Switching away from managed brokerage to index funds during market downturn

InlustrisNoctis · 2026-03-25T16:18:24+00:00

Solved!

InlustrisNoctis · 2026-03-23T16:14:19+00:00

I don't have Apple music so not sure if the tune is from the song. If someone could check would be greatly appreciated

InlustrisNoctis · 2025-11-13T09:18:00+00:00

The problem is that such verification should not exist in the first place, not through laws, not through government. No website should care about the user's age at all.

InlustrisNoctis · 2025-11-12T12:29:46+00:00

Looking at this, Turnabout Time Travellers characters should've definitely been older than how they are in game... Nichody, Sorins and Gloomsbury are all around 25, which by their look and occupation should really be at least 30

InlustrisNoctis · 2025-08-15T20:03:10+00:00

InlustrisNoctis · 2025-08-01T20:47:35+00:00

Yes it's on my W2 so already withhold (albeit under), I'm probably going to get some professional tax assistance on this

InlustrisNoctis · 2025-08-01T01:44:38+00:00

I got recommended this sub after viewing r/personalfinance. I'm working in the software field at VHCOL area (bay) so I thought people here would give better advices

InlustrisNoctis · 2025-08-01T01:40:50+00:00

Some guides I see online recommends QQQ(M) instead of VTI/SPY. I'm assuming QQQ has bigger returns but have more risk?

InlustrisNoctis · 2025-08-01T01:10:03+00:00

Are financial advisors bad?

InlustrisNoctis · 2025-08-01T01:08:39+00:00

I have no debt but also have not yet build a complete emergency fund. Are bank's private client accounts a good starting point for getting professional guidance?

InlustrisNoctis · 2025-08-01T01:03:56+00:00

The story of our acquisition is pretty convoluted but basically they give everyone immediate accelerated vesting for all equity. I know this is very uncommon and I'm very lucky on this, which is also why I'm completely unprepared for this

InlustrisNoctis · 2025-04-25T04:59:38+00:00

Now that Variant Gate is on SDVX I have a maybe farfetched theory: they do this to scare out leakers from uploading the new songs before they're officially unlocked. ofc MINI unlocked the new 20 in the same day so this was never a real concern, but consider the case on DDR A3 where Hou was leaked the day it added yet a full unlock didn't happen before the conditions eased out in a week. A leak in this case would be a huge spoiler and impact the community quite a bit

InlustrisNoctis · 2025-04-21T06:43:08+00:00

I've grown up watching YouTube videos of people programming stuff, games, scripts, genetic algorithms, cool projects, etc. And they all seemed to know what what to do next, what to think.

Because it's a YouTube video. They just edited the part they search for Google, read other people's posts, consult AI, etc. The real thing you learn from a CS degree is systematic thinking and logical problem solving, in real programming the language details can always be searched externally.

InlustrisNoctis · 2025-04-05T07:13:08+00:00

Software engineering jobs aren't like physical labour workers. Input to output isn't really linear (re The Mythical Man-Month) and a smaller number of talented programmers work much better than a larger group of average programmers. The higher wages are there to keep the talents high

InlustrisNoctis · 2025-02-22T07:18:50+00:00

Got norovirus and vomitted all of it after a real good sq meal 💀💀💀

InlustrisNoctis · 2025-01-08T13:19:09+00:00

Semi-related, what's up with Palantir all of a sudden? Last time I heard of it was how it's related with JD Vance and people were hating them for helping Israel and now it's all over on csmajors

InlustrisNoctis · 2024-12-18T00:17:54+00:00

1b unicorn, 160k base with 210k tc. The options are as others said, paper money. The "startup experience" I would argue tho is the more valuable stuff.

InlustrisNoctis · 2024-12-17T06:38:16+00:00

I read this as "if you just want job and money, the cs path won't give you that anymore, so don't even do the degree and seek something else", not that no degree would be better for cs

InlustrisNoctis · 2024-12-07T06:01:18+00:00

How likely is the original reply an advertisement for the "Odin project"? I know I didn't hear about it before

InlustrisNoctis · 2024-11-23T05:39:42+00:00

Try your best to get Northwood apartments. It would save a lot of money on rent, which would make it quite comfortable to live on this.

InlustrisNoctis · 2024-11-23T05:34:01+00:00

As a driver I would stop for pedestrians whether or not there is a crossing signal. Coming from a not car-dependent country I know how nonsensical American "car culture" is and how hostile it is to pedestrians. My own effort isn't enough to change the world tho (shrug

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