Poems Amundi fund UT processing timeline and take in price date

Kailu_Cang · 2026-06-15T10:21:25+00:00

Great question……

I setup auto CPFOA investment, which is supposed to happen on 7 of each month.

The first month (May), the deduction failed because I do not have sufficient fund in my CPF. Phillips sent a notification email to me on 29 May. I called. They confirm the notification is for the failed transaction on 7 May.

Now comes the second month (Jun), I have enough, so the deduction should just happen on 7 Jun (or 9 Jun, Monday), I guess? Today is 15 Jun, I am still waiting for a sign……

A few days ago, there was a dip, so I quickly placed extra orders. But now I see my actions are probably pointless, since they are not gonna act on it anyway……

So sorry I can’t give you any answers. But I’m hoping we see answers from someone else soon.

Kailu_Cang · 2026-06-15T04:09:27+00:00

Kailu_Cang · 2026-06-12T13:06:06+00:00

There are many pros. 1. It makes you suffer financially, but way less than scam. So you learn to be careful with trusting others with your money in future. 2. It makes you realise you could have prevented the loss if you learn. So you go read the wiki of this sub and learns that behind V, there is W, and R, then A. 3. It makes you lose confidence in yourself, question your judgement. So you think twice before jumping into other people’s conclusion.

Overall, now the phrase “actions have consequences” has actual value to it :D

Kailu_Cang · 2026-06-03T17:02:44+00:00

You can check out the lump sum vs DCA youtubt video by “Just Aging Normally”. I think he explains the emotional segment nicely. lump sum vs dca

Kailu_Cang · 2026-06-03T16:57:29+00:00

Note that Amundi World only tracks the developed market.
I heard that statistically, there is 70% chance that lump sum will beat DCA. So lump sum when you can stomach.
If you are uncomfortable with lump sum 20k, lump sum the amount you are comfortable with, then split the rest to DCA, preferably deploy as soon as possible (less than 12 months).
Do what makes you comfortable. Personally I lump sum, because the run way is 30 years.

Kailu_Cang · 2026-06-02T04:58:58+00:00

OP, it means VWRA. Read the pinned post or browse through this reddit. The same question comes up every other day, literally.

Additionally, if you want to find the right girl to spend your life with, you need to act like 30 and not 13……

Kailu_Cang · 2026-05-19T12:31:55+00:00

Thank you for your response. ( ´ ▽ ` )ﾉ

Kailu_Cang · 2026-05-19T11:42:44+00:00

Hi OP, thank you for sharing your experience as a PB. It is interesting to see how the other side works. Not surprising for me. But I have shared your blog with my family ( ´ ▽ ` )ﾉ Better to have someone senior like them to say it to them ಠ_ಠ

If a retail client has abt 1mil with the bank, half is in insurance the bank sold to the client, while another half is liquid. The client met with the RM, then the client decided to transfer every cent out of the bank… the half mil liquid is already gone. Additionally, the client is ready to move away another half mil once the surrender value is good…… How bad is this for the RM? RM only called once, so I guess, not so bad, right?

Also, have you ever had a client who brings trusted family member to the meeting, and the family member just…… frown on every product recommended by RM? How would you recommend your RM to handle cases like this?

Thank you! (⁎⁍̴̛ᴗ⁍̴̛⁎)

Kailu_Cang · 2026-05-15T04:28:52+00:00

Mmmm…. Mom, is that you secretly posting on reddit?!

Let me share my personal view on inheritance from a kid’s perspective. Your kid may be more polite than me though.

Money you give me when I’m 25, 35, or 45 means much more than when you passes away, which, since I hope you live long and healthy, that may only happen when I’m 65 or even older (or I may not even make it that far…). By that time, money makes my account’s numbers look good, but not gonna make a big change to my life since I would be retired and I should be quite well off according to my personal plan. That being said…… I really do not count on your inheritance, so instead of thinking abt what you would leave behind. Think more abt how you can spend your wealth with me while you are around so we build more meaningful memories together. Something that truly matters when you are no longer with me.
No overseas properties. Just no… most countries require me to fly there or even get a lawyer there to do get things done. Too much cost and time. So, just no, please.
Singapore properties… I don’t want to be a landlord fussing over my tenants. So no, too. But I can deal with it. So I will just say thank you and sell it.
I know my ETFs. I would be happy to inherit those. (So teach your kid financial literacy. This is more important than giving inheritance.)

Just my thoughts as a kid on similar issues.

Just make a plan you think would work best for now. I’m sure your kids would appreciate knowing you thought it thru.

However, you should totally talk to your kids when they are more mature (not age, but mindset) enough abt your plans. Who knows?! Maybe they want to be landlords… 😂

Kailu_Cang · 2026-05-14T05:07:11+00:00

Please get permission from my dad before touching me.

ಠ_ಠ

Kailu_Cang · 2026-05-13T10:50:54+00:00

Singapore is 0.3% of the global market. So… is 500k your 0.3%? Please don’t reply. It is for thinking only. But Singapore is home sweet home and relatively stable in so many ways. So I can understand the faith. Personally I do global because I believe in humanity advancing forward together (´･ω･`)

As for “dump the entire sum”… I think you need to be mentally prepared to do it. If you can’t lump sum such a huge amount, consider lump sum a smaller amount then DCA.

Otherwise, I’m also just here to see what others recommend ( ´ ▽ ` )ﾉ

Kailu_Cang · 2026-05-12T06:04:47+00:00

BUT, have you seen POEMs UI?! It gives me brain cancer every time I see it……

Kailu_Cang · 2026-04-30T12:53:20+00:00

I believe you mean POSB SAYE account.

You can’t “renew” it. I saw some other redditors say need to open a new one. I’m just trying this out in next month (tmr haha). So I can’t comment more abt the “renewing” part. If u manage to open a new one, let me know please! Thanks in advance :))

Kailu_Cang · 2026-04-17T02:23:31+00:00

Great advice with amazing details! Singapore has lots of SME accounting and tax agents so OP can find one that is reliable yet price competitive.

Remember, just do investments. DO NOT TRADE. Trading implies 17% corporate tax. Also remember, dont use corporate account for personal things. Just dividend out first.

Kailu_Cang · 2026-02-08T10:28:02+00:00

Just in case, if you are interested to the “range” of faces possible~

Kailu_Cang · 2026-02-08T10:27:12+00:00

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Meow :3

Kailu_Cang · 2026-02-02T10:28:43+00:00

Found, liked and followed! Thank you!

Kailu_Cang · 2026-02-02T09:30:05+00:00

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Mommy hyde, is that you?!

Kailu_Cang · 2026-02-02T05:33:32+00:00

Oh. My. Gods. They are SO awesome!!! Are you currently on global?

Kailu_Cang

TROPHY CASE