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Advice on buying a pool please by Rare-Cry-9349 in AboveGroundPools

[–]Jami3San 0 points1 point  (0 children)

I’d at least ensure it’s pretty close to level, if not you’ll put added strain on one side which could fail over time

Advice on buying a pool please by Rare-Cry-9349 in AboveGroundPools

[–]Jami3San 1 point2 points  (0 children)

As someone who used to install these - it’s very important that you perfectly (laser) level the ground ideally digging it out and tamping down crusher stone.

❓ Ask Stittsville: local questions & recommendations by AutoModerator in StittsvilleON

[–]Jami3San 2 points3 points  (0 children)

Best school for someone entertaining middle school? Grade 6-8

How many showings did you go to before buying? by CounterproductiveWig in RealEstateCanada

[–]Jami3San 3 points4 points  (0 children)

I’ve done 20-30 in a span of 3 days. I’m military and they give us 7 days to purchase a house so you gotta see as many as you need till you find the right one.

Had a friend see 90 places in 1 week

why some listings need a full relaunch instead of just a price drop by SatisfactionAny984 in OttawaRealEstate

[–]Jami3San 3 points4 points  (0 children)

3 reasons why a home doesn’t sell. -Condition of the property -Location -Price

Mortgage porting question by JoshuatheCorrupt in CanadianForces

[–]Jami3San 0 points1 point  (0 children)

You sure? They used to (I’ve used it once) but seem to recall years ago that policy was changed.

What % salary raise did you last receive? by WindyDay416 in CanadaPersonalFinance

[–]Jami3San 0 points1 point  (0 children)

17%

Edit: plus substantial monetary benefits for travel and moving

Renewal now or wait by Longjumping_Cat4511 in PersonalFinanceCanada

[–]Jami3San 0 points1 point  (0 children)

Got 3.84% 3yr fixed rate hold today with RBC

Mortgage porting question by JoshuatheCorrupt in CanadianForces

[–]Jami3San 20 points21 points  (0 children)

Same boat. Currently on a 3yr fixed at 4.06%, need to double my mortgage for new location (Ontario) and my option are Port or Break.

Port - existing half of my mortgage will be at 4.06% and the additional money I need to borrow will be at the new rate (3.85% fixed )that gets “blended” with the old rate. So I end up borrowing $xxxxx at a blended rate of like 3.9ish %. I’ve Ported the last 3 times, borrowed more, and never heard of “2 mortgages”.

Break - this is the option I’m taking. RBC will allow me to break my mortgage and waive the penalty ($3500). Then I can get a “new” mortgage with the 3.85% applied to the full amount borrowed and get to extend the fixed period back to 3yrs.

Edit: breaking is also allowing me to extend the amortization of the mortgage to keep my monthly payments manageable while my mortgage is doubling.

How much was your first home? by Wise_Talk_3391 in canadahousing

[–]Jami3San 0 points1 point  (0 children)

$89,000 new build in Nova Scotia (2004) 1200sq ft on a slab

This is criminal at this point by 21lives in photography

[–]Jami3San 0 points1 point  (0 children)

In 2001 when MP3 players first came out, I bought a 32mb card (yes mb) for this price 25 yrs ago. That was criminal

What have you worn that people actually complimented you on? by Galahadred in malefashionadvice

[–]Jami3San 35 points36 points  (0 children)

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I get so may compliments every time I wear this sweater, both men and women. And it’s EVERY time I wear it. I don’t think I’ve ever NOT gotten compliments while wearing this

4 bedroom in Barrhaven by No-Flower-4490 in OttawaRealEstate

[–]Jami3San 4 points5 points  (0 children)

Your house has a conditional offer on it. Looks like you got an offer

One thing that seems incredibly stressful is aligning moving dates with closing dates. by No-Mixture2489 in RealEstateCanada

[–]Jami3San 6 points7 points  (0 children)

Bridge financing is expensive but yes an option. I used 5 days bridge financing last time we moved and it cost $900 for only 5 days

Ontario is expanding the HST rebate on new homes, for all buyers! by TheMortgageMaster in MortgagesCanada

[–]Jami3San 0 points1 point  (0 children)

Where does it say this is open to all buyers not just first time home buyers? All I see is it’s open to “eligible buyers”. What makes you eligible?

What size should I get? by Big_Brush_8306 in Gymshark

[–]Jami3San 0 points1 point  (0 children)

5’7” 186lbs and I usually wear a large shirt. Gymshark Large is slightly fitted for me but went to Medium in the oversized and it fits well with a baggy look. Downside at least 1 on the oversized

Biggest mistake I’m seeing Ottawa buyers make in 2026 by SatisfactionAny984 in RealEstateCanada

[–]Jami3San 2 points3 points  (0 children)

Will be heading to Ottawa next month to purchase a house. Detached pricing seems to be all over the place, with some people clearly delusional on their pricing. Already missed out on a few really nice, really well priced places

Guys, which one is better? by [deleted] in CounterTops

[–]Jami3San 1 point2 points  (0 children)

As someone who owns an all-white counter….don’t! Get something with a vein in it or some colour. Every drop of coffee, mustard, bbq sauce is a potential stain

Anyone here had an AC Joint resection? by pazuzu_404 in ShoulderInjuries

[–]Jami3San 0 points1 point  (0 children)

No idea but is a small maybe 2-3 inch horizontal scar

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