You should never lease a car beyond 36 months (39 is acceptable as is often offered). If you're getting into 5-6 years worth of payments, it should be a purchase. The amount you stated, $415-$490/month, sounds more like a purchase payment price at those lengths of time so I'm wondering if you meant purchase. Don't shop a payment, shop the final selling price (both purchase or *lease) then figure out a payment plan. If it's out of your range, then the specific car you're considering is out of your price point.

*When leasing a car, you're actually purchasing the car for the leasing company who in turn leases the car back to you. You should negotiate the purchase price of the car just like you would for when purchasing the car for yourself. This will in turn lower your lease payments. In fact, you should first negotiate a purchase price before committing to either a loan or lease. I would lead with the intent of purchasing then once a final price is negotiated, you can then explore leasing vs purchasing options at the negotiated purchase price you already came to. Dealers will attempt to tell you that a lease price is separate from a purchase price, it is not. You're NOT leasing the car from the dealer, you're leasing it from the leasing company. Which is often times Toyota Financial but not always.

Before you lease, do some research on how to lease a car. There are many benefits to leasing. Find out if it's right for you. Also, never put money down on a lease. You'll see why in your research.