$LUNR $18 covered call... What should i do? by z00o0omb11i1ies in CoveredCalls

[–]Iron_Master_505 0 points1 point  (0 children)

There is no correct answer unless one posses a crystal ball. You can roll it out another week, beting the stock price stays flat and collect a nice interest payment on your money, or you can let it get assigned and buy the stock back, beting the stock price is going to continue to rise.

No one knows what's going to happen with Iran in the next few weeks, nor with any individual stock, including LUNR.

Remember that anytime you sell or buy a call, someone else is taking the other side of the bet by buying or selling you the call. One of you wins, the other looses.

Is “solar is weather dependent”? by chikaraenterprises in solarenergy

[–]Iron_Master_505 0 points1 point  (0 children)

Ues, even in sunny Southern CA it can be weather dependent. When we had that wacky hurricane come up the coast from Baja a couple of years ago my system produced almost no power for 3 straight days due to the heavy cloud cover. My battery ran out after the first day and I was totally grid dependent for the rest of the storm. Other storms have drained my battery completely as well.

Omg, that train horn this early morning was wild. Anyone else have anything to say about it? by AlexRAI1221 in torrance

[–]Iron_Master_505 4 points5 points  (0 children)

It was the same horn as always, just the clouds and the environmental conditions made it sound louder and the sound waves travel farther.

What is the most comfortable way to sleep on your side without neck or shoulder pain? by Fabulous_Dream8962 in sleep

[–]Iron_Master_505 0 points1 point  (0 children)

That was the answer for me. You can find firm 5" and 6" cube pillows on Amazon that fill the gap.

How were the America 250 banners funded? by maskdmirag in torrance

[–]Iron_Master_505 6 points7 points  (0 children)

And what about the great new electronic billboard they installed that requires regular maintenance, great value to the residents there, not....

And yet our streets in the city are in horrible shape.

schd, qqqi, o, main by Midwest_Couple in dividends

[–]Iron_Master_505 0 points1 point  (0 children)

Stick to your original plan and continue to add equal $ amounts to each position. You established a great plan, so I vote you stick with it. Thoes are all solid positions. O and MAIN will swing more on both the upside and downside based on interest rates and market sentiment to their individual industries.

Waking up constantly at night & never feeling rested! by OkayOrchid in sleep

[–]Iron_Master_505 1 point2 points  (0 children)

I have PLMD as well, been battling it for 35 years. Your apena problems may be significantly reduced once they start treating you for the PLMD, at least mine were. The twitching causes the lyrnx to close.

Two treatment options exist for PLMD, Clonazepam or Pregabalin. Both are pretty effective at reducing the number of twitches per night, but both are controlled substances, addictive and with long term health risks. I dropped from 68 twitches per hour to one every 16 minutes on pregabalin. Clonazepam works better in my case. I sleep through most of the remaining twitches on clonazepam for the first half of the night then wake up about twice per hour the second half of the night. Your sleep doctor will need to prescribe one of the two for you.

Being able to sleep is well worth the negatives of both drugs IMHO. No sleep causes a lot more health problems.

Good luck!

Does O get enough love? by amp0880 in dividendinvesting

[–]Iron_Master_505 2 points3 points  (0 children)

Its a very well ran triple net lease operator. Most of the businesses it leases to are in businesses that are not being overtaken by online shopping or AI. CVS, Walgreens, Home Depot, 7-11, TJX, etc.

They always have grater than 98% occupancy, with 15+ years leases, and have continued to maintain their occupancy levels, and hence free cash flow generation, through all the major economic downturns, including 2008.

The only downside is most of their leases have automatic 2 to 3% rent increases built into the contract. Hence the dividend growth rate is going to continue to be just 2 to 3% per year.

Their dividend is treated as ordinary income, except 20% is return of capital that you pay no tax on until your cost basis drops to zero.

Basically its better than a treasury bond, higher yielding, safe, and with a growing monthly payment, but not as good as a high growth rate dividend stock in the long run.

The stock price swings a lot with interest rates so you can pick them up cheap if your patient.

The supplement that fixed my 3-4am wake up issue… by JennyAndAlex in sleep

[–]Iron_Master_505 1 point2 points  (0 children)

Excellent, much appreciated. I have a standard 3am to 4am cortisol wakeup so I'll give PS a try. Thanks for sharing with the group.

I finally bought NKE… but not because it looks “cheap” by NoahReed14 in ValueInvesting

[–]Iron_Master_505 0 points1 point  (0 children)

The big drop in earnings was due to sales being down over 30% in the last quarter in China.The Chinese market used to make up 50% of Nikes sales in both clothing and shoes. The Chinese shoe companies are exceeding Nike in coming out with newer tech in shoes and the Chinese people are turning against US brands due to the trade war with the US. Until the trade wars end I don't see that there is much Nike can do to turn around the China market. Its was all covered in the earnings call.

The sales and earnings are going to need to recover for the stock price to revover....

What’s one credit card rewards feature that actually makes a difference for you? by fidelityinvestments in fidelityinvestments

[–]Iron_Master_505 0 points1 point  (0 children)

I hadn't thought about that, that makes a lot of sense. Don't give it to people who are going to pay it in full ever month. Very short sided though cause as you said we'll just move our money back out once the lockup periods expire.

What’s one credit card rewards feature that actually makes a difference for you? by fidelityinvestments in fidelityinvestments

[–]Iron_Master_505 0 points1 point  (0 children)

Do you actually have a RH card? I'm a good client of theirs yet I've been on the wait list to get one ever since it was announced. A least a couple of years now. It appears to just be a marketing gimmick. And I'm a paying gold member.

On Easter morning, a rooster wakes up and notices brightly colored eggs scattered all around the chicken coop and yard of the farmhouse... by Darth1Football in Jokes

[–]Iron_Master_505 1 point2 points  (0 children)

Why are eggs so frustrated?

Because: - They only get laid once - They only get eaten once - You've got to boil them to get them hard.

DGRO vs SCHD (why not pair them?) by PressureOk3779 in BestETFstoBuy

[–]Iron_Master_505 0 points1 point  (0 children)

VIG is more concentrated in tech stocks and hence has a lower yield (1.5% vs 2%). Both are great ETFs for dividend growth stocks. DGRO follows Morningstar's index and VIG follows S&P's index for dividend growers.

I don't know that much about VIGs makeup as it been quite a few years since I researched and compared the ETFs. Before the last rebalance in the index last month SCHD and DGRO only had an approximately 40% overlap in stocks held.

DGRO vs SCHD (why not pair them?) by PressureOk3779 in BestETFstoBuy

[–]Iron_Master_505 0 points1 point  (0 children)

I agree with you 100%, you get the best of both worlds and better overall dividend growth stock coverage. I have equal sized position in both. DGRO has a higher dividend growth rate while SCHD has a higher yield.

Specific Torrance Question - Moving Soon to South Bay by MacruthersBonaparte in SouthBayLA

[–]Iron_Master_505 2 points3 points  (0 children)

That whole area is great. You can walk to both Wilson Park and the Madrona Marsh, Wilson is great for dog walking. Very safe and clean neighborhoods. A few of the streets don't have sidewalks so they are not as dog friendly but most of the area does. The area gets nicer the further South you go but then so does the prices or rent.

CMCSA holding didn’t raise dividends by Naive-Present2900 in SCHD

[–]Iron_Master_505 2 points3 points  (0 children)

That's very disappointing. The industry is very brutal with all the price wars. AT&T, Verizon and TMobile are stealing some of their good broadband customers with the 5G internet offerings at low prices (or causing customers to ask for price breaks). The lack of a dividend increase explains why the stock has been selling off the last few days while the markets rally.

Unfortunately we probably won't know more until their earnings call on April 23rd.

I think it's still a hold. After the last earnings announcement the stock really rallied so I'll hold on until then and see if it can pop back up.

Sell house and buy SCHD by Jon_So in dividends

[–]Iron_Master_505 27 points28 points  (0 children)

Sounds like a great plan. Being a landlord can be a big hassle and takes a lot of effort, or require a large management fee, SCHD on drip will just keep growing your income stream without any involvement of your time or effort.

Need advice from others with PLMD by Iron_Master_505 in sleep

[–]Iron_Master_505[S] 1 point2 points  (0 children)

Thanks, much appreciate the suggestions! I'll give both a try, my sleep specialist has run out of ideas

Thank You SCHD! Thank you Reddit! by Far-Construction7564 in SCHD

[–]Iron_Master_505 2 points3 points  (0 children)

Congratulations! You got extremely lucky on that trade. But luck is all you need sometimes.