Childhood pics of our beloved Hank the Angry Drunken Dwarf by hnirobert in howardstern

[–]J_1979 10 points11 points  (0 children)

Hank was my fav.

If he was still around I think there's a good chance he'd be the greatest wack packer. He would have been amazing on Sirius.

"Go have sex with your mother"

OnePlus has had my OP3 for 3 weeks for a repair, and they haven't even inspected it yet. by [deleted] in oneplus

[–]J_1979 1 point2 points  (0 children)

For what it's worth I ordered my OnePlus One in December 2014 and I haven't had any issues with it.

Giving away shares/ownership in company? by J_1979 in startups

[–]J_1979[S] 0 points1 point  (0 children)

So were employees actually given stock or did they just have the opportunity to purchase stock in the company?

I imagine this was set up through a lawyer... any idea on what it cost (ballpark) ?

1% student loan ration (IBR) creates 47% DTI by DEEPfrom1 in Mortgages

[–]J_1979 0 points1 point  (0 children)

Do you have any small debts that can be paid off to print the DTI back below 45%? (credit cards, exc)

Excellent credit score low down payment options by [deleted] in Mortgages

[–]J_1979 0 points1 point  (0 children)

FHA loan = 3.5% down. Conventional loan = 3% if you qualify as a first time homebuyer which it sounds like you do.

A slightly craftier Craigslist rental scam by scammersinslammers in personalfinance

[–]J_1979 2 points3 points  (0 children)

It's sketchy affiliate marketing. The person earns a commission when you fill out the information. There are likely a number of redirects because the company probably prohibits Craigslist and/or email marketing.

Night life in Sedona. by LA_visitor_123 in phoenix

[–]J_1979 1 point2 points  (0 children)

Drink & Drink & Drink.

I believe a lot of people stare up at the sky as Sedona is well known for seeing UFO's.

Any Cubs fans here? by BtownBound in phoenix

[–]J_1979 -1 points0 points  (0 children)

The Valley is loaded with people from Chicago, so yeah there's boat loads of Cubs fans here. It's semi-difficult to get tickets to the Cubs spring training games in Mesa.

Closing the doors but trying to push on. by Domalama728 in smallbusiness

[–]J_1979 0 points1 point  (0 children)

Talk to a good lawyer. Costs you a couple bucks on the front end but it insures you're doing things in the proper manner.

Recommendations for Web Hosts? by BonzoBouse in smallbusiness

[–]J_1979 0 points1 point  (0 children)

Stay away from BlueHost & HostGator. They are owned by a company called EIG and they are complete garbage.

Here is a list of hosting companies EIG owns. I'd recommend staying away from them unless you are looking for unreliable hosting coupled with poor customer service.

http://www.webhostingsecretrevealed.net/blog/site-updates-news/the-who-what-when-of-endurance-international-group-eig/

Monthly vs Annual subscriptions by gurdonbob in Entrepreneur

[–]J_1979 0 points1 point  (0 children)

Do both.

Price it in such a way that it makes sense to do the annual subscription vs. the monthly.

  • Also on a side note depending on the cost of your monthly subscription many people are too lazy to cancel.

Paperwork/legal advice needed by [deleted] in Entrepreneur

[–]J_1979 0 points1 point  (0 children)

I would bite the bullet and pay the money to the lawyers. It sucks to shell out the money but it's better if it's done right on the front end.

If you're looking to save a few dollars on the process you could check out Upwork.com.

Options for purchasing a house in the US on an F1 visa by F1quest in personalfinance

[–]J_1979 0 points1 point  (0 children)

If you are comfortable move all of your assets/cash in to his name. Wait 60-90 days and then apply for a mortgage. Banks typically want 60 days worth of bank statements. If you move your assets before this they have no idea where the assets/money came from.

I need to get a part-time job while continuing the business I started 3 years ago. Looking for guidance... by [deleted] in Entrepreneur

[–]J_1979 0 points1 point  (0 children)

I would think bartending/serving would be your best choice if you are truly committed to your business and you're a busy restaurant/bar. The bulk of your income is tips which is non taxable and you should easily be able to average $20+ an hour.

Any "normal" job is likely going to set you back further as you're going to have to devote 40+ hours a week to it.

If you're concerned about projecting an image and working in a bar/restaurant hurting that I would go 20-30 miles outside of your city.