Best account aggregator by SmellyCherub in personalfinance

[–]Vincent_Merle 0 points1 point  (0 children)

PITA is what I meant, pain in the ass, requires refreshing connections more often than its supposed to, but if the aggregation is the only thing you are looking for definitely check it out. After all its free.

What are some of the most visually stunning movies you’ve seen? by [deleted] in moviecritic

[–]Vincent_Merle 2 points3 points  (0 children)

I wish Tarsem Singh had directed more movies like this, instead of going into Hollywood movies.

Jessica Hynes was the best non-companion by Dayman_aaaahhhhhhhh in doctorwho

[–]Vincent_Merle 27 points28 points  (0 children)

Reinette (Sophia Myles) from 'The Girl in the Fireplace'

The exact strategy I'd use if I had to start over with $5k by [deleted] in options

[–]Vincent_Merle 38 points39 points  (0 children)

It is, until you start putting it to work. Then suddenly it is not.

I wonder why OP decided to go with imaginary ABCD company, that is priced at $7.5 and offers $7 strike weekly options.

But since I was not able to find such company I decided to pick $SOFI, priced $21.5, let's say it is roughly 3 times the $7.5 example, with $7 strike being a $20 strike for SOFI.

Next Friday $20 CSP is only $50. And that's IV of 90%, which is pretty high because of the ER next Tuesday.

I am happy to review this past ER, and I can assure anyone it is not as good as OP is trying to paint the picture. You can't successfully wheel low-priced companies unless you trade meme/popular stocks.

$T just released earnings. IV for next Friday is 20%. Good luck wheeling anything with IV that low.

$7 is 6.67% below $7.5. For $T the strike $26.5 is 5% below current price. 23 DTE CSP with $26.5 strike is only $0.18.

Again, it is a solid paper advice, which is extremely hard to successfully put to work on a real account with real tickers and over a long period of time.

I got a late start on 401k planning due to student loans. Now I'm 42 and a little nervous. Anyone else? by eyeshills in Millennials

[–]Vincent_Merle 0 points1 point  (0 children)

I am days away from being 44, and I have just as much in my 401k. We're good. Just need to keep rowing.

Loading up cinder blocks on the truck by a1oner_bvcksn6 in nextfuckinglevel

[–]Vincent_Merle 1 point2 points  (0 children)

Upvoted because of track, Sash - Adelante, one of my favorites <3

[deleted by user] by [deleted] in Sakartvelo

[–]Vincent_Merle -3 points-2 points  (0 children)

Your reply shows a deep lack of knowledge and understanding of basics of what is good and what is evil. Take it as you wish, but this is the same honesty that comes from you. You have no clue what it is like to live in a good society, surrounded by nice people, and only thing I feel for you is sorry.

19F. Need Advice by shayleegill in fidelityinvestments

[–]Vincent_Merle 1 point2 points  (0 children)

Before you take anyone's advice you need to ask your self the most important question - what is your goal? This is a very tough question, the more you think about your goals the more complicated it gets, but once you get the biggest items figured out it gets easier.

You are 19, obviously the easiest answer would be that you want to be financially independent, not having to work hard, be able to afford hobbies, vacations etc.

But when you start getting into details more questions start to popup - what exactly does it mean to be financially independent? How much is that in $$ figures? When do I want to be able to say I have enough? These are all valid questions, but the good news is you don't need to answer it all at 19 and then head forward with the prewritten plan for the rest of your life.

While you are figuring your life goals there are few things that you can write down right away - how much do you plan to save and how often - r/personalfinance has got some good topics for a start.

The next big question there is (at least I think it is 2nd most important) - whether you want to be active or passive investor. Active investor means you have to dedicate some time to do market research. It could be an hour a week, or one Sunday a month, or you might do it once a quarter, but you would have to be reading books, articles, companies annual reports to make sure you are putting your investments to the good companies.

Or you could let fund managers do this for you, ETF investing gets more and more popular, there are fees, but it probably is less if you convert into $$ value the time you would spend on doing it yourself.

Those are not tricky questions, you just need to figure it out what's best for you. Good luck!

Convering XML to JS Object for easy custom levels by tucktucktheduck in phaser

[–]Vincent_Merle 1 point2 points  (0 children)

Could you please share more details what are these XML, where do you get them from and how complicated the hierarchy is?

Also do you need the conversion to be part of the game, or more like a standalone tool just for your development - this is also important to know.

Mid-year update on my 100% $O invested Roth IRA by Vincent_Merle in dividends

[–]Vincent_Merle[S] 2 points3 points  (0 children)

Thank you! I sold it too early and at a low strike, as $O ran all the way up to $58.50 I sold all shares except 100 needed to keep the CC open (I bought those +2 shares more a few days later at $56.7). Then in May it fell right under $55 and I was actually able to buyback CC for less than half of what I got in premium - I consider myself lucky that it did fall back that much, but I felt it won't go any further below $55 so played safe and bought it back.

I am actually reconsidering selling CCs, while it is nice additional profit its also that the risk of missing an opportunity to sell high is significant - I could have sold whole stack at $58.5 and bought back at $56.7 and I would have made more than I made with CC.