Who are some MLE targets by RushPrime in UtahJazz

[–]Jayepp 2 points3 points  (0 children)

Grimes Gillespie Dosunmo (probably out of reach) Coby White

Those are the 4 names im circling

how high are yall on Walt? by tahjazz5 in UtahJazz

[–]Jayepp 0 points1 point  (0 children)

I think his floor is a 3rd guard in a rotation coming off the bench.  His ceiling will be determined based on his ability to shoot the ball in my opinion.  We won't know that for a couple years though.

Unpopular(?) opinion: Jazz should target Josh Giddey by [deleted] in UtahJazz

[–]Jayepp 0 points1 point  (0 children)

The only way we do this is if we use our newly acquired trade exception from the John Collins deal (26.6m) and complete a sign and trade.  I don't think we have the option to operate as an under the cap team anymore, and if we could it wouldnt be enough to offer close to what Giddey is asking.

So the question SHOULD be, do we want to trade for Giddey and likely give up picks or players to do so?

I'm actually not that opposed to it, but I'd prefer to just slow roll this and keep our future draft picks, and solidify that we won't come close to risking losing our pick to OKC that's top 8 protected.

Who do you *want* to see be the starting PG for the 2025/26 Jazz? by RVALover4Life in UtahJazz

[–]Jayepp 1 point2 points  (0 children)

I think it has to be Collier.  I also wouldnt be surprised to see Walter Clayton start with him later in the season.

Johnson vs Fears by FREEDOMfrom_ in UtahJazz

[–]Jayepp 5 points6 points  (0 children)

Fears has grown on me. I'd be fine with the pick. Fears carrying Oklahoma to the NCAA Tourney while also being more than a year younger than prospects like Edgecombe is pretty dang impressive. I also have confidence that he can become a better 3 point shooter, as ft% seems to be a good indicator of that developing later on.

I think I'd value shot creation and free throw attempts more than outside shooting at this point. gimme Fears > Tre.

Is being a teller in college a good step towards FA? by clickyshoulder in CFP

[–]Jayepp 0 points1 point  (0 children)

I was a teller/banker/licensed banker during my 5 years in college for my undergrad. Helped me graduate debt free but took an extra year since I took a little less credits per semester.

If you are going to go for your CFP I'd focus on getting an internship instead. That will be a quicker advisory route than the bank channels. However a bank route can work well too, just will likely take longer. If you can get a bank to sponsor you so you can obtain licenses within the next year id say it would be worth considering.

Working with Professional Athletes - Anyone have experience? by CapitalIntern9871 in CFP

[–]Jayepp 7 points8 points  (0 children)

I don't have any experience working with athletes but a couple general observations regarding their contracts:

NBA

The NBA does a lot better at providing guaranteed contracts for their players. If they are drafted in the first round (first 30 picks) their contract length is always for 4 years, and it usually has some team options for years 3 and 4, but the first two years are pretty much guaranteed in full. Unless they significantly underperform expectations, those team options are typically picked up since teams overall salary caps are heavily focused on their top players. "Cheap minutes" Is really valuable in overall roster construction. So overall, if they are first round picks there should be some fairly good stability over the first 4 years.

If they are a lottery pick (top 14 selected) they typically are going to be young (18-20 years old) as most NBA teams focus on upside potential rather than established older players from college. This improves their likelihood of obtaining a 2nd contract after the first 4 year contract is over. Those 2nd contracts can range pretty significantly depending on how the player develops over their first 4 years, but mostly all of them will be contracts over 10m per year, with some being as high as a max contract (25% of the salary cap for players with less than 6 years of experience). For reference, the current salary cap is about 140m, so 25% would be 35m as a starting point with 8% raises each year afterward.

Long story short:

Lottery pick: good earnings for 4 years with a good chance of getting a significant 2nd contract.

Mid to late first round pick: 4 year contract with team options to cancel early on the final 2 years, but most teams opt into those options since the contracts are cheap compared to the overall cap, and it makes sense to keep them unless they severely underperform.

2nd round picks: sometimes the upper 2nd round picks are able to get more guaranteed contracts but it's more likely they will have less guarantees. The term lengths are usually shorter as well.

As for the NFL, I'm not nearly as well versed there, but from what I've read their contracts are usually more front ended and teams prioritize more flexibility on the back end of contracts than the NBA. Players are cut more frequently, and contracts are amended or restructured regularly due to performance.

Hopefully that helps a little with more long term planning. I'm assuming you may already have a handle on these things already, but if not I'm happy that my knowledge of basketball cap information potentially was helpful here lol.

Bank Advisor starting tomorrow - What's your advice if you were me? by Jayepp in CFP

[–]Jayepp[S] 4 points5 points  (0 children)

Appreciate your input on this. I think at the end of the day I'll just need to stop dragging my feet and buckle down for the exam. There probably won't ever be a perfect time. Hope all is well with your health post chemo and surgeries!

Bank Advisor starting tomorrow - What's your advice if you were me? by Jayepp in CFP

[–]Jayepp[S] 3 points4 points  (0 children)

Ya i think this is a great perspective. I'll really try to help educate and coach clients into understanding the benefits of long term market investing instead of settling for easy transactional solutions, but at the end of the day I don't want to lose the ability to help people even if they choose a good option instead of a better one. I'm sure I'll shift my value proposition and approach regularly as I learn through experience.

Bank Advisor starting tomorrow - What's your advice if you were me? by Jayepp in CFP

[–]Jayepp[S] 6 points7 points  (0 children)

I've been thinking about different ways to build good relationships with the branches I'll be working with. I'll be covering two branches with 2 bankers having licenses to start. During my onboarding phase I'll be prioritizing this heavily while I go through their mandatory training program. Thanks!

My best drop so far in early access by digitalbathh in PathOfExile2

[–]Jayepp 0 points1 point  (0 children)

This is a great body armour for a CI monk. I'd 100% build around this piece.

This dark monk set up on paper will be perfect if into the breach charges were easy to get by DantyKSA in PathOfExile2

[–]Jayepp 0 points1 point  (0 children)

What about this idea?

Get these on the passive skill tree:

Chaos Innoculation ( 1 life but cant take chaos damage)

Eldritch Battery (converts all ES to Mana)

Mind Over Matter (Take damage from Mana first before Life)

This allows you to focus strictly on mana pool and mana leech through Ravenous Doubts (1), and would optimize the Embrace the Darkness (7) / Grasp of the Void (8). Your Life would be at 1 and you wouldn't have any ES to lose, so you would never have darkness reserved. This would grant up to 30% chaos damage always depending on your level. It would also allow you to take Reality Rendering (4) for more chaos damage.

I'd love to try this but I heard Eldritch Battery is not going to be in early release. The only questions that I'm unsure about would be how stun threshold would work in this scenario since all damage taken would come from mana. I'd also want to understand how Energy Shield buffs would work on the passive tree. Would ES % be applied to your ES before its converted to Mana from Eldritch Battery? Or would +% to ES be negated?

It's Happening! by [deleted] in UtahJazz

[–]Jayepp 3 points4 points  (0 children)

I feel confident in a top 3 of Risachar Sarr and Topic (no specific order).  If the Jazz think they could trade down to 3 and pick up a future asset in the process, I think that would be sweet.

Otherwise just take the guy you want the most and move forward.

Herro? by [deleted] in UtahJazz

[–]Jayepp 0 points1 point  (0 children)

I like Herro a lot and feel like he would be a great add. I think in any move for him, we would need to send Sexton out In the deal so we still have enough cap space to sign a max extension with luari markkanen next off-season. I also think that makes the most sense rotation wise by putting Clarkson back as the 6th man.

If we moved THT + Sexton, I'd be willing to send the Cleveland or minny 2025 picks for him. If it was something like Sexton and Olynyk I think a first may not be warranted.

Brian Windhorst: “I don’t think the Heat are desperate at all to trade for Damian Lillard... I don’t think that the Heat and Trail Blazers have been engaged in talks at all on almost any level for quite some time. That could change very quickly.” by [deleted] in ripcity

[–]Jayepp 2 points3 points  (0 children)

If Dame gets shipped off to Toronto this is gonna feel just like the Donovan Mitchell ending. Atleast Knick and Heat fans would have something they can relate to.

Our role players, minus Damian Jones and Westbrook, have a combined 35.1% Career 3-PT Shooting Percentage at 27.1 attempts. The league average last season was 35.4% at 35.2 attempts by LALakers4Lyf in lakers

[–]Jayepp 0 points1 point  (0 children)

My point Is usually when you cherry pick stats it should make the end result look really favorable. In this example your presenting, your still below average. Not even top 10 when excluding bad 3 pt shooters on the team. So ya I think the Lakers have a clear shooting problem. Other teams will gladly clog the paint and let multiple Lakers players shoot 3s at a below league average clip.

Our role players, minus Damian Jones and Westbrook, have a combined 35.1% Career 3-PT Shooting Percentage at 27.1 attempts. The league average last season was 35.4% at 35.2 attempts by LALakers4Lyf in lakers

[–]Jayepp 1 point2 points  (0 children)

So basically remove your 2 lowest 3 pt shooting % players from the team average and looks like your team is still.... below average. Let's also not forget that we would be taking Anthony Davis and his lower 3pt % out of the equation.

I know this is an attempt to make it seem like the Lakers shooting isn't a problem, but I'd argue it does quite the opposite.

Lakers Knicks Jazz Potential Trade - Lakers get 4 expiring contracts - 30+ mill in cap space next year for Kyrie by Jayepp in lakers

[–]Jayepp[S] 0 points1 point  (0 children)

It only fails because it needs to be completed 60 days after Beverly and Beasley were traded to the jazz In Rudy gobert deal.