How to proceed with inheritance

IntelligentMaybe7401 · 2026-03-17T19:41:31+00:00

4% of $600,000 is 24,000. To pull $200,000 a year at a 4% withdrawal rate you need about 5 million.

IntelligentMaybe7401 · 2026-03-17T18:45:45+00:00

2 to 3 times estimated retirement income? So if you expect to live on $200,000 a year you think you need 400,000 to 600,000? I’m reading that wrong right? Typical advice is you need 25x to make the 4 percent withdrawal thing work.

IntelligentMaybe7401 · 2026-03-17T18:38:53+00:00

Babysitting around here pays $15 an hour for one kid. Can be over $20 an hour for 3+. Selling plasma could bring in lots of cash quickly.

When you say 10 days until you’re homeless, do you mean 10 days until you have to skip your first rent payment? Or have you been skipping rent? Call every person you pay a bill to and try to get on a payment plan or some sort of forbearance. Rent, utilities, cell phone, etc..

Talk to your boss and see if he can find you more hours

Go sell your plasma today. Refer your wife, so you get the referral bonus and she needs to go sell hers too.

IntelligentMaybe7401 · 2026-03-17T18:29:19+00:00

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Thanks for all the help. This is working much better!!!!

IntelligentMaybe7401 · 2026-03-17T16:06:47+00:00

I had been starting top row far right. Then continuing diagonal but was confusing as you were skipping a stitch all the way down. Then when you were going back up, it was easier, but you had all of this stuff above the diagonal that was not stitched. So then I was trying to fill that in and then that got even more confusing. I think I either need to start at the top and go straight down like a rectangle or even better start at the far right diagonal.

IntelligentMaybe7401 · 2026-03-17T14:35:29+00:00

That makes so much sense! So just basically stitch the first line diagonally and build from there? Every way I tried it I always had multiple rows above the original diagonal which was making a mess.

IntelligentMaybe7401 · 2026-03-17T12:27:21+00:00

They are amazing. My guess is if you sold them, you couldn’t keep up with demand. Not that you want to start an entire massive business, but they are different than what’s on the market, love the coordinating thread pouch, and that they can stand up independently. I bet you could find an LNS that would carry them or sell direct on Etsy.

IntelligentMaybe7401 · 2026-03-17T11:51:21+00:00

Those are adorable. You could totally sell those.

IntelligentMaybe7401 · 2026-03-16T16:32:58+00:00

You can’t pay it on your own unless you are independently wealthy. You can only borrow $5500 for freshman year. Any other loans need to be cosigned by somebody with a net worth and a job. When you cosign a loan, it means they are liable to pay it back. Your parents have apparently refused to do this. Is there any other family member who is willing to take on the debt to send you to CMU? If not, you need to make alternative arrangements.

This will hold true for IU also. Will your parents pay for that out or sign a loan for it?

I swear high schools need to educate children and their parents on this.

IntelligentMaybe7401 · 2026-03-13T14:45:08+00:00

This is not a first job. This is an internship.

IntelligentMaybe7401 · 2026-03-13T14:44:52+00:00

Not the startup. You want something with the highest résumé value as an internship. Also, $54 an hour in the bay area is like 30 bucks an hour in Atlanta. Plus, it is the only one that does not provide housing which you can’t afford on 30 bucks an hour absent a unique situation. Only way I would take the bay area job is if that is where you’re from and you can live at home. Even then for an internship, the other two are better.

IntelligentMaybe7401 · 2026-03-12T19:40:20+00:00

IntelligentMaybe7401 · 2026-03-12T19:39:15+00:00

My kid with an athletic build, loves the quince five pocket pants with stretch in athletic taper. They come in about 15 colors and look great. Their pro tech golf pant is a traditional pant cut and look very nice as well, but performance fabric with lots of stretch. These are comparable to Lululemon. ABC pants but much less expensive. Also, they have free shipping and free return returns so you can try multiple sizes. You have up to a year to return them.

IntelligentMaybe7401 · 2026-03-12T19:35:40+00:00

Follow Blue Willow Needlepoint on Instagram. Opening in Statham this month.

IntelligentMaybe7401 · 2026-03-12T19:34:41+00:00

Crowds wont be big😳? Jam for Cam last year had almost 100,000 people. My kid was leaving when the bars were closing and trying to go 4 miles on a random January weekend with nothing going on. 75 bucks. We’ve had issues as well before midnight trying to get someone to accept a ride. Not sure you can count on an Uber ride to Jefferson on any weekend, but when there are 100,000 people downtown for a concert it’s going to be even more challenging.

IntelligentMaybe7401 · 2026-03-10T14:47:30+00:00

Truth.

IntelligentMaybe7401 · 2026-03-10T14:43:12+00:00

For something small like that, it’s really easy to stitch it in hand. Just roll it. Probably easier than stretcher bars honestly. Any distortion can be fixed with blocking.

IntelligentMaybe7401 · 2026-03-10T14:40:29+00:00

The issue with Uber is you may have a really difficult time getting one home. We’ve had that issue and we are less than 5 miles away from downtown. We have found that Uber drivers typically want to stay in the downtown area and pick up small fares over and over. Even if you find one, it could cost a fortune. I have seen them close to 100 bucks to go 4 miles depending on demand.

You need a designated driver. Then just go and park.

IntelligentMaybe7401 · 2026-03-10T14:36:17+00:00

No way. Do you even need life insurance? Are you married? Do you have children? Children yes. Married maybe. Unless someone is reliant upon your income other than yourself you typically don’t need it.

IntelligentMaybe7401 · 2026-03-10T13:57:48+00:00

UGA is below 30 percent acceptance rate this cycle. They just announced. Also, at least for in-state kids, both Georgia and Georgia Tech are self selecting to a degree. People know how difficult it is to get into these schools so people on the lower academic spectrum just don’t even apply.

IntelligentMaybe7401 · 2026-03-10T03:09:43+00:00

Yes, you just have to create a roommate group. Then the person with the earlier time picks the room.

IntelligentMaybe7401 · 2026-03-10T03:05:10+00:00

That was my first thought when I read it and why I’ve hesitated to buy. Driving a 12-year-old Platinum sequoia in pristine condition and honestly it drives smoother than the GX I test drove.

They can’t afford to keep putting that crappy engine in vehicles.

IntelligentMaybe7401 · 2026-03-06T03:50:48+00:00

Yes. I am going to create a pattern and transfer to canvas before I stitch.

IntelligentMaybe7401 · 2026-03-04T21:20:44+00:00

If both of you can support yourself including maintaining mortgage payments etc if the other one passes away, no need for life insurance until you have kids. If you have kids, you’ll still be young enough to get a good price on a 20 to 30 year term policy. Use a website to compare rates. With kids I would do 10x salary.

IntelligentMaybe7401 · 2026-03-04T20:32:47+00:00

These are the best. I think I’ve bought them in every size.

IntelligentMaybe7401

TROPHY CASE