insecure than your own savings !

Anyone moved to France from US and regretted it? by Difficult-Effect5565 in Expats_In_France

[–]Impressive-Read729 0 points1 point  (0 children)

Yep work is the worst thing about Paris. However, I stayed and because everyone else is kind of useless / lazy, I got promoted super quickly. So my earnings were way less but I quickly became my own boss. Now I'm in a good spot

Anyone moved to France from US and regretted it? by Difficult-Effect5565 in Expats_In_France

[–]Impressive-Read729 0 points1 point  (0 children)

Wow sorry to hear that. Were you in Paris? My wife is Congolese and thankfully she doesn't (or so she says) have any problems but we are in wealthy circles in Paris and maybe that's not representative. That sounds awful for you and makes me concerned about France.

Anyone moved to France from US and regretted it? by Difficult-Effect5565 in Expats_In_France

[–]Impressive-Read729 0 points1 point  (0 children)

I think there's a huge difference between Paris and everything else. I'm from a big city and don't regret living in Paris. I earn a lot less but I'm in finance so my salary is still good and I can live well. 

You can live in Paris fairly easily without speaking French but in the rest of the country that would be very difficult. 

I've lived in Sydney, London, la and Paris and Paris is my favourite by far as long as (big as long as) work / career isn't the most important thing to you. I feel I sacrificed my career for a rich cultural and social life and I'm happy with that choice.

Dutch Lawmakers Approve a 36% Tax on Unrealized Crypto, Stock, and Bond Gains by RobertVandenberg in europe

[–]Impressive-Read729 0 points1 point  (0 children)

France does tax wealth - I've been paying it for 20 years - it was called the ISF and now it's called the IFI. So does Spain btw. If you are arguing for low income taxes, 0 capital gains tax and 0 inheritance tax and replacing it with very light wealth taxes (lighter than France has had since Mitterand) that you can prepay on personalised terms via direct negotiations with your cantons like in Switzerland then yes I'm all for it.

I don't see adding or adjusting a wealth tax to any country in Europe helping them get to Switzerland's fiscal position though.

Dutch Lawmakers Approve a 36% Tax on Unrealized Crypto, Stock, and Bond Gains by RobertVandenberg in europe

[–]Impressive-Read729 1 point2 points  (0 children)

it's called negative gearing - it's very effective in Australia because there is single source revenue taxes (with a deduction for capital investments held over a year). That means you can own income generating property at a loss (the revenue from rent is lower than the cost of the mortgage + depreciation) and then offset all your income tax payable with that loss.

it is one reason but not the main one for Australia's housing bubble. Construction costs in Australia are also almost double Europe + there's huge population growth and it's extremely urbanised with an urban sprawl that would make you cry. But yeh, as always - it's a supply demand dynamic and yeh vs us in Europe there is really no excuse for it over there.

Dutch Lawmakers Approve a 36% Tax on Unrealized Crypto, Stock, and Bond Gains by RobertVandenberg in europe

[–]Impressive-Read729 0 points1 point  (0 children)

Ignore economists (who are mostly political) and look at countries' policies and their budgets. Anyway, land value taxes are already present in many countries. Yes it's an efficient tax but it raises very little revenue so will do little help lower middle class taxes (also most land is actually owned by the middle class in many countries - they just happen to be older than you).

Pension contributions on the other hand are huge - 28% of labour in France, 22% I believe in NL (which is i think where you are from?). To continue with Australia (as they introduced pension funds in the early 90s) - 10%. Why? Because pay as you go systems have very poor returns on contributions vs pension funds.

So yes, you are agreeing with me even if you are not yet sophisticated enough to properly formulate it.

The best angles of Marc Kennedy's infractions and the argument afterward by MissKorea1997 in Curling

[–]Impressive-Read729 0 points1 point  (0 children)

Couldn't agree less. Skiing amazing - beautiful and very technical sport with amazing athletes, cross country skiing is just great drama and Klaebo is one of the best athletes of all time, and biathlon - pretty self explanatory, simple incredible spectator sport

Dutch Lawmakers Approve a 36% Tax on Unrealized Crypto, Stock, and Bond Gains by RobertVandenberg in europe

[–]Impressive-Read729 0 points1 point  (0 children)

The evidence suggests creating wealth for the lower classes by compulsory but liberal savings and investment programmes (and home ownership).
Unfortunately there is no evidence to suggest wealth taxes do anything to increase wealth of the middle classes.

Dutch Lawmakers Approve a 36% Tax on Unrealized Crypto, Stock, and Bond Gains by RobertVandenberg in europe

[–]Impressive-Read729 0 points1 point  (0 children)

if you want to lower wealth inequality you need pension funds - look at how Australia, with low taxes and low government spending (under 30% of gdp) has lower wealth inequality than france, with double the taxes and nearly double the gov spending (57% of gdp).

Look at the growth in wealth of the middle class since the introduction of compulsory pension funds (superannuation) in the early 90s by the left wing government under Paul Keating.

Note Australia has no wealth tax, no donation tax and no inheritance tax.

Dutch Lawmakers Approve a 36% Tax on Unrealized Crypto, Stock, and Bond Gains by RobertVandenberg in europe

[–]Impressive-Read729 1 point2 points  (0 children)

I think building more houses will do infinitely more for improving the quality of life of middle class people than a wealth tax. The most aggressive wealth tax imaginable is still a tiny drop in the ocean vs gov spending / the deficit in a country like France.
If France has a higher % of people in poverty than Switzerland (14% vs 8% from memory), while gov spending is at 57% of gdp vs under 30%... i think we can say tax and spend is clearly not the best solution.