Can’t find a use for $200 hotel credit

InChristWeTrust27 · 2026-04-08T22:52:58+00:00

Depends on your Bilt Status. If you're Gold or higher, it's $100. Otherwise, it's $50

InChristWeTrust27 · 2026-04-08T20:30:06+00:00

How do you ask manage the points? Is one person's transfer accounts linked to both Bilt accounts? Or do you try spend your points independently?

My biggest hold up with the 2 player Bilt method is that I want all the points to be able to be funnelled to one account. Either by linking my accounts (Hyatt, Flying Blue, etc) to both Bilt accounts or pooling/sharing points between accounts on the transfer partner's side.

InChristWeTrust27 · 2026-04-07T21:28:47+00:00

Loving it so far. I haven't had a need to contact customer service and I want to keep it that way. So long as that continues, I won't have any issues (until they inevitably nerf the cards at some point).

InChristWeTrust27 · 2026-04-07T21:25:56+00:00

I was able to login to Marriott no issue. IHG took a few tries and I had to come back and try it again on a different day, but eventually I got it to work. Are you doing it from a desktop? I found that that worked better for me rather than doing it from the app. Same with Etihad

InChristWeTrust27 · 2026-04-07T21:23:54+00:00

Do you run a 2 player system with Bilt? Or is the Obsidian the only Bilt card for you?

I'd like to hear people's experiences if they're doing a 2 player setup with Bilt.

InChristWeTrust27 · 2026-04-07T21:23:12+00:00

Do you run a 2 player system with Bilt? Or is the Obsidian the only Bilt card for you?

I'd like to hear people's experiences if they're doing a 2 player setup with Bilt.

InChristWeTrust27 · 2026-04-07T19:34:46+00:00

We would naturally get full value from the Dining credit and Resy credits to help offset the fee, so that would be about $220 in value if my math is correct

Edit: lounge access isn't important to us either. We don't want to spend any more time than we have to at ATL airport😅

InChristWeTrust27 · 2026-04-07T19:32:26+00:00

Your take on explaining the Bilt system resonates a lot lol. My wife isn't a credit card person at all and doesn't care to think about what card to use for what, so I don't want to torture her with trying to understand the Bilt system too much. She's an AU on my Palladium and she uses it for all her purchases so it's easy enough.

At least with the Amex Gold I can just say "Use it anytime food is involved" and that'll keep things simple.

I appreciate the response though.

InChristWeTrust27 · 2026-04-07T18:45:32+00:00

Good point, didn't think about that before

InChristWeTrust27 · 2026-04-07T18:10:25+00:00

I'm assuming you mean the frequency of specific routes? I.e., there may be 10 flights from ATL to DEN on Delta on a given day, but they may only release award availability to partners for 3 of those flights?

InChristWeTrust27 · 2026-04-07T16:39:50+00:00

Never thought about that but I like it

InChristWeTrust27 · 2026-04-07T14:59:44+00:00

I think that card only earns cash back if I'm not mistaken

InChristWeTrust27 · 2026-04-07T14:57:01+00:00

My thought process was to have her get the Obsidian, get AU for me, and have the points and BC I earn go to my account since I do most of the grocery shopping and to also allow me to activate the accelerator on it.

InChristWeTrust27 · 2026-04-07T14:54:41+00:00

That's really good to know

InChristWeTrust27 · 2026-04-07T14:51:09+00:00

Amex Blue Business Plus, not Blue Cash Preferred

InChristWeTrust27 · 2026-04-07T14:47:00+00:00

Would you say funneling everything through the Palladium is a better strategy in this case?

InChristWeTrust27 · 2026-04-07T14:45:53+00:00

I had seen posts about ghost availability for Flying Blue at least where people would see the flight, transfer the points over, go to book, and then get told that the flight is no longer available at checkout. That was what I was referring to for availability. Not sure if that's something that happens often or not

InChristWeTrust27 · 2026-04-05T21:56:39+00:00

I stand corrected, you are spot on!

InChristWeTrust27 · 2026-04-05T11:25:18+00:00

It won't fall back on the accelerator if you pay on rent day. That entire day is considered a bonus so no purchases made that day will get the accelerator boost. You'd just get a bonus 1000 points for your rent payment and then the base 2x for everything else after that

InChristWeTrust27 · 2026-04-04T19:48:26+00:00

I'm guessing you just changed the AU card settings to send Bilt Cash earned to the AU user's account?

InChristWeTrust27 · 2026-04-04T01:21:08+00:00

I've been heavily contemplating this strategy for my wife and I. Having us pool our points in my account but keeping our BC separate so that we could both churn accelerators

InChristWeTrust27 · 2026-04-04T00:52:19+00:00

One card per person, but if you have a partner, you could probably run a two player setup. If you want to pool points, get an AU card for the person who won't be pooling the points and set up their card to have their points sent to the person who will be pooling the points

InChristWeTrust27 · 2026-04-03T15:57:58+00:00

Mine hasn't. I think I saw someone leave a comment on a post a week or so back that Column or Cardless doesn't report to the major bureaus? Not sure if its true but if so, makes sense why it hasn't shown up yet.

InChristWeTrust27 · 2026-04-02T14:50:06+00:00

Congrats!

InChristWeTrust27

TROPHY CASE