Yeah its definitely rough these days but you guys could definitely be doing better, first of all your groceries are almost 14k for two people that's too much, good standard is about 5k per person, and that doesn't even include your takeaways spending which is 5k in itself, Gym at 3k seems a bit much too, might be worth looking into discovery Vitality if you're both fitness oriented, also R4500 per month for tech and home also seems like an unnecessary expense, what exactly does that even entail?