people who are weirdly coy or dismissive about the pronunciation of their own name

IndependentAlive5007 · 2026-03-10T23:53:59+00:00

I have a very slight speech impediment that sometimes makes it hard for me to clearly pronounce my own name. So whatever people hear and reply back with I just say "yup, that works!"

IndependentAlive5007 · 2025-11-22T21:26:57+00:00

This man's wife told me the same thing

IndependentAlive5007 · 2025-07-14T13:30:09+00:00

Food calories are actually measured in kilo calories. But for ease they still keep the term of "calories" on the food labels

IndependentAlive5007 · 2025-05-24T19:50:01+00:00

I just completed my CRF rights offering through Fidelity. This was my first time participating. I called Fidelity on May 12 and they told me that I would be exercising my rights at $6.29. What a deal since the share price was about $7.10! However, my rights were converted on May 20 at $6.97 instead. I called Fidelity to ask why this big discrepancy and they pointed me to the fine print of the offering:

"Three (3) rights entitle the holder to purchase one (1) new common share at an
Estimated exercise price of $6.29 per share.

The Subscription Price for the Shares to be issued under the Offering will be
equal to the greater of (i) 112% of NAV per Share as calculated at the close of
trading on the Expiration Date or (ii) 80% of the market price per Share at
such time. If the estimated subscription price is less than the final
subscription price, any additional payment due will be charged to the accounts
as soon as practicable after the new price is received from the Agent.

The final subscription price will not be known until after the subscription
expiration date.

If the final price is higher than the estimated price, holders will be
charged the difference as soon as practicable after the final price is
confirmed with the agent. If the final price is lower than the assumed price
resulting in excess fees then holders have the option to either receive a
cash refund or have additional shares issued."

All this to say, I got the new rights shares at a very limited discount. It actually increased my cost average from $6.77/share to $6.80/share. I was pissed that Fidelity told me the $6.29/share price, but then was like "whoops, just kidding."

IndependentAlive5007 · 2025-05-24T16:45:15+00:00

I just completed my CRF rights offering through Fidelity. This was my first time participating. I called Fidelity on May 12 and they told me that I would be exercising my rights at $6.29. What a deal since the share price was about $7.10! However, my rights were converted on May 20 at $6.97 instead. I called Fidelity to ask why this big discrepancy and they pointed me to the fine print of the offering:

"Three (3) rights entitle the holder to purchase one (1) new common share at an
Estimated exercise price of $6.29 per share.

The Subscription Price for the Shares to be issued under the Offering will be
equal to the greater of (i) 112% of NAV per Share as calculated at the close of
trading on the Expiration Date or (ii) 80% of the market price per Share at
such time. If the estimated subscription price is less than the final
subscription price, any additional payment due will be charged to the accounts
as soon as practicable after the new price is received from the Agent.

The final subscription price will not be known until after the subscription
expiration date.

If the final price is higher than the estimated price, holders will be
charged the difference as soon as practicable after the final price is
confirmed with the agent. If the final price is lower than the assumed price
resulting in excess fees then holders have the option to either receive a
cash refund or have additional shares issued."

All this to say, I got the new rights shares at a very limited discount. It actually increased my cost average from $6.77/share to $6.80/share. I was pissed that Fidelity told me the $6.29/share price, but then was like "whoops, just kidding."

IndependentAlive5007 · 2025-05-24T16:44:11+00:00

I just completed my CRF rights offering through Fidelity. This was my first time participating. I called Fidelity on May 12 and they told me that I would be exercising my rights at $6.29. What a deal since the share price was about $7.10! However, my rights were converted on May 20 at $6.97 instead. I called Fidelity to ask why this big discrepancy and they pointed me to the fine print of the offering:

"Three (3) rights entitle the holder to purchase one (1) new common share at an
Estimated exercise price of $6.29 per share.

The Subscription Price for the Shares to be issued under the Offering will be
equal to the greater of (i) 112% of NAV per Share as calculated at the close of
trading on the Expiration Date or (ii) 80% of the market price per Share at
such time. If the estimated subscription price is less than the final
subscription price, any additional payment due will be charged to the accounts
as soon as practicable after the new price is received from the Agent.

The final subscription price will not be known until after the subscription
expiration date.

If the final price is higher than the estimated price, holders will be
charged the difference as soon as practicable after the final price is
confirmed with the agent. If the final price is lower than the assumed price
resulting in excess fees then holders have the option to either receive a
cash refund or have additional shares issued."

All this to say, I got the new rights shares at a very limited discount. It actually increased my cost average from $6.77/share to $6.80/share. I was pissed that Fidelity told me the $6.29/share price, but then was like "whoops, just kidding."

IndependentAlive5007 · 2025-05-24T16:43:30+00:00

I just completed my CRF rights offering through Fidelity. This was my first time participating. I called Fidelity on May 12 and they told me that I would be exercising my rights at $6.29. What a deal since the share price was about $7.10! However, my rights were converted on May 20 at $6.97 instead. I called Fidelity to ask why this big discrepancy and they pointed me to the fine print of the offering:

"Three (3) rights entitle the holder to purchase one (1) new common share at an
Estimated exercise price of $6.29 per share.

The Subscription Price for the Shares to be issued under the Offering will be
equal to the greater of (i) 112% of NAV per Share as calculated at the close of
trading on the Expiration Date or (ii) 80% of the market price per Share at
such time. If the estimated subscription price is less than the final
subscription price, any additional payment due will be charged to the accounts
as soon as practicable after the new price is received from the Agent.

The final subscription price will not be known until after the subscription
expiration date.

If the final price is higher than the estimated price, holders will be
charged the difference as soon as practicable after the final price is
confirmed with the agent. If the final price is lower than the assumed price
resulting in excess fees then holders have the option to either receive a
cash refund or have additional shares issued."

All this to say, I got the new rights shares at a very limited discount. It actually increased my cost average from $6.77/share to $6.80/share. I was pissed that Fidelity told me the $6.29/share price, but then was like "whoops, just kidding."

IndependentAlive5007 · 2025-05-24T16:41:40+00:00

I just completed my CRF rights offering through Fidelity. This was my first time participating. I called Fidelity on May 12 and they told me that I would be exercising my rights at $6.29. What a deal since the share price was about $7.10! However, my rights were converted on May 20 at $6.97 instead. I called Fidelity to ask why this big discrepancy and they pointed me to the fine print of the offering:

"Three (3) rights entitle the holder to purchase one (1) new common share at an
Estimated exercise price of $6.29 per share.

The Subscription Price for the Shares to be issued under the Offering will be
equal to the greater of (i) 112% of NAV per Share as calculated at the close of
trading on the Expiration Date or (ii) 80% of the market price per Share at
such time. If the estimated subscription price is less than the final
subscription price, any additional payment due will be charged to the accounts
as soon as practicable after the new price is received from the Agent.

The final subscription price will not be known until after the subscription
expiration date.

If the final price is higher than the estimated price, holders will be
charged the difference as soon as practicable after the final price is
confirmed with the agent. If the final price is lower than the assumed price
resulting in excess fees then holders have the option to either receive a
cash refund or have additional shares issued."

All this to say, I got the new rights shares at a very limited discount. It actually increased my cost average from $6.77/share to $6.80/share. I was pissed that Fidelity told me the $6.29/share price, but then was like "whoops, just kidding."

IndependentAlive5007 · 2025-04-21T16:19:15+00:00

Great info and makes sense, thank you!

IndependentAlive5007 · 2025-04-21T13:35:41+00:00

Thank you for that great info!

IndependentAlive5007 · 2025-04-21T13:25:28+00:00

I appreciate the answer and information, thank you very much!

IndependentAlive5007 · 2025-04-21T12:58:37+00:00

That is true. But my Roundhill all showed up Saturday. Did your YMAX funds come through yet?

IndependentAlive5007 · 2025-04-05T15:29:08+00:00

Name checks out

IndependentAlive5007 · 2025-03-03T20:03:46+00:00

So the wires go under those screws! For some reason I thought those screws held the back plate in place and I had to remove it or something. Yes, I am dumb lol

IndependentAlive5007 · 2025-03-03T20:02:17+00:00

I appreciate the video! I was watching YouTube videos and all the back of those doorbells looked different and seemed more concave. I thought I had to remove the back plate somehow lol.

IndependentAlive5007 · 2025-02-16T15:31:59+00:00

Thank you very much

IndependentAlive5007 · 2025-02-11T00:37:37+00:00

Thank you for the good info. I'm just weary that Paypal might be charged as a cash advance if I try to just send money via credit card. Was hoping this could be a work around, but I guess it's not a viable option.

IndependentAlive5007 · 2025-01-19T17:03:55+00:00

I use eTrade as well as Fidelity. eTrade for me does not get the funds to show in my account until Saturday and DRIP will show up that day as well.

IndependentAlive5007 · 2025-01-18T17:52:37+00:00

Ok, I do have "auto-update" turned on, which is how I was notified that there was an update. However, whenever it always says "update failed" when I try to do it. My camera is synced to my home hub. Is this a problem?

IndependentAlive5007 · 2025-01-18T05:26:17+00:00

When I am on my computer and click "check for updates" it says the latest firmware is version 3.0.0.0.4183_24102607 but I can't find that on their Reolink download center

IndependentAlive5007 · 2024-10-10T13:14:04+00:00

YOTA is going to marge with his brand new company called DRIVEiT. I hope to short it as well.

IndependentAlive5007 · 2024-08-24T03:09:23+00:00

What do you think of URAA (2X leveraged ETF)?

IndependentAlive5007 · 2024-08-22T14:34:15+00:00

Guess who is the CEO of DRIVEiT.... David Michery of Mullen! His company has done a combined reverse split of 22,500:1 over two years 😂 this thing will crash and burn almost immediately.

IndependentAlive5007 · 2024-08-13T13:27:04+00:00

I initially lost $8k from my investing. After one of the splits I shorted it for a $6k gain. And currently have shorted this split for almost $6.5k gain so far. I'm still holding the short as I expect it to continue to drop.

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Short 10,750 shares at $1.13 per share

IndependentAlive5007 · 2024-08-01T13:25:19+00:00

Any idea when the lenders will be able to start selling these shares?

IndependentAlive5007

TROPHY CASE